didi Posted August 30, 2007 Share Posted August 30, 2007 We have been living in France for 5 years and received our carte vitale when our E106 ran out, we subsequently moved to the Haute Pyrenees and went to the local office, armed with all the necessary papers, passport etc, to let them know we had moved to the area. They said they would process all the details and send us a letter when they had done all that and we would just have to update our carte vitale. Now six months down the line we have today received a letter quoting" Conformément au nouveau décret du 21/03/2007 tout résident communautaire non actif se trouvant sur notre territoire et ne pouvant bénéficier ou continuer de bénéficier des droits européens sur présentation de formulaire tel que:E106 ou E121 ne peut bénéficier de la Sécurité Sociale mais doit contacter une Assurance Privée. En conséquence vous voudrez bein nous retourner vos Cartes Vitales"We went to the CPam office and said that we had several houses in france that we let out to year round tenants and therefore had some form of income in France and we have been paying the tax on the rentals for the last two years, but the lady at the CPAM office said that that didn't count. So now we have to pay for private medical cover, but I thought that being part of the EU we were entitled to basic state cover, especially as we have been paying taxes and social contributions each year, it seems that the French government can please themselves. What would happen if we didn't have the money to pay for private cover?Has anybody else been refused their carte vitale? From a very annoyed Didi Link to comment Share on other sites More sharing options...
cooperlola Posted August 30, 2007 Share Posted August 30, 2007 Didi, have a look at this thread. It seems that many of us are being re-assessed. We have yet to have a response as this has only just come up but you may not be alone...The piece of lesgislation which has brought all this about seems to be article R 115-6 du code de la securite sociale introduit par le decret no. 2007-354 du 14 mars 2007. I have yet to see it but it sounds fun.... (not).Edit : Here's a bit more on the subjecthttp://www.exclusivehealthcare.com/item.php?ItemId=220and the legislationhttp://www.legifrance.gouv.fr/WAspad/UnTexteDeJorf?numjo=SANS0720598D Link to comment Share on other sites More sharing options...
Will Posted August 31, 2007 Share Posted August 31, 2007 As it seems that 'exercising a professional activity' (inlcuding paying cotisations) is regarded by Monsieur Sarko as entitlement to belong to the CMU, the time must have come to register all those gite businesses. Or maybe the private health assurance would give you a better deal? Many self-employed French earners seem to think so. Link to comment Share on other sites More sharing options...
woolybanana Posted August 31, 2007 Share Posted August 31, 2007 Will, I am not sure if this legislation isnt well pre-Sarko. He wasn't president in March was he when this appears to have been passed? Link to comment Share on other sites More sharing options...
Clair Posted August 31, 2007 Share Posted August 31, 2007 This dates from the Chirac days, when Sarkozy was Ministre de l'Intérieur for a second time.De Villepin was PM at the time. Link to comment Share on other sites More sharing options...
TWINKLE Posted August 31, 2007 Share Posted August 31, 2007 [quote user="woolybanana"]Will, I am not sure if this legislation isnt well pre-Sarko. He wasn't president in March was he when this appears to have been passed?[/quote]That's what I thought. This thread has just reminded me that my Carte de Sejour runs out in October. I've been here 18 years and have 'paid my dues' since 1990 but I am a little nervous about what happens now that Nico is calling the shots. Link to comment Share on other sites More sharing options...
TWINKLE Posted August 31, 2007 Share Posted August 31, 2007 Could somebody please translate all that into French please?[:P] Link to comment Share on other sites More sharing options...
cooperlola Posted August 31, 2007 Share Posted August 31, 2007 Certainly sounded a bit babel-fishy to me, Twinks.[:-))] Link to comment Share on other sites More sharing options...
mint Posted August 31, 2007 Share Posted August 31, 2007 PuzzledI am just that, puzzled. Could you explain in words of one syllable or less? Link to comment Share on other sites More sharing options...
didi Posted August 31, 2007 Author Share Posted August 31, 2007 Just had a quote for private health cover, just the basic cover for hospitalisation starts at 900 euros for our age group (nearly 50 somethings) and the dearest comes out at 2000euros! per person Link to comment Share on other sites More sharing options...
Will Posted August 31, 2007 Share Posted August 31, 2007 Yes, the law dates back pre-election when Sarko was Minister of the Interior - who is responsible for immigration, immigrants etc. So as president he is bound to be keen on following through the changes that he instigated in his previous position.The sticking point seems to be the interpretation of 'having adequate health assurance', a qualification for residence in France, which existed under the Carte de Sejour rules but Europeans dropped out of these for a while and it looks as if the qualifications, though not the card, could be reinstated. That can apparently mean E forms, affiliation to the CMU (via CPAM or a similar caisse) or, for those who are not eligible to join the CMU for any reason, a private policy. There is, apparently, a modification to the law that removes the obligation to join CMU for non-actif people who are not French nationals and have not contributed through workers' cotisations. If this is correct, then those who, for instance, had E106 that has expired and are not yet eligible for E121, could possibly find themselves outside the CMU system. No doubt there will be strong objections from those who feel that they paid NI in Britain for thirty-odd years so feel they are entitled to be covered in France (but unless you have an E form, the European health services are not joined up).However, it is far too early to panic. One has to see how the changes, if they will affect these people, will be applied.It seems, unfortunately, quite true that CPAM front-desk or helpline advisors are often the last to know about such changes. Link to comment Share on other sites More sharing options...
cooperlola Posted August 31, 2007 Share Posted August 31, 2007 [quote user="didi"]Just had a quote for private health cover, just the basic cover for hospitalisation starts at 900 euros for our age group (nearly 50 somethings) and the dearest comes out at 2000euros! per person[/quote]Is that per annum, Didi? I ask because the cost of the CMU is, I believe (and somebody will correct me) 8% of your annual taxable income (RFR). So for somebody earning 20,000 (not inconceivable) a year, that's not bad, when you think that many top-up insurances cost around 600 euros a year in addition to the CMU contributions, anyway. Link to comment Share on other sites More sharing options...
TWINKLE Posted August 31, 2007 Share Posted August 31, 2007 Excuse me!Have I gone around the bend (again!) or was there a bloke called Brendan from a boring english newspaper on page 1 of this thread asking people to call him? Link to comment Share on other sites More sharing options...
Clair Posted August 31, 2007 Share Posted August 31, 2007 [quote user="TWINKLE"]Excuse me!Have I gone around the bend (again!) or was there a bloke called Brendan from a boring english newspaper on page 1 of this thread asking people to call him?[/quote]No you haven't gone round the bend (again!)There was indeed a post from a journalist from a UK paper and the post has been referred to Admin.. Link to comment Share on other sites More sharing options...
TWINKLE Posted August 31, 2007 Share Posted August 31, 2007 Merci Clair!Pourquoi? Link to comment Share on other sites More sharing options...
Llwyncelyn Posted September 1, 2007 Share Posted September 1, 2007 Even now it takes me quite a long time to read stated cases from the Court of Appeal or the House of Lords and what I tend to go is to go to the judgments first from their Lordships then go to the front of the case! Its like reading the end of a novel first.This looks like a huge document and legalise in English is bad enough but the translation detracts not adds to the concept.However it has prompted me to review it but not this week end.rdgs Link to comment Share on other sites More sharing options...
Val_2 Posted September 2, 2007 Share Posted September 2, 2007 Read the article about withdrawal of french healthcare to under retirement age brits in France in todays UK news section of the Times online at www.thetimes.co.uk Link to comment Share on other sites More sharing options...
mint Posted September 2, 2007 Share Posted September 2, 2007 Val, thanks for the link. Never thought I'd be glad to see the big six O. Just goes to show there are compensations in every age in life, what? Link to comment Share on other sites More sharing options...
shropshirelass Posted September 2, 2007 Share Posted September 2, 2007 Having read this in the Sunday Times this morning I thought that you might find this article of interest http://www.timesonline.co.uk/tol/news/uk/health/article2368553.ece Link to comment Share on other sites More sharing options...
Llwyncelyn Posted September 2, 2007 Share Posted September 2, 2007 Tomorrow I will do some research but how about people who were forced on ill-health grounds and let us say suffer from the 'top' and I always hate that statement 30 illnesses such as cancer heart rheumatoid or whatever and they did not elect to 'retire early'There is of course a major differnce between those who elected to take early retirement and those who no longer could work and thus were forced to take the golden pill.I can see major problems in this direction and then consider a couple with a wife who has an E121 and her husband who also has an E121 and issued before retirement age who moved here to France.Is the young Napoleon (and the world is littered with people short on stature such as Hitler etc) but big on mouth trying to move against those who are fit and health but due to economic reasons within Europe can take early retirement and move to France or those who are retiring due to ill health.We shall see Link to comment Share on other sites More sharing options...
cooperlola Posted September 2, 2007 Share Posted September 2, 2007 Anybody covered by an E121 would not be affected, and no reliable sources have suggested that this will be the case. It is those who have developed those scary "top 20" illnesses between taking early retirement and reaching pensionable age who would have problems. The cost of private healthcare for them could be prohibitive. And anybody who cannot afford to pay for private healthcare would probably find it hard to return to the UK also, given the high property prices which probably contributed to their coming here in the first place (I know of one or two in this situation, for a kick-off.) Link to comment Share on other sites More sharing options...
AnOther Posted September 5, 2007 Share Posted September 5, 2007 Care to elaborate on the [quote user="cooperlola"] top 20" illnesses[/quote] Link to comment Share on other sites More sharing options...
LEO Posted September 5, 2007 Share Posted September 5, 2007 [quote user="ErnieY"]Care to elaborate on the [quote user="cooperlola"] top 20" illnesses[/quote][/quote] summink to do wiv "Top of the Pops" praps Link to comment Share on other sites More sharing options...
BJSLIV Posted September 6, 2007 Share Posted September 6, 2007 Slightly wrong, its not the NME Top 20 but more the Melody Maker Top 30. The ALD30 ,is the list of severe illnesses that qualify for 100% refund from the state funds.La liste des ALD30 (articles L.322-3-3 et D.322-1) En caractères gras toutes les affections dont l'intitulé a été modifié par le décret du 22/04/2002Accident vasculaire cérébral invalidant Insuffisances médullaires et autres cytopénies chroniques Artériopathie chronique avec manifestations ischémiques Bilharziose compliquée Insuffisance cardiaque grave, troubles du rythme graves, cardiopathies valvulaires graves ; cardiopathies congénitales graves Maladies chroniques actives du foie et cirrhoses Déficit immunitaire primitif grave nécessitant un traitement prolongé, infection par le virus de l'immunodéficience humaine Diabète de type 1 et diabète de type 2 Forme grave des affections neurologiques et musculaires (dont myopathie), épilepsie grave Hémoglobinopathies, hémolyses, chroniques constitutionnelles et acquises sévèresHémophilie et affections constitutionnelles de l'hémostase graves Hypertension artérielle sévère Maladie coronaire Insuffisance respiratoire chronique grave Lèpre Maladie de Parkinson Maladies métaboliques héréditaires nécessitant un traitement prolongé spécialisé Mucoviscidose Néphropathie chronique grave et syndrome néphrotique primitif Paraplégie Périartérite noueuse, lupus érythémateux aigu disséminé, sclérodermie généralisée évolutive Polyarthrite rhumatoïde évolutive grave Psychose, trouble grave de la personnalité, arriération mentale Rectocolite hémorragique et maladie de Crohn évolutives Sclérose en plaques Scoliose structurale évolutive (dont l'angle est égal ou supérieur à 25 degrés) Spondylarthrite ankylosante grave Suites de transplantation d'organe Tuberculose active Tumeur maligne, affection maligne du tissu lymphatique ou hématopoïétique Link to comment Share on other sites More sharing options...
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