Pancake Posted November 17, 2006 Share Posted November 17, 2006 Can anyone tell me what the monthly UK pension payment for a married couple is ? Link to comment Share on other sites More sharing options...
Patf Posted November 17, 2006 Share Posted November 17, 2006 The basic pension for a couple, with maximum contributions, is £134.75 per week. Single person £84.25 per week. Pat. Link to comment Share on other sites More sharing options...
Pancake Posted November 17, 2006 Author Share Posted November 17, 2006 Thanks Pat Link to comment Share on other sites More sharing options...
Benjamin Posted November 17, 2006 Share Posted November 17, 2006 [quote user="Patf"]The basic pension for a couple, with maximum contributions, is £134.75 per week. Single person £84.25 per week. Pat.[/quote]Does anyone know what defines a couple in the eyes of the Department of Work and Pensions?Benjamin Link to comment Share on other sites More sharing options...
Logan Posted November 17, 2006 Share Posted November 17, 2006 [quote user="Benjamin"][quote user="Patf"]The basic pension for a couple, with maximum contributions, is £134.75 per week. Single person £84.25 per week. Pat.[/quote]Does anyone know what defines a couple in the eyes of the Department of Work and Pensions?Benjamin[/quote]Husband and wife, married under matrimonial law. Anyone else is classed for pensions as a single. Link to comment Share on other sites More sharing options...
zeb Posted November 17, 2006 Share Posted November 17, 2006 Definitely best to be two singles! Link to comment Share on other sites More sharing options...
Benjamin Posted November 17, 2006 Share Posted November 17, 2006 [quote user="Logan"][quote user="Benjamin"][quote user="Patf"]The basic pension for a couple, with maximum contributions, is £134.75 per week. Single person £84.25 per week. Pat.[/quote]Does anyone know what defines a couple in the eyes of the Department of Work and Pensions?Benjamin[/quote]Husband and wife, married under matrimonial law. Anyone else is classed for pensions as a single.[/quote]So, where does that leave a couple when one of them is of pensionable age and the other isn't. To be more specific, Mrs Benjamin receives the single person's pension but I don't because I'm not old enough. So why don't we get the State pension for a couple?Benjamin Link to comment Share on other sites More sharing options...
Dick Smith Posted November 17, 2006 Share Posted November 17, 2006 Because you aren't of pensionable age? Link to comment Share on other sites More sharing options...
Sunday Driver Posted November 17, 2006 Share Posted November 17, 2006 From the DWP website:Basic State Pension (per week from 10 April 2006)Based on your own or your late husband’s, wife’s or civil partner’s NI contributions£84.25Based on your husband’s, wife’s or civil partner’s NI contributions£50.50So a couple where one party is reliant on the other party's former contributions will receive £134.75.A couple who each have the full NI contributions in their own right will receive £84.25 each.At least that's how I interpret it..... Link to comment Share on other sites More sharing options...
Sunday Driver Posted November 17, 2006 Share Posted November 17, 2006 And as Dick so observantly noted - they both have to be of pensionable age.... Link to comment Share on other sites More sharing options...
andyh4 Posted November 17, 2006 Share Posted November 17, 2006 .............and does anyone know what happens when you have individual contributions through your working lives - but neither partner has full contributions? Link to comment Share on other sites More sharing options...
Junlesley Posted November 17, 2006 Share Posted November 17, 2006 That's definitely another reason for not getting married! [:)] Link to comment Share on other sites More sharing options...
Dick Smith Posted November 17, 2006 Share Posted November 17, 2006 SD - I'm learning! Link to comment Share on other sites More sharing options...
Sunday Driver Posted November 17, 2006 Share Posted November 17, 2006 [quote user="andyh4"].............and does anyone know what happens when you have individual contributions through your working lives - but neither partner has full contributions?[/quote]You can ask the DWP for an individual pension forecast. Link to comment Share on other sites More sharing options...
PeterG Posted November 17, 2006 Share Posted November 17, 2006 If you complete a form BR19 the DWP will give you a pension forcast based on your contributions. I think this can even be done online. Link to comment Share on other sites More sharing options...
Llantony Posted November 19, 2006 Share Posted November 19, 2006 Yes, you can get a pension forecast online - if 'they' have your correct details. I got an online forecast no problem (except that due to the iniquitous 'married women's reduced contribution rate' I'll get hardly anything). But it didn't work for my husband. When he phoned to ask why he found 1. they had the wrong address for him (we've been at this address 16 years);2. Said he wasn't married (30+ years!) 3. Said he'd missed a years insurance contributions in the 1990s (has worked continuously since 1980).Funny they got it right for me tho.Has anyone heard that you have to be living in the UK at age 60 to get cold weather fuel payment + to get an extra 5 years NI credits?? Link to comment Share on other sites More sharing options...
BJSLIV Posted November 20, 2006 Share Posted November 20, 2006 Has anyone heard that you have to be living in the UK at age 60 to get cold weather fuel payment + to get an extra 5 years NI credits??That is correct. If you are living abroad when you qualify for the heating payment it will not be paid until you resume residence in the UK. Once you have received a payment in the UK entitlement follows you, even if you move abroad.You are also correct concerning the credits given to people over the age of 60 who are not earning enough to pay NI contributions. These credits are only given to people resident in the UK. Link to comment Share on other sites More sharing options...
Cassis Posted November 20, 2006 Share Posted November 20, 2006 [quote user="Llantony"]Yes, you can get a pension forecast online [/quote]Could you tell us the link for this, L? I have been unable to find it and the DWP CNR said I had to fill in a form and mail it to them (presumably so that it could get lost in the post). Link to comment Share on other sites More sharing options...
BJSLIV Posted November 20, 2006 Share Posted November 20, 2006 The online forecast request is half way down this page. Last time I used it you had to register and they sent a PIN number through the post. I don't know if they will send one to France.http://www.thepensionservice.gov.uk/atoz/atozdetailed/rpforecast.aspEditHaving plodded through a few screens it says You cannot get a forecast if you live outside the UK. Link to comment Share on other sites More sharing options...
Ron Avery Posted November 20, 2006 Share Posted November 20, 2006 You cannot even make an on-line pension forecast request if you live in France, you have to phone up Newcastle and request that they send you the form requesting a pension forecast. The questionnaire wants to know your whole life history plus your partners details as if when you move to France you become more dodgy that in people in the UK. Link to comment Share on other sites More sharing options...
Cassis Posted November 20, 2006 Share Posted November 20, 2006 [quote user="Ron Avery"] The questionnaire wants to know your whole life history plus your partners details as if when you move to France you become more dodgy that in people in the UK.[/quote]Oh. Such is progress in this hi-tech world. We each got a forecast when we moved here but I was told by Nexcastle DWP CNR to do another one when I called them to ask if we should stop voluntary SE contributions (in view of the 30-year rule proposed in the Pensions White Paper).You can download and print the form, rather than wait for them to send it to you. It didn't take long to fill in but I was hoping to save on the postage! Link to comment Share on other sites More sharing options...
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