I think many folks just live the same way that they've always lived and think nothing of it, and they are very very careful with their money. We have some elderly farming neighbours who dress and live in a similar manner to Dave's neighbours, and work on their smallholding/take hay along the road to their two cows daily. They really appear very very poor, and, when we started using the washing machine that I'd brought here with us, I offered them the fairly new machine that had come with the house. They very politely declined it saying that their daughter took their washing, and suggested that I offer it to the locataires round the corner (which I did). However, then I heard that when they retired from farming a couple of years back they had sold the tumbledown farm and land along the road for 300K and also sold their farm land to other local farmers and various plots around the village for the newbuilds. They've bought a house in Toulouse for one daughter and another house in Dax for another (they've also bought the daughters a car each over the past couple of years). ...but they still look very poor, thin and chilly, so I sometimes take cake or home-made soup over to them...and they bring me pumpkins and eggs! Also, when we were house hunting for a little cheap ruin many years ago, several of the old houses the agent showed us that had absolutely no mod cons, were still inhabited. We felt very rich in comparison with our 30K to play with...and quite humble.