betty Posted December 17, 2009 Share Posted December 17, 2009 Being 70+ I am having difficulty finding worldwide travel insurance.UK companies I have contacted will not insure overseas residents and understanding the small print of French insurance companies is not easy for me.If this is not an infringement of the forum’s code of conduct, can anyone make any recommendations please? Link to comment Share on other sites More sharing options...
AnOther Posted December 17, 2009 Share Posted December 17, 2009 There are a couple of related threads HERE and HERE for starters.Bonne chance and do let us know how you get on because I think this topic is probably of interest to quite a lot of people. Link to comment Share on other sites More sharing options...
betty Posted December 18, 2009 Author Share Posted December 18, 2009 Thank you AnOther,Looking through various companies, Trailfinders seems to be reasonable but I am yet to find out if they will insure a non UK resident.Betty Link to comment Share on other sites More sharing options...
sid Posted December 18, 2009 Share Posted December 18, 2009 I'm interested in this thread too and followed all the links. For another reputable insurer try Mondial Assistance, they have a French website (I think they are French) and you can get a quote online. For my trip (N America) I was quoted £134 at Trailfinders, but 134€ at Mondial. No problem with either of these companies for French residents.Sid Link to comment Share on other sites More sharing options...
mint Posted December 18, 2009 Share Posted December 18, 2009 Was it you, Sid, who recommended Mondial Assistance to me?It's surprisingly cheap for 2 weeks skiing in January, so much so that I read the Terms and Conditions 2 or 3 times as I couldn't quite believe my eyes.Here is their website: www.mondial-assistance.fr Link to comment Share on other sites More sharing options...
sid Posted December 18, 2009 Share Posted December 18, 2009 Hi Sweet17Well, I recommended it in the post above, to anyone really, but you're welcome! Thanks for the proper link BTW. I've used them in the dim and distant past for holiday car recovery cover when we lived in UK and holidayed in France.I fnd holiday insurance quite expensive, but it only takes one mishap to make the cost all worthwhile!Sid Link to comment Share on other sites More sharing options...
hakunamatata Posted December 22, 2009 Share Posted December 22, 2009 I think I am correct in thinking that it is against French law for Insurance Companies to ask about or recognise existing illnesses, which is a real bonus for some elderley and people with medical problems Link to comment Share on other sites More sharing options...
cooperlola Posted December 22, 2009 Share Posted December 22, 2009 [quote user="betty"]Thank you AnOther,Looking through various companies, Trailfinders seems to be reasonable but I am yet to find out if they will insure a non UK resident.Betty [/quote]Yes, they will.Another tip - if you bank with Credit Agricole then if you have their gold Carte Bancaire, travel insurance is free. You pay what seems to be quite a lot for the card but if you take off the cost of worldwide travel insurance it works out really good value.[:)] Link to comment Share on other sites More sharing options...
cooperlola Posted December 22, 2009 Share Posted December 22, 2009 [quote user="hakunamatata"]I think I am correct in thinking that it is against French law for Insurance Companies to ask about or recognise existing illnesses, which is a real bonus for some elderley and people with medical problems[/quote]AFAIK, this only applies to top-up medical insurance, not travel. Link to comment Share on other sites More sharing options...
hakunamatata Posted December 22, 2009 Share Posted December 22, 2009 Not according to the person I spoke to at Exclusive Health Care Link to comment Share on other sites More sharing options...
cooperlola Posted December 22, 2009 Share Posted December 22, 2009 Well, it's a new one on me but it's certainly good news. It would certainly explain why French travel insurance seems to cost an arm and a leg. Link to comment Share on other sites More sharing options...
Iceni Posted December 23, 2009 Share Posted December 23, 2009 I know that most of you will take out travel insurance when going on holiday but my tale might convince the unbelievers.In Dec 1999 Di and I booked a trip to Lanzarote, not a package just air tickets and a flat owned by a friend. Our insurance was a very cheapie with either Boots or the Post Office. A week into the holiday I had a minor back twinge whilst walking along the beach. Next morning awoke to find I was in agony if attempting other than laying still in bed. Will not bore you with all the details but I was taken into a local private hospital, welded in foetal position, where I spent 7 miserable days. As there were no scheduled flights from L to UK and the charter airline would not take an S shaped passenger on a stretcher our insurance arranged scheduled flights via Madrid. Di and my nurse flown out from UK had a seat each whereas I required 12 - even though I was in the luggage rack. The final leg of the trip from Heathrow to Ipswich (another 10 days at Heath Road) was in a private ambulance. I have no idea of the total cost of my treatment etc but I imagine it was many thousands that I might have ended up paying myself. I know that "this could never happen to any of you" but it just might - so don't be put off buying travel insurance because it seems a bit expensive.John Link to comment Share on other sites More sharing options...
sueyh Posted December 23, 2009 Share Posted December 23, 2009 We use Globelink, they insure expats. Not had to claim yet but at least we know we're covered.Suey Link to comment Share on other sites More sharing options...
betty Posted December 24, 2009 Author Share Posted December 24, 2009 The CA’s Gold Carte Bancaire insurance sounds good but how much cover will they give? They possibly won’t cover for a serious accident in the USA for example but the cover maybe adequate for a week’s package to Spain.I am always a bit doubtful about insurance companies when it comes to making a claim. Many years ago we missed our flight home due to my husband falling ill on the day of our return. The local doctor diagnosed food poisoning. Missing our flight plus a couple of extra nights accommodation was expensive but our claim was thrown out by our insurers because the doctor did not state that hubby was unfit for travel, pretty obvious but not in writing.Oh well, something to remember next time. Thank you all for your points and suggestions. Merry Christmas and a Happy New Year everyone. Betty.[kiss] Link to comment Share on other sites More sharing options...
PaulT Posted December 25, 2009 Share Posted December 25, 2009 I received the renewal for our travel insurance the other day (we are UK based) and it offered 10% discount if we renewed before the renewal date.Went on to one of the comparison sites and the company we were with was offering the same insurance at less than the price with 10% reduction - so I will take out a new policy.Paul Link to comment Share on other sites More sharing options...
Sunday Driver Posted January 18, 2012 Share Posted January 18, 2012 FrederickThis is a two year old thread that has been revived by a spammer trying to sell travel insurance.....[;-)] Link to comment Share on other sites More sharing options...
sueyh Posted January 19, 2012 Share Posted January 19, 2012 I know this is an old thread but we received an email a couple of days ago trying to sell us travel insurance from a well known English company based in the south of France. Hubby phoned and asked if they wanted any info re pre-existing illnesses/conditions and was told that "No" they did not. All that happened would be that if we were ill and it was a pre-existing we would not be covered!! Now with the company we are with at present we can pay £10 to be covered for things like diabetes etc. Not sure that I would want to go away without being covered. Suey Link to comment Share on other sites More sharing options...
minnie Posted January 23, 2012 Share Posted January 23, 2012 Suey, Which company are you currently with please? Link to comment Share on other sites More sharing options...
minnie Posted January 25, 2012 Share Posted January 25, 2012 Have just seen an advert on TV for Staysure.co.ukThey also cover european residents. Worth a look at. Link to comment Share on other sites More sharing options...
minnie Posted January 26, 2012 Share Posted January 26, 2012 Suey -thanks for pm. Tried to reply but rejected. Having a lot of trouble with orange at present.... Link to comment Share on other sites More sharing options...
hakunamatata Posted January 26, 2012 Share Posted January 26, 2012 I can recommend Stay Sure, I used them last year and for this coming year they are insuring my husband fully for all his existing illnesses e.g. heart, diabetes and the cost for us both for over two weeks is around £100 Link to comment Share on other sites More sharing options...
pachapapa Posted January 26, 2012 Share Posted January 26, 2012 I have been travelling around the world for more than 50 years and have never had any travel insurance. Link to comment Share on other sites More sharing options...
Benjamin Posted January 26, 2012 Share Posted January 26, 2012 Staysure seem to have a problem with people over 65 years who wish to travel for more than 30 days. Added to that they have an 0844 telephone number so I'd be unlikely to ring them to clarify. Link to comment Share on other sites More sharing options...
Mr Ice-ni Posted January 26, 2012 Share Posted January 26, 2012 [quote user="pachapapa"]I have been travelling around the world for more than 50 years and have never had any travel insurance.[/quote]Insurance,when not a legal rquirement, is only necessary for us mere mortals without sufficient resources to cover an expensive catastrophe.John Link to comment Share on other sites More sharing options...
hakunamatata Posted January 26, 2012 Share Posted January 26, 2012 Staysure had no problem with my OH who is 72 if you contact them by email with your phone number they will contact you. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now