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EuroTrash

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Everything posted by EuroTrash

  1. In Manche the nurse will not do a blood test wiithout an ordonnance. So you pay the doctor for the consultation, he give you the ordonnance, the nurse charges seven euros something for doing the test (no matter how many tests are involved), then you pick up the results from the pharmacie that evening or next evening if you're not, and the cost of the analysis depends on how many tests were carried out, can be anywhere from around 20 euros to over 60 euros. Or you can go to the lab but I don't know how that works cos I never have.
  2. What an utterly futile question. How can a certain fixed level of savings at a certain point in time make you feel comfortable or uncomfortable? Your savings are just one part of an equation that involves your income, your outgoings, your investments, how well insured you and your possessions are, etc, etc, etc. If I had 20 euros in the bank and I was pretty confident that I would never need to take it out because I lived very simply, was insured up to the eyeballs and was in a position be able to add to my savings each year, I'd be comfortable with that. If I had 200,000 euros in the bank, but this time last year I'd had 250,000, and all gone on day to day living with no prospect of bringing the figure back up, I'd be very uncomfortable indeed. You say you have a good pension, is it enough to live on? Will you be able to put a bit aside? Only you know that sort of thing so only you can answer your question meaningfully, it is pointless asking people who may be in a different boat altogether. It's not hard, you just need to guess how many years you will have left, work out how much you will spend per year, make a list of one-off expenses you might need to cover during your lifetime, add on a chunk in case you go ga-ga and need nursing care, and that's the answer. Charles Dickens: "Annual income twenty pounds, annual expenditure nineteen pounds nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery."
  3. My advice would be to go to a local broker and sit down and discuss with them exactly what level of cover you want. If the car will be garaged for a lot of the time you can save a lot of money by getting an agreed mileage policy. You can choose how much excess you want, obviously the higher the excess the lower the premium. There are various levels of breakdown cover. Etc. Etc. I've found French insurance brokers more willing to tailor the policy to suit you, whereas in the UK most policies seemed to be off the shelf packages.
  4. Are you talking about long-term lets? If so, from a tenant's point of view I think most would vastly prefer to get their own bills direct from EDF/SAUR etc, that way it is all entirely transparent and also, if you are a tenant it makes life a lot easier if you have utilities bills in your own name that you can produce as proof of address etc. Though I have no idea how much it would cost to arrange this with the utilities companies.
  5. Property taxes can vary from a few hundred euros pa to a few thousand euros pa, according to size of property and location. TV licence 123 euros pa is payable if your house has any facility to watch TV, even if you only watch English channels. Standing charge for water and electricity. If you don't have mains sewerage, costs associated with maintaining fosse. House insurance, probably contents insurance also. Bank charges for running French bank account. No iidea about mortgages but my impression is that French people don't tend to chop and change providers.
  6. I suppose you're right but it seems a shame to let it go, such wonderful opportunities ... you had her consent to film her after all, and you still own the product because she hasnt paid you for it ... a slightly editied version on U-tube, send her the link ...
  7. I've had 2 Kias. The first did 195,000 miles in 3 years (minicabbingi) and then practically fell to pieces, but prior to that it never had a serious breakdown. The second did 188,000 miles in 8 years, then I sold it, and as far as I know it is still running. Excellent qualité/prix.
  8. pysov, what I would do (but then I;m a sarcastic little creature) is, every time something gets up my nose I would use her to vent my frustration and anger on. Forget about emails they are too easy to delete or she may even have blacklisted you. Send her polite carefully-worded letters that she has to open and read, saying you hope she wasn't in any way disappointed with the video and expressing great surprise and bafflement that you haven;t received her cheque yet, Ring her up (presumably you have her address and can find her phone number) and say the same thing. Embarrass her and make her feel bad, Treat it as a game and if you keep going long enough she may end up paying you but either way she will have served a useful purpose! Seriously, you have to ask for payment upfront, customers won't be surprised or even offended at that, it is perfectly businesslike. Good luck with the enterprise.
  9. 34,99 a month to Alice (now unfortunately part of Free.fr) for ADSL and unlimited free landline phonecalls to UK and Europe. You can get add-ons to call mobiles etc but I have never bothered. You also accumulate points that give you a free month every couple of years - that I do bother with.
  10. So ok the bloke goes to the toilet to piss, then what? Leaving yellow piss in the toilet isn't nice for the next person, so pull the chain? What an waste of water. I think the fact that water is always metered here has a lot to do with why blokes don't use flushing toilets to piss. And all the more antisocial when we have a drought.
  11. OK, I've been trying to keep out of this but in the end I can't resist sticking my twopenn'orth in before the thread drops off the radar: To me, do you have? sounds slightly unnatural/American and it also invites the response 'yes i do/no I don't' which surely is the wrong verb to be using. 'Have you' sounds un-English, something a non-native speaker would say. So I normally say 'Have you got', I'm sure I do sometimes say 'do you have' but normally have you got any change, have you got time to do this, etc, In the negative I would be even more inclined to use 'haven't you got' or 'I haven't got' although again there are certain instances where I would probably say 'I haven't', such as 'I haven't a clue'. If you don't use 'got' it's hard to find anywhere in the sentence to put the stress - try saying 'I haven't any' or 'Haven't you any?" emphaticlly, stressing 'have' or 'haven't' isn't nearly as satisfying as stressing 'got'. IMHO.
  12. Wise advice from Val_2. Also, when you say 'all the necessary qualifications' - plâtriers in France have an extensive range of training options, from basic CAP to specialist diplomas for the highly skilled, so before you make too many plans it might be worth finding out whether NVQ L2 is recognised in France and if so, whereabouts on the scale it would slot in.
  13. [quote user="Patf"]As hinted from the last few posts, the big problem would be collecting the tax. Even if it's made as an add-on to taxH. or taxF., the people who are due to pay it aren't resident in France and can be very elusive if they wish [;-)] Filling out a tax form? Impossible to administer. [/quote] When you think about it, why do they bother paying taxeH and taxF? If they are going to withhold one they might as well withhold the whole lot.
  14. just a little caveat to the auto entrepreneur option: http://aideautoentrepreneur.com/auto-entrepreneur-1-seul-client-attention-42
  15. Since Jan 2011 AEs are required to declare earnings each time even if it is a nil declaration. http://aideautoentrepreneur.com/declaration-obligatoire-chiffre-affaire-nul-84
  16. on your espace client, in the 'e-documents' section on the left, go to 'gestion' and then pick the option to get e-relevees instead of paper ones.
  17. I believe the minimum contract period with FT is 6 months.
  18. I'm not Cooperlola but ... she was referring specifically to the Auto Entrepreneur business regime. As a car sales business, you would not register under this regime.
  19. For a new cheapie phone, a sim card and a bit of credit you would probably pay around 30 euros. I think you can currently get a Virgin package that includes sim, phone and 5 euros credit from Leclerc for 28.80, probably an extra top-up would be needed if she uses the phone to call Canada. Your daughter would need to show her passport and also provide an address in France in order to purchase a sim card (it has to be a valid address but they don't check that you actually live there). Hope this helps
  20. My take is, that it doesn't matter a scrap if top-level management don't speak the lingo. Even if technically they are speaking the same language as the shop floor workers, in fact it is not the same language at all, neither side really has a clue what the other side is on about. However, if a factory manager can't even pretend to know what's going on day by day in the factory and can't answer questions and solve problems, what's he there for? And being paid good money for?
  21. Would the 'S' form you currently hold from the UK not be invalidated if you start to earn a wage in France? and therefore your healthcare would no longer be covered from the UK.
  22. Don't know about the business side but I suspect that basically, cars change hands far less frequently in France. The used car dealers round here seem to have the same cars on their forecourts for months on end, and in fact mostly they are garages that also sell cars, not many 'car dealers' as such. Maybe because the uk thing of buying a new car every 3 or 5 years just because you can, and you need the latest model/reg plate etc, is not so prevalent here, even well off people tend to buy a car and keep it until it falls to pieces. Also since used cars are soo expensive people pay for major repairs even on quite old cars rather than scrap them and buy another as they might in the UK. Also a fee is charged for a change of ownership, Maybe it's different in big towns but my impression is that people only change car when they have to, so it might be hard to pay your business taxes and make a living purely out of car sales. (You have a choice of business regimes, AFAIK the only regime where contributions are based onr turnover not profit is auto entrepreneur and you wouldn;t be on that anyway, your turnover would be too high.)
  23. Have you installed the printer o your pc? And got the printer linked to the router? is the wifi light on the printer lit up? With a livebox there is a button you press and the livebox briefly emits a signal to allow the printer to connect to it,
  24. [quote user="lesfavets"]Thank you for the Narbonne informtion but need to be able to call in to view what we require and your suggestion is a little to far for us. Regards Les favets ( Royston ) [/quote] Narbonne Accessoires aren't only in Narbonne! they have 50 or so outlets around France, would be very surprised if none in Dordogneshire.
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