beris Posted April 19, 2011 Share Posted April 19, 2011 Advise please.My wife(67) and myself(69) run a Gite, along with our daughter. Our son in law is a self employed estate agent.We work seven days a week on the grounds, swimming pool, maintinance, washing, cleaning and the needs of the guests.(We have 24 weeks already booked for this year)We do not take any wages from the business.My question is, if we decided to take a wage (my Wife & I) would we have to pay cotisation?We receive our old age pension from the UK, all our medical expenses are covered from there, except for our top up which we pay €200 a month for, from our uk pension.Many thanks.Beris Link to comment Share on other sites More sharing options...
Gardener Posted April 19, 2011 Share Posted April 19, 2011 If you are earning money from your gite, (even if you aren't taking a wage) , surely you are paying cotisations already in one form or another? Link to comment Share on other sites More sharing options...
beris Posted April 19, 2011 Author Share Posted April 19, 2011 Thanks for that, we are confused because our accountant says that if we take a wage we will have to pay 40% cotisation. We were under the impression that cotisaion was for French medical expenses and pension.As these are already being paid for us from the UK, can this be right.Beris Link to comment Share on other sites More sharing options...
Russethouse Posted April 19, 2011 Share Posted April 19, 2011 This may seem a daft question, but if you don't take any wages from the business, why do you do it ? Link to comment Share on other sites More sharing options...
EuroTrash Posted April 19, 2011 Share Posted April 19, 2011 Would the 'S' form you currently hold from the UK not be invalidated if you start to earn a wage in France? and therefore your healthcare would no longer be covered from the UK. Link to comment Share on other sites More sharing options...
Polly Posted April 20, 2011 Share Posted April 20, 2011 Beris, are you saying that 3 of you are working full-time to keep one gite running? Link to comment Share on other sites More sharing options...
cooperlola Posted April 20, 2011 Share Posted April 20, 2011 I am with Eurotrash. My belief is that if you work here (even if you take the proceeds "in kind") then you are in the French system and do pay cotis (health, social services, pension contributions) and lose all rights to an S form. Like all the other posters on this thread, I'm a little confused as to what you've been doing thus far - I can only assume that your family has been taking all the proceeds from the gite and you do all that work for love?EDIT : NB Your cotis are based on turnover, not your "wages" or profits. Link to comment Share on other sites More sharing options...
Rabbie Posted April 20, 2011 Share Posted April 20, 2011 Obviously the French system is different from the UK system where you do not pay NI contributions after reaching pension age. In UK you can contiue to work and still draw a pension as well. Of course this is taxable but free from social charges. Link to comment Share on other sites More sharing options...
nemltd Posted April 25, 2011 Share Posted April 25, 2011 Hi CooperlolaMy wife and I are moving to France in a couple of years and I am hoping to carry on in the used car retail business. I have noticed the lack of independent used car sites in France and your comment that cotisations are payable on turnover could be the reason why.If I sell say 6 cars in a month at 5000.00 euros each retail, that is a turnover of 30,000.00 euros for the month. The gross profit could be say 5000.00 euros, less TVA and preparation costs. And then of course advertising and so on. Maybe I will end up with some wages!If cotisations are due on the turnover then there won't be a lot left for wages!?Have I understood you?Tony Link to comment Share on other sites More sharing options...
EuroTrash Posted April 25, 2011 Share Posted April 25, 2011 I'm not Cooperlola but ... she was referring specifically to the Auto Entrepreneur business regime. As a car sales business, you would not register under this regime. Link to comment Share on other sites More sharing options...
cooperlola Posted April 25, 2011 Share Posted April 25, 2011 Yes, Eurotrash- thanks for clarifying. It wasn't at all clear from Beris's post exactly which scheme they were operating under, to be honest! Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now