Ron Avery Posted November 7, 2005 Share Posted November 7, 2005 At the moment I pay 5.65€ each month for the privilege of keeping my money in CA nord midi-pyrenees coffers, but please I don't want to know if you pay more or less, that is not the point of this post.In the conditions notice that came out recently, this same charge 5.65€ is shown as the Annual fee from Jan 1 2006 Has anyone else seen this? Is it a misprint or are CA NMP coming into the 21st century? Link to comment Share on other sites More sharing options...
BJSLIV Posted November 7, 2005 Share Posted November 7, 2005 Is it a misprint or are CA NMP coming into the 21st century?Well Ron what do you think! Link to comment Share on other sites More sharing options...
Clair Posted November 8, 2005 Share Posted November 8, 2005 [quote]At the moment I pay 5.65€ each month for the privilege of keeping my money in CA nord midi-pyrenees coffers, but please I don't want to know if you pay more or less, that is not the point of this post...[/quote]How strange...I'm with the same bank in the Lot (46) and I don't pay anything...Well, just the annual fee for my Mastercard CB and €11.20 for the odd direct debits I've HAD TO sign (SFR, Tiscali...)I stopped checking my balance online once I realised I'd have to pay €0.50 each time I logged on, up to a max of €5 a month...Clair Link to comment Share on other sites More sharing options...
Ron Avery Posted November 8, 2005 Author Share Posted November 8, 2005 Clair CA NMP have not charged for internet banking access since the start of 2005 I have a Serenity account with an agreed overdraft and pay nothing for direct debits, I expect it is swings and roundabouts. Mind you, the extract of conditions does say that the 5.65€ annual fee is for accounts opened after June 2004, before that you have to consult the bank so it could now be free or still 5.65€ monthly Link to comment Share on other sites More sharing options...
Jc Posted November 8, 2005 Share Posted November 8, 2005 Clair,you're not in the same bank.Credit Agricole is not one bank but a federation or association of small banks,some with just one branch and they all do things in different ways. Link to comment Share on other sites More sharing options...
Jc Posted November 8, 2005 Share Posted November 8, 2005 Sorry,you may be in the same bank but I doubt it. Link to comment Share on other sites More sharing options...
BJSLIV Posted November 8, 2005 Share Posted November 8, 2005 Looks like a was a misprint after all! The price list now says a monthly charge of 5.65http://www.ca-nmp.fr/Vitrine/ObjCommun/Fic/NMP/Pdf/tarifspart.pdfYou could always convert back to a simple account but then you have to pay to access internet banking, Carte Bleu etc etc individually. Link to comment Share on other sites More sharing options...
Graham & Brenda Posted November 8, 2005 Share Posted November 8, 2005 My CA account is called Maestro, costs €8.65 p month and gives me a debit/cash card and includes internet access - so depending on how many times you want to access the account on line each month, it could save you money.Graham Link to comment Share on other sites More sharing options...
Ron Avery Posted November 8, 2005 Author Share Posted November 8, 2005 [quote]Looks like a was a misprint after all! The price list now says a monthly charge of 5.65 http://www.ca-nmp.fr/Vitrine/ObjCommun/Fic/NMP/Pdf/tarifspart.pdf You could always convert back to a simple...[/quote]Ermm Well what they sent me says ANNUELLEOh well thought it was too good to be true. Even with the monthly 5.65€ I stil have to pay for the mastercard Link to comment Share on other sites More sharing options...
Clair Posted November 9, 2005 Share Posted November 9, 2005 [quote]Clair CA NMP have not charged for internet banking access since the start of 2005 I have a Serenity account with an agreed overdraft and pay nothing for direct debits, I expect it is swings and ro...[/quote]My account is a simple compte chèque dépot à vue.I start from the premise they're not here to hep me but to make money for themselves, so I don't want to pay for anything I don't have to...I refused the insurance and was told stories about losing my cheque book/card or both and having to lose several hundred euros...I still balk at all these unnecessary appointments, where the bank manager pretends to be a protective father figure looking after my interests (he really does here!): he insured me for 2 years with the wrong house policy, which would not have covered any claim to the gite and by extension, to the house...!They could not get round the idea of internet banking when I first joined them, thinking you needed a local branch to assist in all matters... This was like stepping back in time!Clair Link to comment Share on other sites More sharing options...
Andyphilpott Posted November 9, 2005 Share Posted November 9, 2005 I have had an account with CA in PACA (Collobrieres) for 5 years and initially they made various small charges and gave the same dire warnings of what it would cost if I lost my cheque book etc without insurance, but I gradually whittled them down until now I pay only for my debit card and 50% for my wife's card.There are no charges for internet banking which I use extensively and neither have I ever paid any charges for a Direct Debit.I recently asked them to up the limit for monthly card use and weekly cash withdrawals and they did so without a qualm - actually increased to more than I asked for. No charge for that either.All in all I really cannot fault them apart from the fact that they no longer have a counter service in the village - just an 'advisor' -- for that read salesman so I never need to go in. Andy Link to comment Share on other sites More sharing options...
Clair Posted November 9, 2005 Share Posted November 9, 2005 Re internet access: their website says the charge is €0.50 per access up to 8x a month, except if you already have a certain type of account with them: Offre Accès LibreTarification à l'accès : 0,50€ TTC la connexion Internet ou Internet mobile ( maximum 1 connexion facturée par jour et 8 connexions facturées par mois). Exonération de la tarification à l'accès pour les détenteurs des services Forfait, Forfait Pro Gestion et Compte Service Particuliers. Re charges for DD: they cannot charge for utilities (gaz, water, electricity and FT) but they charged me for a BudgetTelecom DD, as it was not seen as essential utility and also for my SFR account...Clair Link to comment Share on other sites More sharing options...
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