Lehaut Posted April 9 Share Posted April 9 The flooding that is rightly occupying peoples thoughts at the moment is probably only slightly behind the second effect - sorting out the insurance (if you have it). On the French News we had heard the term "catastrophe naturelle" banded about as an aid for those suffering from the effects of "natural causes". I was under the misapprehension that, once the government categorised the incident as a "catastrophe naturelle" they, rather than the insurance companies stepped in. If I understand the situation correctly, its actually all of us (with insurance) who pay into a fund which is used to fund pay-outs in these cases. Currently leveed at 12% on our house insurances, it will be going up to 20% next year. You can argue over the "naturelle", but we will all pay the price one way or another. https://www.france-digues.fr/actualites/augmentation-des-cotisations-catasrophe-naturelles/#:~:text=A compter du 1er janvier,arrêté du 22 décembre 2023). Link to comment Share on other sites More sharing options...
Lori Posted April 9 Share Posted April 9 Yes, Groupama mentioned this to us upon our renewal this year. We always pay somehow. Link to comment Share on other sites More sharing options...
ssomon Posted April 11 Share Posted April 11 So if you are take care to buy your house where there is very small risk of catastrophies you will pay a premium on your insurance to compensate those who are less careful. Link to comment Share on other sites More sharing options...
Lehaut Posted April 12 Author Share Posted April 12 15 hours ago, ssomon said: compensate those who are less careful I think, however careful you think you are being, climate change will add an extra risk to all of us. Link to comment Share on other sites More sharing options...
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