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JohnM
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I know many of you know this, but to the others...

If you have insured your French house with a UK broker, consider using a french firm. I initially used an english firm that did overseas insurance because I was scared of using my limited french. Last week, I popped into a french firm and with my still limited french managed to get better cover for a third of the price. I have wasted 200 per year for 2 years just because I didn't bite the bullet and try!

John 73
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In our experience of doing quite a few devis for insurance claims from UK brokers, hardly any pay out on french property. Usually a catch 22 situation whereby they need to send a loss adjuster in the event of a serious claim and then say that they have no one or cannot send anyone all the way to France. Usually most of the clients have cancelled UK insurance and found local french agents to be much cheaper and they pay out without a lot of hassle too.
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