MrCanary Posted December 16, 2007 Share Posted December 16, 2007 I read this comment on another site, allegedly said by the French authorities....."Those who have chronic or pre-existing conditions which prevent them from obtaining private health insurance, may appeal for entry into the CMU."I bought my French house a few years ago to renovate and retire to it when it was finished. After bringing my hard earned cash from England and pouring it into the French coffers, that work will be concluded this year. However, I have now given up hope of moving there as I am under retirement age and have two chronic conditions. Does anybody know if the above statement offers some hope to me?Thanks. Link to comment Share on other sites More sharing options...
Sunday Driver Posted December 17, 2007 Share Posted December 17, 2007 If you plan to retire early and come to France, then you will have to provide proof of sufficient resources and your own health insurance. If you qualify for an E106, then this counts as your own health insurance. However, once the E106 expires, then you will have to obtain private health cover in order to remain in France. After five years regular and uninterrupted stay, you obtain the right of permanent residency and the above conditions no longer apply and you may apply to join the CMU.After you have arrived here, if you then experience an 'accident of life', ie something that happens that is outside your control and which makes it no longer possible for you to afford your private heath insurance, then you may appeal to join the CMU. The event must have been unforseeable at the time of entry into France, so arriving with a pre-exisiting condition does not qualify.The way the rules have been drafted, it's a no-win situation really - to retire early to France, you need private insurance. If you are ill, you can't get it. Ergo, if you are ill, you can't retire to France.....[:(] Link to comment Share on other sites More sharing options...
hester Posted December 17, 2007 Share Posted December 17, 2007 [quote user="Sunday Driver"] if you then experience an 'accident of life', ie something that happens that is outside your control and which makes it no longer possible for you to afford your private heath insurance, then you may appeal to join the CMU. The event must have been unforseeable at the time of entry into France. [/quote]I wonder if this clause could apply to some of us who have been here for a couple of years or more whose E106s run out Jan 2008.Something has happened outside of our control - ie CMU affiliation rule changesNo longer possible for us to afford health insurance - previously UK funded via E106 so met the requirement for health insurance on arrival.Unforseeable at the time of entry into France - had at that time sufficient funds to see us through until E121Hester Link to comment Share on other sites More sharing options...
woolybanana Posted December 17, 2007 Share Posted December 17, 2007 Not sure that crass idiocy by governments counts as an accident of life somehow. Link to comment Share on other sites More sharing options...
Tony F Dordogne Posted December 17, 2007 Share Posted December 17, 2007 Hester, it seems that the change has to be medical, rather than social or political, to make the availability criteria. The government changing the regs doesn't seem to be a 'life accident'. Link to comment Share on other sites More sharing options...
BJSLIV Posted December 17, 2007 Share Posted December 17, 2007 the change has to be medicalNot strictly true. Divorce and Desertion count. Death also qualifies , but I suppose you could regard that as medical![:D] Link to comment Share on other sites More sharing options...
hester Posted December 17, 2007 Share Posted December 17, 2007 Well the first two D's are a distinct possibility at the moment! As I'm not in a position to purchase PMI at the moment we'll have to see what happens. Hester. Link to comment Share on other sites More sharing options...
cooperlola Posted December 17, 2007 Share Posted December 17, 2007 Hester, we have been told by the Embassy that a "further statement" is expected with regard to those whose E106s are about to expire, who have chronic or pre existing conditions; but they will not comment as to what is in it! I am sure this is of great comfort to you with around a fortnight to go.[Www] We will keep you posted.As far as the o/p is concerned, Sunday Driver is correct as far as we can see. However, we do know that this whole sorry business has caused quite an upset at EU level, and there are moves afoot to "clarify" the healthcare rules for member states. Sadly, the Union moves at a snail's pace so I would not bank on them! Lobby your MEP to sign the Honeyball Declaration, which calls for universal state healthcare throughout the union, which would put this thing to bed (if that is not an unfortunate phrase in the circs.) once and for all.For further information, click on the link below: Link to comment Share on other sites More sharing options...
hester Posted December 17, 2007 Share Posted December 17, 2007 Thanks for the reply, I just hope that a further statement might also give some" breathing space" Regards, Hester. Link to comment Share on other sites More sharing options...
Deimos Posted December 17, 2007 Share Posted December 17, 2007 [quote user="cooperlola"]Hester, we have been told by the Embassy that a "further statement" is expected with regard to those whose E106s are about to expire, who have chronic or pre existing conditions;...[/quote]I hope the French gov are not going to start discriminating against the fit and healthy !!Ian Link to comment Share on other sites More sharing options...
cooperlola Posted December 17, 2007 Share Posted December 17, 2007 [quote user="Deimos"][quote user="cooperlola"]Hester, we have been told by the Embassy that a "further statement" is expected with regard to those whose E106s are about to expire, who have chronic or pre existing conditions;...[/quote]I hope the French gov are not going to start discriminating against the fit and healthy !!Ian[/quote]Me too, but this whole fiasco tempts me to think that nothing is impossible.[:-))] Link to comment Share on other sites More sharing options...
MrCanary Posted December 19, 2007 Author Share Posted December 19, 2007 Thank you all.Today's announcement (19/12) adds an interesting dimension. If people living in the UK can now elect to have their operations in any European country they choose, presumably Brits living in France can do that as well? Link to comment Share on other sites More sharing options...
Clair Posted December 19, 2007 Share Posted December 19, 2007 I think the matter will rest on the phrase "...if entitled to care in own member state".Anyway, this is still a long way off...http://news.bbc.co.uk/2/hi/europe/7148858.stm Link to comment Share on other sites More sharing options...
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