Mattyj198 Posted April 18, 2013 Share Posted April 18, 2013 My mother has had a mild stroke earlier this year and according to her doctor she no longer qualifies for travel insurance. She owns a house in France. Is there any french health insurance companies I can possibly try? Link to comment Share on other sites More sharing options...
Pickles Posted April 19, 2013 Share Posted April 19, 2013 [quote user="Mattyj198"]My mother has had a mild stroke earlier this year and according to her doctor she no longer qualifies for travel insurance. She owns a house in France. Is there any french health insurance companies I can possibly try?[/quote]Firstly, where does she actually live? (Because that's really where she should buy the insurance)Secondly, I don't really see how her doctor can say that she no longer qualifies for travel insurance (that's for the underwriters to say): she may be able to get insurance that will not cover a declared existing condition, or else she may be able to get (at a higher premium) something a bit more comprehensive.Ring round specialist brokers in her country of residence. Link to comment Share on other sites More sharing options...
sid Posted April 19, 2013 Share Posted April 19, 2013 Yes, definitely agree with this! Link to comment Share on other sites More sharing options...
pitway Posted April 21, 2013 Share Posted April 21, 2013 I used this company when my 82 year old mother came to visit, a top up policy that will cover the parts not rembursed by the EHIC/CEAM cardthey do Travel insurance too.http://www.exclusivehealthcare.com/index.php Link to comment Share on other sites More sharing options...
allanb Posted April 21, 2013 Share Posted April 21, 2013 Pitway mentioned "…a top up policy that will cover the parts not reimbursed by the EHIC/CEAM card…"I should think that every health insurance policy would be a "top-up" in that sense, wouldn't it? I mean that any reimbursement claim would have to disclose amounts covered by another insurer, and you wouldn't be entitled to claim twice for the same expense. Link to comment Share on other sites More sharing options...
minnie Posted April 21, 2013 Share Posted April 21, 2013 As Matty seems to live in Canada it is possible that it is where his mother lives also. Link to comment Share on other sites More sharing options...
Sprogster Posted April 21, 2013 Share Posted April 21, 2013 Matty, on the assumption that like you, your mother lives in Canada, travel insurance will have to be obtained in Canada, as French insurers will not provide travel insurance to foreign residents. Also the other posters reference to EHIC is irrelevant if you live in Canada.If her Doctor says she no longer qualifies for travel insurance, this would be seen by insurers as your mother being deemed medically unfit to travel and therefore unfortunately uninsurable.The problem with strokes is the conditions unpredictable nature and for those 60+ if you have had one, I believe you are at risk of having another. Therefore, I don't think long haul flights would be wise to undertake.Pickles, with travel insurance the underwriters will always qualify a policy that it is void if your doctor deems you unfit to travel. So if you have a serious medical condition it is your doctor ultimately who has the final say, Link to comment Share on other sites More sharing options...
Pickles Posted April 21, 2013 Share Posted April 21, 2013 [quote user="Sprogster"]Pickles, with travel insurance the underwriters will always qualify a policy that it is void if your doctor deems you unfit to travel. So if you have a serious medical condition it is your doctor ultimately who has the final say,[/quote]Yes, of course you are correct. I was basically taking what was written at face value rather than thinking it through. As you say, if the quack says you are not fit to travel, then you are not fit to travel and no insurance company in their right mind would take on that as a normal insurance risk. Link to comment Share on other sites More sharing options...
Russethouse Posted April 21, 2013 Share Posted April 21, 2013 Yes but the post actually says: My mother has had a mild stroke earlier this year and according to her doctor she no longer qualifies for travel insurance. So it may be worth finding out more from a specialist travel insurance company who deal with people with medical conditions. It could be that the Doctor has just assumed no one will insure her......but a mild stroke may not be a bar. Worth taking it further at least IMHO. Link to comment Share on other sites More sharing options...
pitway Posted April 21, 2013 Share Posted April 21, 2013 Ah! I hadn't notice the Canada connection, if indeed mum is in Canada then my offering is of no consiquence (certainly the top up ehic bit) OP we need more info to offer good advice Link to comment Share on other sites More sharing options...
allanb Posted April 22, 2013 Share Posted April 22, 2013 Sprogster wrote: "…French insurers will not provide travel insurance to foreign residents…"Try this one:L´Européenne d´Assurances41, Rue des Trois Fontanot92024 Nanterre CedexFranceTel. +33 1 46 43 64 64Fax +33 1 55 69 39 76I have a policy with their German affiliate (ERV), taken out before I knew there was a French one. My policy allows me to live in any country, and covers me for travel anywhere else. If the French policy is similar it might help the OP. And my experience with ERV, including the settlement of a claim, has been excellent. Link to comment Share on other sites More sharing options...
sueyh Posted April 27, 2013 Share Posted April 27, 2013 What about getting advice from a Stroke charity, www.stroke.org.uk They may be able to advise re insurance.Suey Link to comment Share on other sites More sharing options...
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