cmu base

[saffron61]

Has anyone else been told by CPAM that cmu base is not based on revenue as indicated on the amelie website, but on resources.

We have always supplied our revenue fiscal de reference, a copy of our avis d'impot and signed the form.

Apparently not correct?

[idun]

http://www.cmu.fr/site/cmu.php4?Id=13&style=&col=

It says that there is a list of things they need you to furnish on page 4. Your avis d'impots will be required. But like you I would have thought, as world wide income has to be declared on french resients tax form that all 'ressources' should be on this.

So what are these other things that they want?

[Poppy]

Unfortunately savings and investments !!!

In other words means tested [:D]

[idun]

Well many things are means tested in France, but some aren't, always used to amaze me what wasn't.

 

[cooperlola]

I have heard of some people being denied CMU-C due to being cash poor but asset rich, but not - thus far - capital being taken into account when calculating CMU-B cotis.  Doesn't surprise me though, that this is starting to be the way of things. 

[tinabee]

I have heard of people being asked to provide copies of cartes grises, bank statements, taxes foncieres and d'habitations - it seems that checking up on assets is increasing.

Also there is this on the Ameli website

"En l'absence d'éléments permettant de procéder au calcul de votre cotisation, vous pourrez être taxé d'office par votre caisse d'Assurance Maladie sur la base d'une assiette fixée à 5 fois le plafond annuel de la sécurité sociale (35 352 € au 1er janvier 2011)."

[saffron61]

The form "demand for cmu base" says if you supply your reference fiscal do not complete the rest of the form, simply sign and date.

All the info on the ameli website says cmu base is based on revenue, which is covered by reference fiscal, not on resources.

CPAM are now accusing several people of fraud for not having declared capital among other things. (cars, travel,valuables etc)

We suspect only one departement is interpreting the word revenue to include capital.

[Sunday Driver]

Contributions towards CMU de base are specified in the code de la securité social (article L380-2).

Les personnes affiliées au régime général dans les conditions fixées à l'article L. 380-1 sont redevables d'une cotisation lorsque leurs ressources dépassent un plafond fixé par décret, révisé chaque année pour tenir compte de l'évolution des prix.

Cette cotisation est fixée en pourcentage du montant des revenus, définis selon les modalités fixées au IV de l'article 1417 du code général des impôts, qui dépasse le plafond mentionné au premier alinéa. Servent également au calcul de l'assiette de la cotisation, lorsqu'ils ne sont pas pris en compte en application du IV de l'article 1417 du code général des impôts, l'ensemble des moyens d'existence et des éléments de train de vie, notamment les avantages en nature et les revenus procurés par des biens mobiliers et immobiliers, dont le bénéficiaire de la couverture maladie universelle a disposé, en quelque lieu que ce soit, en France ou à l'étranger, et à quelque titre que ce soit. Ces éléments de train de vie font l'objet d'une évaluation dont les modalités sont fixées par décret en Conseil d'Etat. Un décret détermine le taux et les modalités de calcul de cette cotisation ainsi que les obligations déclaratives incombant aux assujettis.

Pour la détermination du montant de la cotisation visée au premier alinéa et le contrôle des déclarations de ressources effectué à cette fin, les organismes d'assurance maladie peuvent demander toutes les informations nécessaires à l'administration des impôts, aux organismes de sécurité sociale et aux organismes d'indemnisation du chômage qui sont tenus de les leur communiquer. Les personnels des organismes sont tenus au secret quant aux informations qui leur sont communiquées.

Presumably they take into account your dole money as well as the cash from flogging off a couple of your old Renoirs.....

 

[saffron61]

A word of warning to anyone claiming cmu base who is inactive. The form may say that if you fill in your tax reference and have no other income you do not need to supply any other info.

DO NOT BELEIVE THIS.

I would strongly suggest you contact your CPAM office and ask if they need any other info unless you want to be hounded and accused of making false declarations.

We have now had to hire an avocat to defend us as we were not clairvoyant.

[Sunday Driver]

Are you the same saffron61 that started a similar thread here a few days ago?

http://www.completefrance.com/cs/forums/2501672/ShowPost.aspx

For the sake of continuity, why not post a few more details of your dealings with your CPAM on that thread......

 

[saffron61]

Yes, same saffron61.

No further details to add really, comlpeted the form as indicated. CPAM say we haven't declared all our assets. Still can't understand their position. We are happy to pay cotisations, but not to be accused of wrong doing. No idea how to complete the form for this year.

Just wanted to warn anyone who may be in the same situation, if other Departments take the same line. Seems to be directed at non actives , under retirement age, living mainly on capital.

[Clair]

Threads merged by a moderator.