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tinabee

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Everything posted by tinabee

  1. [quote user="alittlebitfrench"]Who are you ?[/quote]

    Does anyone really know?

  2. Patf "It never worked for me, so that's why if I want to quote I do copy and paste instead."

    Looks like that's the answer for me :)

  3. [quote user="nomoss"]I'm still wondering what other kinds of clock there are besides time clocks?

    n.b. see OP

    [/quote]

    I saw a doomsday clock the other day - apparently it's two minutes to midnight!
  4. [quote user="alittlebitfrench"]I don't understand why the quoting function works for some and not others.

    Do you just press quote and that is it ?[/quote]

    Does quoting work for me? Just testing . . .

    It looks OK in the preview.

    Edit - but not in the post. :(

  5. [quote user="Judith"]As per previous post, many thanks all - now done, correctly.

    For future reference, can anyone tell me what I should say in French for government pensions, those that are exempt from tax.  I said pension d'état - is that right??

    Thanks.

    [/quote]

    Hi, it will depend on the source of the pension, e.g. teacher, civil service, fire, police, military etc. So for example fire brigade would be "pension pompier", civil service "pension service publique" etc. Pension d'etat may be interpreted as OAP which IS taxable in France.
  6. We were here during the storm of winter 1999. Power was off for 2 weeks and we weren't able to get out of the village for 6 days. Needless to say we are now very much more prepared for power cuts, being snowed-in, etc. etc.

    We have a good supply of batteries, including solar rechargers, LED lamps, tinned food stocks, water, and wine of course :)
  7. We used the lhdplace in Basingstoke 10 years ago - they were very helpful.
  8. Or it may be the Eurozone that becomes the basket-case - according to one of the original architects of the Euro

    http://uk.businessinsider.com/otmar-issing-analysis-on-future-of-euro-ecb-house-of-cards-will-collapse-2016-10

  9. The cost is 8% of your RFR after the deduction of the allowance (~9600) so if you have other income apart from your pension this would be included. Have a look on your last tax form (Avis) to find your RFR, then you can do an exact calculation. Also, get quotes for top-up insurances. Full private healthcare CAN work out cheaper than PUMA + Top-up, depending on your income and circumstances.
  10. Have done the transfer, which was quick and easy, but not yet had the time to decide how/where to invest as I am still ploughing through the options on their website.
  11. Going through a similar process and have come up against the same problem. I eventually decided to transfer one pot to the Hargreaves Lansdowne Vantage SIPP which can be managed online and HL allow transfers for non-UK residents (some other providers do not)
  12. Thanks JohnFB and Lehaut - I now know a bit better what I'm looking at. I have the laptops on surge protectors, but I think an APC UPS would be good to support the satellite internet box and wifi router.
  13. Thanks for the replies. I have now discovered that APC is a brand of UPS - but a search on Amazon comes up with a vast array of possibilities of widely differing costs and complexities. Which model would be best for a satellite box, wifi router and a couple of laptops?
  14. "Lehaut" - what UPS boxes do you use? We have the same problem here in Orne and are looking at possible solutions
  15. "It is enough that the people know there was an election. The people who cast the votes decide nothing. The people who count the votes decide everything."

    Joseph Stalin

  16. How you register is dependent on your circumstances, i.e. working (employed), self-employed, running a business, retired and in receipt of UK state pension. Your situation will determine which "caisse" or health insurance office you need to apply to.

    If none of these situations apply to you, then you may be able to apply for cover based on residence and income - info can be found online here

    http://www.ameli.fr/assures/droits-et-demarches/la-protection-universelle-maladie.php

  17. Liz - ... (sorry quote doesn't work for me)

    On the French tax forms, pensions are entered gross and the 10% will be automatically deducted by the tax office.
  18. Look on Leboncoin. Many rentals are unfurnished. The advert will specify whether the property is furnished or not. Just be aware that unfurnished rentals in France do not necessarily have a kitchen (only the sink is required to be left).
  19. AFAIK if you have the S1 form ALL of your UK pensions are exempt from social charges.
  20. [quote user="Loiseau"]These days I often hear people refer to their husband/wife as mon époux/mon épouse rather than mon mari/ma femme. Is is just a modern fad, is it a class thing, or is one version more correct than the other?

    Angela[/quote]

    Or it could be to take account of same sex marriages . . .
  21. Mint -

    Yes. Normally the French interest will be pre-printed in the first box (next to TR) then you add the UK interest and put the final total in TR

    (Sorry, quote doesn't work on my PC)
  22. The previous system of CMU-B was payment of the 8% of RFR after the allowance (9611) for the household, not the individual. But with the change to PUMA, this may change slightly. Have you read the overview of PUMA on the RSI website - it may help to clarify your options

    https://www.rsi.fr/zoom/la-protection-universelle-maladie.html

    It clearly states that if you are currently a dependent (ayant droit) then that right will continue until 2019, so you should at least have continuing cover for the year after closing the business).

    However, as you have not been with RSI very long, they may want you to transfer to CPAM as this is the caisse that deals with EU inactives.

    Either way, I would hope that the contribution would still be by household and not per individual.

  23. [quote user="soupagirl"]Got the 2047 this morning, I agree it's a bit daunting when things have changed when you just seem to have got used to the old forms. I reckon I'm going to wait till I get the 2042 and see if anything there's changed, before I put pen to paper, and keep my fingers crossed that someone like Parsnips will be along soon to point us in the right direction.[/quote]

    Sounds like a good plan soupagirl - I'll be doing the same :)
  24. One of the more recent problems French (and other European) banks have is the requirement to comply with FATCA (US tax reporting). They have to report anyone who may have a link to the US tax authorities or face potentially severe penalties.
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