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pomme

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Everything posted by pomme

  1. I think this is all? On 2042 you should have put UK government pensions (e.g. local authority, army, police) in boxes 1AL/1BL and the state and other UK pensions in boxes 1AM and 1BM. You should also have ticked boxes 8SH and 8SI. On 2047 your total pension incomes go in section 1.11 (ticking the public/private boxes as necessary) and you also need to complete 2047 section 6 for your UK government pension. With those inputs I didn't get any CSG or CRDS charges for pensions or interest, etc. but there is no way to avoid the Prel Sol.
  2. I've still not heard any more. They are clocking up additional interest payments to us which will need to be added when they finally sort it out. If the original settlement is anything to go by,they'll forget to pay that interest which will result in more chasing and more interest. I think it is paid at a pro rata 4%pa ? I wasn't charged any CSG or CRDS as there was a box on one of the declaration forms to indicate exemption. However the Pre Sol is not a social charge and goes into the general tax pot. They made the change as part of the de Ruyter case. So we are charged that 7.5% and can't get out of it.
  3. Richard 51 wrote: 2. We once bought a bottle of wine from JTF in the UK for £3.50p. OMG - sugar had crystallized out in the bottle! Probably tartrate crystals rather than sugar https://www.jordanwinery.com/files/FlexibleFile/289/Wine_Tartrates_FAQ.pdf
  4. On the Boots web site: Vaseline Original Petroleum Jelly 100ml £2.09 (so about €2.30) https://www.boots.com/vaseline-original-petroleum-jelly-100ml-10017603
  5. [quote user="pomme"]The French Government have failed to win the last of their appeals concerning the de Ruyter social charges claims. So there is now no reason for the tax authorities not to pay the claims many of us have made. I wonder if they will manage to "forget" to pay the interest due on the late payment, as has happened in the past? https://www.cleiss.fr/actu/2019/1907-conseil-etat-applique-jurisprudence-europeenne-de-ruyter.html and https://www.village-justice.com/articles/droit-remboursement-csg-paye-par-les-non-residents-depuis-2016-est-consacre-par,31945.html[/quote] I originally made my claim at the end of last year. In March I put in a messagerie reminder to say I'd not heard anything (they go to the local tax office)and had a message reply saying it had been forwarded to the service des affaires juridiques et du contentieux de la Direction départementale. I did not hear anything from them. In mid July, since the appeal had failed, I sent a further messagerie reminder to ask what was happening. Yesterday I finally received letters from my tax office for the three years of my claim, with reference numbers again saying the claim had been forwarded to the departmental service. So it seems nothing had really happened. If anyone else is still waiting for a reply to their claim, perhaps they need to do some more chasing?
  6. As it usually isn't urgent, I get items like that sent to a friend and collect it when I'm next in England. Until a couple of years ago they just had one Prime Day in July each year. But recently it has been two consecutive days in mid-July. There are usually similar offers during (and before) the "Black Friday" in November each year.
  7. [quote user="suein56"]Pomme wrote : The internet banking works well although it is not as current as you get from UK banks - but that is due to the way the French banking system works rather than Boursorama. Thanks for that Pomme .. it is most helpful. Does that mean that Boursorama doesn't use real-time money movement ? We use the internet for all our banking, savings etc both here and in the UK so it is crucial for me that that side of things is fast. BPA have real-time money movement between our savings accounts (with them) i.e. Livret As and our joint current account so we can see the funds arriving immediately. Transfers arriving via TransferWise are credited quickly .. sometimes the same day but always by the next day depending on what time of day TW actually made the transfer. So that kind of service is what I am hoping to find in the new bank.[/quote] Transactions moving money from current to savings accounts are instantaneous using the virement instantané option. But I've just noticed transfers from a Livret A or savings account show as not compatible with virement instantané. I've not needed to make a transfer out of the account but I assume the account would be debited immediately but it might take a day or more for before it shows on the recipient account. When I've transferred into the account using Revolut or TW the payment has shown in the account the next day. The slower transactions are card payments where the French banking only seem to settle overnight (or longer at weekends). The smartphone app is easy to use and you can . Direct debit transactions show up as future transactions a day or two before the payment, which can be useful if you are watching the balance. Given how low interest rates are now, we always keep a large enough balance to cover all our know upcoming transactions so I've not needed to investigate overdrawn accounts.
  8. I have a Boursorama account. The change-over of direct debits, etc from our high street bank was painless and only took a few weeks (although I prolonged it to make my monthly accounting easier). If I remember correctly it was only my internet providers who required me to e-mail a RIB. Boursorama got the details of all the others from my old bank and contacted them. As with a lot of swapping banks, there are a couple of offers for opening and account depending on the options (we got a total of 130€). We each deposited 5000€+ in Livret A accounts which entitled us to VISA Premier cards with travel insurance. The transfer of the UK state pension payments was done in a day by phone a week or so after we'd opened the joint account and had the IBAN details. So far all has been fine with the account. The internet banking works well although it is not as current as you get from UK banks - but that is due to the way the French banking system works rather than Boursorama. I download statements of the joint account and the two VISA accounts in the correct format to load into MS Money. It is probably easier if you ask about any specific matters?
  9. It is the second and last of two Amazon Prime days today. On amazon.co.uk they have the Fire HD10 for £95 with Amazon adverts or £105 without, so £50 less than normal.
  10. This is this longer explanation in English https://www.french-property.com/news/tax_france/social_charges_ruling_2019/
  11. I think it was an article written mainly for French abroad who have also had to pay the charge. Later the article does mention all taxpayers, whether resident in France or not, who are part of a European or Swiss social security scheme and that is clear in the first link.
  12. The French Government have failed to win the last of their appeals concerning the de Ruyter social charges claims. So there is now no reason for the tax authorities not to pay the claims many of us have made. I wonder if they will manage to "forget" to pay the interest due on the late payment, as has happened in the past? https://www.cleiss.fr/actu/2019/1907-conseil-etat-applique-jurisprudence-europeenne-de-ruyter.html and https://www.village-justice.com/articles/droit-remboursement-csg-paye-par-les-non-residents-depuis-2016-est-consacre-par,31945.html
  13. If you can wait until 15/16 July then it might be discounted. Those are the dates for Amazon "Prime Day" and there are usually plenty of discounts for Prime members. They'll probably give a free trial first month Prime subscription anyway. Or just sign up and cancel at the end of the first month.
  14. That isn't an Amazon Fire HD 10. It is made by Kubi. There don't seem to be any Fire HD 10 on amazon.fr although they are on amazon.co.uk.
  15. There are plenty of good printed (not embossed) label makers (étiqueteuse) available for less than £30 (a bit more expensive in France) Compatible label tape is a lot cheaper then manufacturer tape and seems to work just as well. I've labelled my fuse box in English/French. You will find a lot of other uses for the labeller, e.g. all those plug-in power supplies, plugs in multi-way sockets, cables, etc. so getting a dedicated one is worthwhile.
  16. Win 8 was always though to be bad, but you can update to Win8.1, which is much better, for free. https://support.microsoft.com/en-us/help/15288/windows-8-update-to-windows-8-1 Win10 should run quite well on that laptop. I assume you've already done all the usual suggested fixes you can find using a search for "win 10 running slow" If you have a backup of all your data files (and have the time), you could download a new full version of Win 10, wipe the disk and install the fresh copy. You laptop is already registered as having a valid licence so you shouldn't need to do any more.
  17. Try asking a neighbour if they have an Adaptateur téléphonique gigogne. Otherwise you could buy this adapter https://www.amazon.fr/Adaptateur-téléphonique-Gigogne-Plots-91191/dp/B000GET4M0/ref=sr_1_4?__mk_fr_FR=ÅMÅŽÕÑ&keywords=Adaptateur+téléphonique+Gigogne&qid=1561897916&s=gateway&sr=8-4
  18. An OEM Windows product key is tied to a specific computer so you cannot run the copy of Windows on another PC if it has already been installed as it will have bee nregistered. All the options are explained here https://www.saintlad.com/downgrade-from-windows-10/ You don't say why you want to downgrade from Win 10. There are applications you can run which make Win 10 look like Win 7 (in my opinion, a much better Windows than 8,8.1 or 10). Classic Shell was usually recommended but is no longer developed. But there is now Open Shell which is being developed by volunteers. This The Guardian article and the comments is worh reading https://www.theguardian.com/technology/askjack/2019/jun/06/how-can-i-make-windows-10-look-more-like-windows-7 There are Windows installation disks on eBay (usual caveats)
  19. If you have a modem-router supplied in France, are you sure you don't have the T-socket-to-RJ11 adapter which was often supplied? If you have a spare cable which plugs into the new-style phone socket and into your router, you could cut off the RJ11 plug and wire that directly into the master socket in place. See this for the wiring http://tk5yp.free.fr/informatique/freebox.htm
  20. EDF have an electric vehicle tariff https://particulier.edf.fr/fr/accueil/offres/electricite-bis/offres-marche/vert-electrique-auto.html (but you need a Linky) and Engie have another https://particuliers.engie.fr/electricite/contrat-electricite/contrat-elec-car.html The government is keen to try to get more individuals to install solar panels and to consume the electricity generated. The individuals get paid a premium and sell any surplus (now at a rate less than you buy it) https://www.aide-sociale.fr/aide-panneau-solaire/
  21. My unit cost was for the last two months, so only included half the 5.9% EDF increase from 1 June 2019. So I think the full increase would bring the kWh unit cost to 0.1503€ excluding the standing charges. That 5.9% increase is significant, so needs to be taken into account when comparing historic figures. (it went up 0.8% in Feb 2018 and down 0.5% in Aug 2018) The difference between the 12KVA HP/HC and the base standing charges is 26.28€ (same for EDF and Total-Direct Energy). For Total, the costs including taxes of HP and HC are now 0.1630€ and 0.1265€. For the base it is 0.1496€. You need to look at your separate HP and HC consumption to work out whether the savings by using HC balance out the increased HP unit cost. And then what the cost might be if you used the base tariff instead with the lower standing charge. Total-DE and EDF charges from 1 June 2019 https://total.direct-energie.com/fileadmin/Digital/Documents-contractuels/GT/grille-tarifaire-classique-particuliers.pdf https://particulier.edf.fr/content/dam/2-Actifs/Documents/Offres/Grille_prix_Tarif_Bleu.pdf
  22. I think you will find they have different standing charges as well as a way of offering a lower kWh unit price (which is why the total bill for the option Heures Creuses could often end up more expensive). On my last EDF bill the total kWh unit cost including all the taxes was 0.1460€ but when the standing charges added another 18% to the unit cost.
  23. This is a good comparison site (similar to Which?) https://www.quechoisir.org/comparateur-energie-n21201/
  24. According to https://www.proprioo.fr/duree-d-un-compromis there is a ten day cooling off period during which the buyer can withdraw - no mention of the seller. L'interruption de la validité du compromis de vente Outre les délais prévus à la signature du contrat, certains évènements peuvent mettre un terme au compromis de vente avant son terme. C'est le cas de la rétractation : après avoir signé un compromis de vente, l'acquéreur dispose d'un délai légal et incompressible de 10 jours, pendant lesquels il peut revenir sur ses engagements. Notifiée par courrier recommandé, la rétractation annule le compromis de vente sans réparations pour le vendeur. Il en va de même si une des clauses suspensives ne se réalise pas. Dans ce cas, le compromis de vente est annulé et l'éventuel dépôt de garanti est restitué à l'acquéreur sans pénalité ni frais d'aucune sorte.
  25. Possibly this book Le monde terrestre au point actuel de la civilisation: nouveau précis de géographie comparée descriptive, politique et commerciale.. in Google Books https://is.gd/SrdMK0
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