JRL Posted October 24, 2006 Share Posted October 24, 2006 Advice please.I am researching mortgage-providers in France for the purchase of a French property. I have numbers and regs from Credit Agricole, HSBC and UCB. They are similarish but aparently not the most competitive. If someone has undertaken the same exercise recently and will kindly pass on your findings, I shall be extremely grateful for the time it will save. Or should we borrow in the UK?RegardsJRL Link to comment Share on other sites More sharing options...
Mel Posted October 27, 2006 Share Posted October 27, 2006 Hi JRLEuro mortgages are certainly cheaper than UK ones, and it makes good sense to match your assets (house) to your liabilities (mortgage). In addition to going direct to French banks, it is easy enough to find an English-speaking mortgage broker working in the French financial sector to do the work for you. A word of warning: all brokers receive a comm from the bank, but some charge you, the client, as well! When you are researching, be sure that you end up with a broker that promises no dossier fees. Market practices are examined in the Consumer Guide on www.bestfrenchmortgage.comRgds, Mel Link to comment Share on other sites More sharing options...
powerdesal Posted October 28, 2006 Share Posted October 28, 2006 JRL,Just out of interest, we got our mortgage with CIN, it was a couple of years ago and the rates have probably changed but we got 4.2% fixed for the whole 10 year period. No hassle, very civilised, excellent service and English speaking ( if you need that).Hope it helps. Link to comment Share on other sites More sharing options...
Mel Posted October 28, 2006 Share Posted October 28, 2006 I agree, going direct can be quicker and you can get excellent service provided you know about all the "extras" that can be negotiated, such as EXO IRA early redemption penalties' exemption. Link to comment Share on other sites More sharing options...
makeiteasy Posted October 30, 2006 Share Posted October 30, 2006 Hey i'm here!!!![blink]I know that's a very long time that i didn't come back to the forum but you could use my services if you still need!!! Link to comment Share on other sites More sharing options...
JRL Posted October 30, 2006 Author Share Posted October 30, 2006 Thank you all for your advice and your offer of assistance. Very much appreciated.I am interested in your service, Celine. How do we move forward?Best regardsJRL Link to comment Share on other sites More sharing options...
Ex Forum Admin Posted October 31, 2006 Share Posted October 31, 2006 PM only please as there is a no advertising policy on this forum.Thanks Link to comment Share on other sites More sharing options...
Llwyncelyn Posted November 2, 2006 Share Posted November 2, 2006 Steve CINC are those people in Villedieu? How are they as a bank for CA have just messed up my account by xferring a large sum from deposit (on my instructions) to current but instead of crediting the current they have debited the current and put me overdrawn and overdrawn by a large amount and with all prelevements being bounced. They have apologised but said that I should email them with my requests and with all my bank account details! They must be mad. Position is now righted but it has caused me problems so I think I will move my bank nearer to where I live in Percy Link to comment Share on other sites More sharing options...
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