hamlets_shrink Posted September 17, 2006 Share Posted September 17, 2006 I've just received my first foncieres bill and I don't have a Frenchbank account; unfortuantely can't read the French either. Can I justpost the local tresorerie an international money order in Euros ? Thereis a paying in slip which refers to TIP 'Titre Interbancaire dePaiement'Under the section that refers to Etablis / guichet / compte / cleit simply says JOIGNEZ UN RIB. It's no good asking a bank over here inAustralia what to do, not very fruitful in past experience. Who is thepayee ? is it 'Tresor Public' ?It's probably a silly question and a simple matter but I'm stumped !any help appreciated Link to comment Share on other sites More sharing options...
Will Posted September 17, 2006 Share Posted September 17, 2006 You will have many other bills to pay, so the best thing to do is to bite the bullet and open a French bank account. You can do this from overseas, via one of the specialised English-speaking branches. Credit Agricole seens to be the leader in this, their Britline service based in Caen has been followed by similar offerings from Paris and other regions. TIP and RIB only apply to French accounts as far as I know, and yes, taxes are made payable to the Trésor Public. Link to comment Share on other sites More sharing options...
hamlets_shrink Posted September 17, 2006 Author Share Posted September 17, 2006 Thanks for this Will, so an international money order sent from here should be fine I guess. Link to comment Share on other sites More sharing options...
Dick Smith Posted September 17, 2006 Share Posted September 17, 2006 You can send a money order, but Will's answer is the correct one. Link to comment Share on other sites More sharing options...
Will Posted September 17, 2006 Share Posted September 17, 2006 I'm sure it is possible to send an international money order, but I have never done so and don't know anybody else who has. The staff in a small trésor public office may also be at a bit of a loss as to what to do with it. Do you intend to pay electricity, water, other taxes, insurances etc the same way? I really do think the easiest way is to open a French bank account. Link to comment Share on other sites More sharing options...
hamlets_shrink Posted September 17, 2006 Author Share Posted September 17, 2006 Dear Will, thanks for your concern, everything in due course. I'mmoving at my own pace thanks and am very busy here in Australia atpresent. This is the first bill I've received since buying the land 18months ago. When I bought the land I made an arrangement with mysterling bank in London to have the money sent over to the notaire andwas charged a pretty penny for it. Since this fonciere bill is only 43Euro I don't want my London bank to charge me over twice that just tosend the money [plus they didn't understand the language or theprocedure and had to find a French speaker to interpret the directives]it might be cheaper to send by money order from here. I'm sure in duecourse it will become imperative to open a French bank account, just asyou advise, in the meantime deskspace here is at a premium and i'm notoverly keen to have to process yet more paperwork from yet another bank. Link to comment Share on other sites More sharing options...
alnmike Posted September 17, 2006 Share Posted September 17, 2006 When you send the payment and invoice slip I suggest you send itInternational Signed-for' as sometimes things do not seem to getreceived by French Offices!! Link to comment Share on other sites More sharing options...
supercat Posted November 11, 2006 Share Posted November 11, 2006 Once you've opening your bank account, you can save a lot of stress about postage and cheque writing if you pay online. Get someone French speaking to guide you through it once, take notes, and every payment will be easy after that. Utilities can also be paid online from anywhere in the world. The back of your tax bill will give you the website. Link to comment Share on other sites More sharing options...
Baz Posted November 11, 2006 Share Posted November 11, 2006 [quote user="supercat"]Once you've opening your bank account, you can save a lot of stress about postage and cheque writing if you pay online. Get someone French speaking to guide you through it once, take notes, and every payment will be easy after that. Utilities can also be paid online from anywhere in the world. The back of your tax bill will give you the website.[/quote]Whilst this is an acceptable method, it only works if you receive your Taxe D'Habitation and Taxe Foncière. I have found that on a few occasions that the bills did not arrive at my UK address and I have had to remember to contact the Tresor Public to find the amount owing. It is worth noting that there is a 10% penalty for late payment, so setting up Direct Debits solves all these problems.Baz Link to comment Share on other sites More sharing options...
Bastet Posted November 11, 2006 Share Posted November 11, 2006 If I may be allowed to develop the tangent about paying on-line, we have just done so for tax d'habiltaion, and social contributions. We have received by return of e-mail, receipt sconfirming payment etc, but with also the following tagged on:Vous trouverez en pièce jointe une adhésion au télérèglement comportant votre numéro de compte bancaire. Il vous appartient de compléter ce document des codes établissement et guichet, du nom de l'établissement teneur de votre compte, et après l'avoir daté et signé, de l'adresser à votre banque dans les meilleurs délais, accompagné d'un RIB.ADHESION AU TELEREGLEMENT J'autorise l'établissement teneur de mon compte à exécuter sur ce dernier, si la situation le permet, tous les ordres de débit ordonnés par le créancier désigné ci-dessous. En cas de litige sur un débit, je réglerai le différend directement avec le créancier. Désignation du titulaire du compte à débiter N° national d’émetteur OUR NAMEXXXXXX Désignation du compte à débiter Désignation du créancier Etablissement Guichet N° de compte Clé R.I.B. TRESOR PUBLIC XXXXXXXXXX XX Date : Désignation de l’établissement teneur de compte Signature du titulaire du compte à débiter We interpret this to mean we have to complete it with our bank details and send it to our bank with a RIB attached . Does anyone know the point of this? Is this to allow direct debit in the future? It seems a bit pointless having a paperless method of paying if you still have to post stuff. Link to comment Share on other sites More sharing options...
Cassis Posted November 11, 2006 Share Posted November 11, 2006 Bastet - I posted exactly the same observation on another thread in the last couple of days. On the face of it, it's daft.Maybe you only need to send the debit authorisation once for each payment type - then in subsequent years you don't need to as the bank has your authoristion for payment. Link to comment Share on other sites More sharing options...
Cjlaws Posted November 11, 2006 Share Posted November 11, 2006 [quote user="Cassis"]Bastet - I posted exactly the same observation on another thread in the last couple of days. On the face of it, it's daft.Maybe you only need to send the RIB once for each payment type - then in subsequent years you don't need to as the bank has your authoristion for payment.[/quote]The RIB generated by an on-line payment is a "virtual" one. It's a hard copy of the instructions which will be passed on to the bank.This will happen each time a payment is made on-line.I hope that's not confusing. Link to comment Share on other sites More sharing options...
Cassis Posted November 11, 2006 Share Posted November 11, 2006 Did I say RIB, I meant debit authorisation. Yes, that is confusing - and I haven't had a drink yet!You have to send the debit authorisation by post with a RIB to your bank.Here's the email (part of) from the impots website.Vous trouverez en pièce jointe une adhésion au télérèglement comportant votre numéro de compte bancaire. Il vous appartient de compléter ce document des codes établissement et guichet, du nom de l'établissement teneur de votre compte, et après l'avoir daté et signé, de l'adresser à votre banque dans les meilleurs délais, accompagné d'un RIB. Link to comment Share on other sites More sharing options...
Mikew Posted November 11, 2006 Share Posted November 11, 2006 The first instance you pay your impots on line you get the form to send to your bank to allow them to set up their end of the debit. For all subsequent payments a confirmation e-mail only is sent. This notes the date that your account will be raided for their cash. I set mine up last year, this year - everything went easy. Link to comment Share on other sites More sharing options...
Bastet Posted November 13, 2006 Share Posted November 13, 2006 Thanks to everyone for this confirmation. We'll get them in the post pronto. Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now