Peterh Posted May 10, 2005 Share Posted May 10, 2005 Both my wife and I have annual travel insurance but my in laws, who come to France with us twice a year, have found the cost, now that they are in their late 70's/early 80's, prohibitive. They are both very healthy but what would be the position if they became ill in France? Would the E111 cover all the costs of any emergency treatment or could they be billed for part of any treatment? Link to comment Share on other sites More sharing options...
BJSLIV Posted May 11, 2005 Share Posted May 11, 2005 Typically they would be required to pay a minimum of 30% of the cost. If they happened to be treated by more expensive specialists the percentage they would have to pay could rise. Link to comment Share on other sites More sharing options...
Teamedup Posted May 11, 2005 Share Posted May 11, 2005 I realise that you said that they are in good health, but if either of them have a preexisting condition then remember that they should get an E form from Newcastle to cover anything that might occur due to this condition. E111's are simply for unpredictable emergency treatment, which they would certainly need to bring as well.So equipped with their E111 (and the other E form(s), if necessary) they would be covered as we are in France. That is to say, we are covered for up to about 70% of most treatment and 35% to 65%/70% for medicines. There is also a charge of 14 euros a day if a person is in hospital and some surgeons make an extra charge over and above the Social Security figure. Also some doctors in say holiday places actually charge extra too. NB When the european health cards start, I think that they will cover for both emergency and pre existing conditions. Link to comment Share on other sites More sharing options...
Loiseau Posted May 11, 2005 Share Posted May 11, 2005 What you wouldn't get with the E111 etc is the repatriation part of the insurance cover.But that might not be a concern for you all if they are staying with you.Angela Link to comment Share on other sites More sharing options...
Val_2 Posted May 11, 2005 Share Posted May 11, 2005 My parents in their mid 70's visit and have never paid a great deal for insurance,certainly never more than £40 each for a fortnights health cover. They just get their broker to ring round and get a quote and then decide which one offers the best value for money. Surely any cost under £100 each is worth it to have peace of mind and safety,they would certainly pay to go further afield wouldn't they if offered the chance? Link to comment Share on other sites More sharing options...
Tourangelle Posted May 11, 2005 Share Posted May 11, 2005 What about Saga? I know they have a very good press and can't be that expensive as they specialise in older people. Link to comment Share on other sites More sharing options...
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