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gpluxgplux

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  1. I live in Luxembourg. I have often seen this matter discussed on various forums and can not understand why people have problems. I still have an account with a UK High Street bank opened when I lived in the UK. Cheque book, switch and credit card attached. I have a savings account in Guernsey in both € and £. opened many year ago but today opened easily with UK passport and utility bills from any EU Country. I could have a credit card with these accounts but do not. I have a french bank account opened easily many years ago WITH a cheque book and have had no problems with them at all (touch wood) All the above are declared and above board.   Am I missing the point
  2. This is where the UK and France differ over "rules" from Brussels. In France it may or may not be applied In the UK it will be rigerously enforced
  3. wow such a lot of different ideas. Perhaps it is different for France than Luxembourg. I can only refer people to my original post. However I have the following to add. Someone has suggested that some types of pensions can ONLY be paid gross. I can only say that my understanding that once the pension provider receives notification FROM the UK IR they will pay the pension gross. I quote from IR 138 Living or retiring abroad:- "You will not, however, be liable to UK tax on your UK pension if you live in a country which has a double taxation agreement with the UK which exempts UK pensions from UK tax. Where that is the case, and you make a claim for relief, the Inland Revenue will authorise payment of your pension without deduction of tax." Note no mention that some pensions are exempt.   I also still believe that you are better acting directly with the IR in the UK and getting payments gross then paying your tax in you new adopted country.
  4. I read many times in this forum people discussing living in France and also paying tax in the UK. My experience with the UK Inland Revenue is as follows:- I am resident in Luxembourg but this would equally apply if you are resident in any EU Country. When you have proof of residency in you chosen Country (Residents Permit still very useful to have despite now not neccesary under EU law, add any other documents such as Local Tax bill, utility bill etc, etc.) Write to your UK tax office with copies of these documents together with a letter requested to be exempted from UK income tax. After filling in a further form, get that stamped by your local French Tax office (which also launches you into that system) return it to the UK and after everything is considered in order by them you will receive an official note from the UK tax people giving you exemption. You can use this exemption to get any pension, interest or dividends paid gross without the deduction of the basic rate of income tax. This is so straight forward that I am amazed this has not been covered many time before. Please forgive me if it has. In addition you can move to any EU country, set up home, get your residents permit and submit your request a few months later and you will get all the tax repaid in that tax year. When you leave the UK there is a form (P85) you fill out that also gets your file sent to the Inland Revenue centre for nonresidents. I found the revenue very helpful and many questions can be answered over the phone by them. They have many leaflets about this issue. (available also online)  
  5. Perhaps builders are all the same the world over.. All the problems mentioned seem to remind me of the time I had a house built in England! gplux
  6. pay a sterling cheque into a French bank if you like throwing money down the drain gplux
  7. If you are going to install air con make sure you have the ones that provide heat as well so that all your heating and cooling is in one system. gplux
  8. have you any examples of models and prices with UK and French prices?
  9. I looked at a system from Germany and it was very expensive I thing one unit was around €1200. In addition if you have a pumped system to have instant hot water without waiting you have to have an additional smaller unit for around €800. I said I would pass.
  10. I believe it is based on the minimum wage. That is exactly how it works in Luxembourg
  11. I believe it is based on the minimum wage. That is exactly how it works in Luxembourg
  12. well done joidevie, There is no need to pay for a sky package as the BBC free to air are surely enough for everyone.
  13. Have you lost all the digital channels or only the BBC. I have found that the BBC are more sensitive I am in 83, resulting in my having to install a bigger dish. You may have lost them if the dish has moved a fraction. Is it a new instalation?
  14. In my experience. If rain makes the picture break up then you need a bigger dish. I use 80cm in The Var (83). If wind does the same is the dish near trees or bushes that are swept near the dish by the wind?
  15. In my experience. If rain makes the picture break up then you need a bigger dish. I use 80cm in The Var (83). If wind does the same is the dish near trees or bushes that are swept near the dish by the wind?
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