All insurance policies must include third party road risk in all EU and EU associated countries that's law. You can request for EU cover on your policy for up to 30/60/90/180 days depending on the company to the level of cover stated on the policy (e.g. Comprehensive) . Your insurers are within their right to cancel a policy if they find out you are abroad longer then their allowed period if you have not disclosed the trip to them. As an example if you have not advised your insurers and you are abroad and have a accident they can cancel the policy while you are abroad and leave you stranded. Its always best to have the right policy for you. It may cost a little more then a cheap online policy but you will have the cover you need.