Annodomini

Good luck with the move. Keep posting developments in the UK.   AnnoDomini    

[quote]incompetent managers I have rarely spoken to managers in France about anything. They are elusive beings, who leave their staff to their own incompetence, knowing full well that they hav...[/quote] Hi Chezshells, I don't know how hard it was for you in finding your house in France, but for us it was extremely hard. Location, type of house, village life, not far from at least a major town, near to the sea, near to medical facilities, schools etc.... And rentable for 3 months of summer if vacated by us for a good income was a bonus. It took us 9 trips from the UK to France at a phenomenal cost in our search. And we did'nt get everything we wanted. But fo a first it ticked most of the boxes. This was before prices shot up in France. Nor would I like to go back to UK, and repeat a stressful life that is imposed by the character of the UK. Needing high incomes to pay or even obtain a reasonable house (which you have now become accustomed to in France) by way of a high mortgage cost. Especially in the Bath area. I don't say - don't go back, that is your choice. But consider alternatives like renting for 6 to 12 months in the UK to appreciate and remind yourself what you have in France. You can get an excellent idea about renting or buying from sites like www.rightmove.co.uk I love UK but the relentless stress was just too much. I have one life and intend to find alternative ways to the 9 to 5, especially now with the development of the internet. I have been in France for a year and lucky to have no mortgage. I find the monthly saving I make by being in France and not paying monthly for a large UK mortgage and council tax more than I could possibly save whilst I was in the UK.  These are my initial thoughts on hearing about those who want to go back because of mix feelings, stressful life in the UK with no time to oneself verses a more paced life in France that creates a little more time to do the things you've always wanted to do, but somehow boredom is allowed to set in rather than achieving new things. All the best. Annodomini.         

http://www.europcar.fr/ Hi, They are in most major towns of France. You can book even one way if needed, or pick up from one location and drop off at another location. All can be done online. Even possible to go to UK via tunnel and back to France. Europcar near to you.   PERPIGNAN NORTH   203 RUE ETIENNE BOBO   66000 PERPIGNAN   FRANCE Tel   0468529529 Fax   0468529530 Other offices around Perpignan at the airport.   Good luck!  

Some changes over the summer took place in this area and can be seen on the Inland Revenue web site.   http://www.inlandrevenue.gov.uk/cnr/health-care-changes.htm   AnnoDomini    

Nice to hear your comments, Fumanzoku. Where do you normally trade, on the US markets with accounts in the UK or base elsewhere to minimise taxation. Where is your tax residency - surely not France? Look forward to your reply.   AnnoDomini    

What's the difference between human waste and animal waste?         About a penny!!!!  

Hi Janey, So hubby is in the UK for more than 183 days a year and works for UK company paying his taxes and NI in the UK. You have E109 from Newcastle and reviewed each year on the taxes & NI paid in the UK by hubby. But what is family allowance? I thought this was something discontinued years ago -   and replaced by Family Credit which is now renamed and split into one part Working Family Tax Credit and the second part Child Tax Credit. This is also based on income in the previous tax year if I understand it correctly. Is this what you mean Janey? Regards,   AnnoDomini    

Hi Janey, Is hubby physically based in the UK with a UK address for at least 183 days in UK? Or is he simply working for a UK company whilst living in France? The benefits you refer to in the UK are I assume :- 1) Child benefit? 2) Working families tax allowance? 3) What is the E form you are covered under for health for you and the children and how long would the cover last before you are expected to change things - presumably to the french system?  This would clarify matters for a lot of people if you could advised on some of the details, and could answer why some people are being told different things by the authorities. All the best.   AnnoDomini    

Many thanks Henry, I found the web site addresses you provided excellent. I would have thought reading throught many of the concerns people have about making a living in France. Trading would prove an ideal alternative to no-employment or self employment with a high chance of failling. If those who claim to be living off savings employed a very small fraction to trade they might be pleasantly surprised. Not a huge sum is required to trade these days. In case anyone is interested, there are many companies in the UK that will allow an account to be opened on line. Whereby certain activities are still tax free of income and gains inthe UK. I have not found the answer for a french resident. I thank you once again for the valuable information provided. AnnoDomini                

Hi Henry 87,   Thanks very much for your reply. Explaining to the French authorities is exactly what I am afraid of, I don't think anyone understands fully what it is and therefore would probably be taxed at the highest end. As you know in the UK it is not regarded as an income or capital gains, and therefore does not attract any form of taxation. You say you researched this topic a year before moving.... Did you find any french companies offering spreadbetting facilities? What did you decide finally on making a living, if not to impertinent of me. Kind regards,   AnnoDomini     

 Hi Linda, Try searching for "literie". Here is one site that advertises on tv. http://www.belle-literie.fr Sweet dreams.    AnnoDomini   Sorry, I had posted it with a new heading "Pour bien dormir" So here it is again

Sorry Linda, I just made a posting but pressed the wrong button.   AnnoDomini

Hi Linda, Try searching for "literie". Here is one site that advertises on tv. http://www.belle-literie.fr Sweet dreams.    AnnoDomini

[quote]Yes thanks, Well i make enough to live on. Spread betting is just an natural extension of the 'normal' market place, just speculation on shifts/movements in trading( yes there is a difference) if bett...[/quote] If I uderstand you correctly, "spreadbetting" is your way of making a living in France, and your only way I assume. Whilst it is an income and capital gains tax free affair in the UK at present. 1) Is spreadbetting taxable in France? (Hopefully not taxable as in the UK) But... and if so........ 2) How to you deal with the french tax system since worldwide incomes are taxed, regardless of being offshore. 3) Have you submitted a tax form in France, and how do you cope with declaring if it is the only income you have? I only ask out of curiosity to set matters up in a legal format. I have not found any french companies for spreadbetting in France yet. I assume you are dealing with USA, Australians or UK companies. If there are no french companies doing this, how will the french tax office comprehend it tax free status in the UK? Your help and advice would be greatly appreciated. You may prefer to e-mail me directly if you so wish.   AnnoDomini

Hmmm.............     AnnoDomini.  

[quote]I have been training people for the stock exchange licencing exams for USA and UK but not for France. However, in a discussion I was told that any one who buys/sells a total of 15000 euros of share...[/quote] Hi Coral, Perhaps you could send me some info on the course you teach and the name of your organisation. Please e-mail me directly or post the address here. Thank you. AnnoDomini  

 Hello, I am wondering, as anyone ever traded in the stockmarkets to make a living? Including CFDs, spreadbetting, etc.... And whether they are all legal activities in France? All of these are totally legal in the UK. Trading in shares are obviously legal in France, but spreadbetting is regarded as a form of gambling in the UK and does not attract any taxation currently under UK law. This could change however. But spreadbetting may also be illegal in France as I know under certain jurisdictions they are frowned upon. I am not referring to the odd dabble, but seriously working hard trying to make a living obtaining sufficient income to pay whatever is required by the french social and tax system, and taking care of a family. What taxes would be involved? Capital gains tax in the UK would be the norm, not income tax. What of France? Perhaps some of you who are Chartered Accountants like "Jenny" might have some access to french sites informing on these matters? As I have'nt found any worthwhile information so far. In the UK literally tons of advertising are easily found with full explanations to taxes, legality, etc... Perhaps I am not employing the right words to search with, hence the lack of results.   Look forward to your replies and thank you.   AnnoDomini.      

Hello, I am wondering, as anyone ever traded in the stockmarkets to make a living? Including CFDs, spreadbetting, etc.... And whether they are all legal activities in France? All of these are totally legal in the UK. Trading in shares are obviously legal in France, but spreadbetting is regarded as a form of gambling in the UK and does not attract any taxation currently under UK law. This could change however. But spreadbetting may also be illegal in France as I know under certain jurisdictions they are frowned upon. I am not referring to the odd dabble, but seriously working hard trying to make a living obtaining sufficient income to pay whatever is required by the french social and tax system, and taking care of a family. What taxes would be involved? Capital gains tax in the UK would be the norm, not income tax. What of France? Perhaps some of you who are Chartered Accountants like "Jenny" might have some access to french sites informing on these matters? As I have'nt found any worthwhile information so far. In the UK literally tons of advertising are easily found with full explanations to taxes, legality, etc... Perhaps I am not employing the right words to search with, hence the lack of results.   Look forward to your replies and thank you.   AnnoDomini.      

http://perso.wanadoo.fr/collegesfr/index.html Hi Amy, I think this is the link you are searching for. I am sure Connor will surprise you and establish himself quickly in France. Good luck with your search and move to France.   Kind regards,   AnnoDomini         

Does anyone know whether a AOL Broadband (BT Voyager) from the UK will work over here to access the UK broadband account via France Telecom, if the appropriate french ADSL connection was used.   I am able to access the UK broadband account as an ordinary dial up account in France at present, and do not get charged extra by AOL UK - simply the £19.99 per month.   If not I will have to obtain a new broadband account over here with free.fr or tele2.fr who appear to be the most reasonable so far I have read about. Unless someone knows otherwise. Thank you for your anticipated replies.   AnnoDomini