Ruudi

Having produced origination for 1000's of Christmas and Greetings cards I too thought what a dismall range there is in France, What about getting to know a local printer and see what odds and end he has? Paper Merchants and Mills we also supply sample sheets - sometimes you might be lucky and get 6 sheets of SRA2 or similar. Envelopes are easy enought to make by hand if you can get the materials. Best of uck

If you stop working before 60 and have paid 39 years (I think) contributions the governement will make up the 5 years between 60 and 65 - but not if you are living outside the UK - how fairs that? Also if you have a private pension the tax free lump will be classed as taxable in france. Keith

I have recently come across two points regarding pensions that concern me. 1. The tax free lump sum that you are permitted to commute in the UK will be taxed in France. 2. If you have paid 39 years NHI contributions the 'government' makes up the additional 5 years to give you your maximum of 44 years contributions. But not if you move to France. Have I got this right? If so I wonder what other Forum members have done? Regards Keith