Just like to thank everyone for their replies and suggestions. I am lucky to have a French friend in the village who has been helping me with some of the paperwork. I have phoned Newcastle and they have told me that as I will be entitled to a bereavement allowance for a year I will receive an E121. As my 106 expires this month they have promised to do this quickly. CPAM said they were unable to extend my cover, while waiting for 121, but to keep any receipts and they will reimburse them when the form comes through.Hopefully there won't be any. I have also found the bank helpful and have an appointment with our notaire in the new year. Thanks for the counselling website which I shall visit next. Again thanks to everyone for your help Chalky