makeiteasy Posted June 25, 2008 Share Posted June 25, 2008 Hi,further the article of the Connexion about the "pret viager hypothecaire", i had lots of queries about it.Now, i have just got answers from Credit Foncier , so if you intend to apply for it please check if you meet all these requirements:- you are french tax resident(ie you pay your income tax in France)- you have a french mariage settlement(prenuptial agreement) - if you are married, none of you is under 65- you (and your partner) own 100% of your property - you have to meet your local Credit Foncier adviserHope it will help.[;-)] Link to comment Share on other sites More sharing options...
Benjamin Posted June 25, 2008 Share Posted June 25, 2008 you have a french mariage settlement(prenuptial agreement)I take it therefore that 95% of people on this forum will never qualify then? Link to comment Share on other sites More sharing options...
makeiteasy Posted June 25, 2008 Author Share Posted June 25, 2008 No, your notaire may have changed it with your agreement for a french one when you have purchased in France(usually they do a "communaute universelle"), so you may have it and if not you can do it with your notaire.[I] Link to comment Share on other sites More sharing options...
Benjamin Posted June 25, 2008 Share Posted June 25, 2008 We have a DONATION ENTRE EPOUX. Same thing? Link to comment Share on other sites More sharing options...
makeiteasy Posted June 25, 2008 Author Share Posted June 25, 2008 No, it's not.[:(] Link to comment Share on other sites More sharing options...
Panda Posted June 25, 2008 Share Posted June 25, 2008 HelloOn the other end of this I've seen investment adverts to buy a house which is 'en viager' whereby you pay a low valuation, in this case I saw one for100k for 3 appartments in a nice part of Bordeaux and then you pay the current owner a monthly amount, again in this case about 1500 euros a month until they die at which time the property becomes yours. The one I saw was unoccupied so you rent the appartments out and keep the rent, It looked interesting but I couldn't help thinkinig how awful it would be to be hoping someone kicked the bucket sooner rather than later... Others I've seen are occupied so the amount you pay them each month is much reduced as you have no means of getting any income until the person dies.. bit morbid I thought.Panda Link to comment Share on other sites More sharing options...
woolybananasbrother Posted June 25, 2008 Share Posted June 25, 2008 Anglo Saxon reticence my dear Panda. Viager is quite common in Belgium and is essentially a gamble. Bit like buying wheat futures really. Can't see anything wrong with it if you like a punt. Link to comment Share on other sites More sharing options...
Panda Posted June 25, 2008 Share Posted June 25, 2008 Hmm, I can just imagine me hitting hard times and then trying to think of ways of giving some poor old chap a heart attack...where did I put those jodphurs[:D] Link to comment Share on other sites More sharing options...
woolybananasbrother Posted June 25, 2008 Share Posted June 25, 2008 Please, not the jodpurs, anything else yes, even la cravache, but not those pants.[6] Link to comment Share on other sites More sharing options...
moonraker Posted June 26, 2008 Share Posted June 26, 2008 Selling "en viager" is very common in France; you just have to know where to look.Make sure you don't die before the seller!http://en.wikipedia.org/wiki/Jeanne_Calment Link to comment Share on other sites More sharing options...
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