Costs of joining CMU

[Tarn1]

Having taken out PHI...

Can anyone tell me approximately how much it costs to join CMU, now the option appears to becoming closer?

... And congratulations to everyone concerned with getting this mess sorted out...

Tom

[Sunday Driver]

It's based on your income.   If you check your last avis d'impot sur les revenus (green tax demand) you will find your revenu fiscal de référence (RFR).

The formula for working out your CMU cotisations is:

RFR minus 8,644€ times 8%.

 

 

[jalan]

The Aude have just sent us information that they are going to charge us 25% more than before.  Last two quarters fees.

  This equates to   ---         RFR - 8644 Euro x 10%

Would br interested to find out other's experiences.

[Sunday Driver]

When you say 'the Aude', who are you talking about?  CPAM or URSSAF?

If you've received the URSSAF bills for the 3rd and 4th trimistres of 2007, the 3rd trimestre would have been based on last years threshold which was only 7,083€.  They raised the threshold in October from 7,083€ to 8,644€.

 

[jalan]

You're right.  Thanks;

[jalan]

The increase in cotisations has exercised my mind for a couple of days now, so I have checked my own financial records : the increase actually arises from the fact that in 2005, there was an abatement (allowance) of 20% applied to Gross Income, which had the effect of reducing the taxable income substantially, and consequently the Revenue Fiscale de Référence. The balance was then taxed at the prevailing rates for the various tax bands. However, in 2006, this abatement was removed, and the income tax rates lowered to compensate for the consequent increase in Taxable Income - hence very little change in the amount of Income Tax payable. HOWEVER, this also meant that the RFR was increased, along with every charge calculated on it - like the cotisation!