House Insurance - pets

[Hester]

Hello, we have a multi-risks house insurance which contains a clause which appears to cover us for civil responsibilty for pets. However a neighbour, relating a story where someone has claimed against them, informed me that we need to let the insurance company know the breed of our dog (even though not on any list) in order to be covered.

Has anyone else done this? I telephoned this morning, but it got very complicated and I think that it was probably not necessary. Waiting for someone else to ring me in the morning, maybe to sell me pet insurance, not sure!

Regards, Hester.