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Mortgage in France


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We have recently put down a deposit on a house in the South Of France. We are from Ireland and will be using the property for personal use as well as holiday lettings. We have looked into a couple of options regarding a home loan but was wondering if anyone out there had recently taken out a mortgage in France and had any recommendations of banks or financial institutions in France or Monaco.

All assistance greatly appreciated,

Pauliun

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We have just signed all the provisional paperwork for a mortgage here in France and received their offer a week ago.  From the date the paperwork arrives you have to wait 10 days before signing, then all paperwork can be returned to the mortgage provider.

We applied to BMP as they were recommended by a colleague, and to Credit Agricole as a back up, for some reason we did not think to ask our own bank - Credit Mutuel, however once they knew we were looking for a mortgage, they too made an offer.

We received an offer from all 3 banks, but chose to go with BMP as their level of service was superior to the other two (we have since learnt that it is down to one single member of staff, when she is off - their service level is on a par (if not worse) than our current bank).

 

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