sofia

Hello, I need to pick up medications that costs 1500 euros on Monday. I am entitled to an exoneration/ALD 100% but currently the paperwork has been lost and it will take time to sort this out. So I signed up for a mutuelle that covers 100% for medications (pharmacie). They claim I am insured from day one with no delay or "carence". How does this stuff work generally? Will the mutuelle appear on my carte vitale if I update it? If I have to pay 30%, how do I get reembursed? I signed up online but they will not give me an attestation online or login to their "espace client" so I will need to wait more than a week for that... PS: I feel a little bit bad about doing this to the insurance company but considering how they treat consumers with their 150% of f*ck all, I am able to justify it in my own mind. :)

My bad. I meant "Pharmacie 100%" not "frais medicaux 100%". No wonder I confused you all. Sorry.

Thank you all and thank you cooperlola. You are right, I was asking about prescription medicins specifically. I have inquired about mutuelles in general before and received good answers and I think I have a good grasp on what the percentages in the secteur non-conventionné means, ie not much. :)

SS covers 4 attempts per child up to the age of 43 for women. Since infertility is considered a chronic condition they will cover 100% instead of the usual 70%. You start by going to your regular "gygy" and they will be able to explain it all to you.

Can anyone please advice me if "frais medicaux 100%" in a top up insurance policy really means that they will cover the cost of the medication entierly or is it 100% of some "tarif" like for consultations.

Hello! Swedish couple looking for sublet in Lyon area. We are there for 2-3 weeks, but monthly rental is OK. May or June. Internet connection needed. Otherwise open for suggestions. Studio, one bedroom, annexe, large room.

Russethouse: yes this was very helpful. Thank you!

[quote user="Russethouse"]Does this help ? http://www.frenchhealthissues.eu/insurance/menu.htm[/quote] Thank you! Yes this is very helful. :)

Currently shopping around for a top up insurance. I have a hard time finding the basic info that seem necessary to understand before making an informed decision. Can someone please explain some basics or point me to earlier discussions on the subject. A few things I learned: * To ask when the insurance kicks in. Some cover and reimburse from Day 1, some can have a grace period of three months or more. * Reimbursements for glasses should be quoted in euros. 200% reimbursements means 2 x 7 euro = 14 euro, i.e. crap. * How quickly they reimburse What else should I be looking for in a contract? What the h*ll does 125% mean? For example: HOSPITALISATION MEDICALE Frais hospitaliers - honoraires (medecins, chirgurgiens, anesthestesistes) 125% Isn't emergency hospitalizations already 100% covered by the basic insurance? Any advice greatly appreciated! I find this very frustrating... :)

Hello! is there a grace period or probation period on the top up health insurance (complementare or mutuelles I think they are called) or can I claim from day 1? And how does one make sure they cover a specific procedure without asking?

Thanks Cathy, I will try them. We need mutuelles too so this might be a good place to start!

Hi all, new here. Great forum! Can someone recommend a travel health insurance that covers accidents etc outside of EU? I live in France and am going to the US. I recently had a "freak" accident and it reminded me how expensive it could be just to break a leg...