Jump to content

giantpanda

Members
 View Profile  See their activity

  • Posts

    217

  • Joined

  • Last visited

    Never

 Content Type 

Posts posted by giantpanda

    Paying Taxe Foncieres

    in French Finance

    Posted

    Hi!

    After you bought the house, have you advised the Taxe Foncières and Taxe d'Habitation department of the Tax Office ( Centre des Impôts, not the Trésorie ) of you new address?

    If not the bill will continue to land at the address on the deed. And it means some stress, because finally they will ask for 10% more.

    They are slowly modernising, in as much that if you declare, they then change those addresses internally - but at present you can not bet on that.

    Since the Foncière is due middle of October, best pop in the Centre des Impôts now.

    Yours,

    giantpanda

    PS. If you had done this earlier, it would have proably been possible to change that address on the service part of the Mairie - but now that it is out, that would only have effect next year.

    CPAM query

    in Health

    Posted

    Hi!

    It can be 2 things depending on what you have asked for ( probably the second ) :

    1.They want a copy of the interest credit notes you have received.

    NB. That you should with your " Declaration ".

    2. If you are asking for the basic registration, they want to know your estate, in order to check that you are not a burden for the French State Social Security system.

    See here:

    Les retraités et autres inactifs doivent disposer, pour eux et les

    membres de leur famille, de ressources suffisantes pour ne pas devenir

    une charge pour le système d'assistance sociale français et d'une

    assurance maladie-maternité.

    on the following link:

    http://vosdroits.service-public.fr/particuliers/F12017.xhtml?&n=Etrangers%20en%20France&l=N8&n=Citoyens%20communautaires%20en%20France&l=N112

    Yours,

    giantpanda

    renting french property

    in French Finance

    Posted

    Hi!

    Both at the same time!

    Yours,


    giantpanda

    NB. Then you have to get a standard French rental contract. Most are paying : Enter: Modèle de bail ( add : " meublé" if furnished ")

    See also the legal side in French:  here


    Yours,


    giantpanda

    Post edited by a moderator to shorten the hyperlink



    Mairie dictating price !

    in French Finance

    Posted

    Hi!

    This is something you have to consider , when buying or selling.

    See the question of " Droit de préemption"!

    Check the conditions under which they can exercise it.

    http://www.explorimmo.com/immo/conseils/ancien-guide/vendre/mettre-un-bien-en-vente/vente-immobiliere-les-droits-de-preemption.html

    All the legal side:

    [url=http://larecherche.service-public.fr/df/oxide?criteriaContent=droit+de+pr%E9emption&Rechercher.x=0&Rechercher.y=0&Rechercher=tous&page=resultssprubs&action=launchsearch&DynRubrique=&DynCorpus=&DynDomain=SP]French legal side : Droit de préemption "[/url]

    Yours,

    giantpanda

    House Prices

    in Finding/Owning French Property

    Posted

    Hi!

    You can get information of the average prices on the regional site of the Notaires ( quite some details for Paris and Ile de France ).

    However I would like to draw your attention that this can be pretty misleading for a valuation. There are too many factors which are important, where you do not get any sort of information.

    Yours,

    giantpanda

    agreement

    in Long Term Letting

    Posted

    Hi!

    What you make consider today a friendly agreement, may not stay a friendly agreement. Make a proper contract.If the object was in France, I would suggest doing it in French for obvious reasons.

    That is why there are some compulsory clauses in a 3 year let ( unfurnished ) - that is the standard type of agreement in France:

    See here:

    http://www.logement.gouv.fr/article.php3?id_article=2616

    Here the clauses which are not legal:

    http://www.logement.gouv.fr/article.php3?id_article=2626

    See the general legislation:

    http://vosdroits.service-public.fr/particuliers/N289.xhtml

    Here you can find a free contract you can download

    http://www.alliance-habitat.com/modele_contrat_location.php

    There are others for which you have to pay a small sum.

    Yours,

    giantpanda

    "Request" to register for french tax

    in French Finance

    Posted

    Hi!

    Here are the 3 conditions ( each can be taken separately) under which you can become a French fiscal resident ( which is different from having your main residence here ( I hope you can read this  link).

    http://droit-finances.commentcamarche.net/contents/impot-revenu/imp10-impot-sur-le-revenu-notion-de-residence-fiscale.php3

    Now important could be :

    1. How long have you been living there this year?

    2. If you have children, do they go to school?

    3. Have you registered for a Carte Vitale?

    If you stayed there, there is a presumption that it is your residence principale.

    According to the case, depending on the above answers, it may be best for you to do a 2007 declaration ( you would only have to declare from September till end of year 2007 ) and would not have any income tax impact, under you had quite some interests or dividends in that period.).

    Yours,

    giantpanda

    PS. You should know there is a Tax paragraph ( usually very seldom used in the past, whereby a "non resident  fiscal "can be taxed on 3 months of the " valeur locative " of his French houses.

    In over 12 years of handling tax matter, I have only known one case, where the people were really wealthy, had used lawyer to avoid being taxed in France. You could say they used this paragraph is a last resort (in the past - has the matter changed??) for the Tax Office, and here there is nothing you can do about it.

    tax rebates to boost countrys economys

    in Other Topics

    Posted

    Hi!

    What are you suggesting?

    In France there are tax rebates galore to boost the economy.

    eg. in saving energy by acquiring system fitted by firms, not only with tax kick-back but special VAT rates.

    Or for example the CESU ( Chèque emploi service universel), or the ( recent )  reduced taxation of extra working hours.....

    Yours,

    giantpanda

    National Insurance

    in French Finance

    Posted

    [quote user="Panda"][quote user="Will"]

     Incidentally, the portage company in my link makes a flat 50% of invoice value (plus TVA) deduction. [/quote]

    [/quote]

    Hi!

    I am afraid you have misunderstood the suggestion.

    Portage is only suggested in the case of an " employee". i.e. representing the GB company.

    Not in the case  of choosing the ' travailleur indépendant " situation.

    Yours,

    giantpanda

    Tax on sale of building plot?

    in French Finance

    Posted

    Hi!

    According to this, there is no added value, if you have held the land 15 years.

    So you are subject to added value tax. The difficult part is establishing the purchase price of the land.

    La vente séparée du

    terrain à bâtir sera imposée sauf si le vendeur était, au jour de la

    vente par acte notarié, propriétaire du bien depuis au moins quinze ans.

    from:

    http://www.jurisprudentes.org/bdd/faqs_article.php?id_article=5850

    Yours,

    giantpanda

    National Insurance

    in French Finance

    Posted

    Hi!

    It depends of your statute.

    If you are an employee of a GB firm, they have to register you in France, and they have to pay Social Security contributions for you in France ( This is done best over a société de portage, who does the work for them ).

    If you are independent, then you have to register at the URSAAF as "travailleur indépendant ", and that can be costly especially since there are practically minimum contributions.

    Yours,

    giantpanda

    bathrooms : taxes

    in House Renovations

    Posted

    Hi!

    Each single tap, each shower, each both, each wc counts.

    The working out of the Taxe d'Habitation is rather complex.

    For example, if you have a chemical toilet it does not count.

    When you have bought a house, and you have done diverse renovations involving an permit, you can then a surprise on the stiff increase of taxes, if the former owners have modified things, without declaring.

    Yours,

    giantpanda

    PS. The Tax Office will also possibly claim money from the former owner ( 3 years is possible, I think ).

    French revolt over Edvige, their Big Brother spy computer

    in The Complete France Post Bag

    Posted

    Hi!

    What most articles never mention, is that the new file, is greatly a copy of an existing file which existed at the RG ( Renseignements Généraux).

    And nobody ( or very few ) talks about Cristina.

    Certainly in a Democracy you can appeal ( in France to the Conseil Constitutionel ) during the given delays. That has been done. Let them decide.

    The French have an aversion to being filed. On the other hand they will be quickly there to critic the authorities, when things happen and the competent service have done nothing.

    One could say, that anybody who opposes being filed ( under certain conditions on application, with automatic compensation when rules are transgressed  ) has something to hide.

    There is also the case of Expats who still can not register at the Mairie ( although in the law ) within 3 months of being in France, because the necessary décrêts have not been passed, because of the question of " listings".

    Yours,

    giantpanda

    Tax Foncieres.

    in French Finance

    Posted

    Hi!

    If you do not tell them your new address, then this will happen. Your are lucky that you were advised.

    Best go on the Internet site of the mairie, look for " déménagement ".

    With your Taxe Foncière and Taxe d'Habitation number, notify the change of address where is should be sent to.

    Yours,

    giantpanda

    291% increase in Tax Habitation

    in French Finance

    Posted

    Hi!

    One of the elements which also can explain the high increase of the taxes, is the fact, that when you buy a house, you are not aware ( difficult to check * ) what the former owner, or even owners have effectively declared.

    So when you undertake work, which leads to a new evaluation of the premises, you really do not know what you can expect.

    Yours,

    giantpanda

    The only check you can make is to go on the following internet site ( available since this year, if your Commune is on it ) and see if the buildings the " cadastre" has, are the same as those you bought.

    http://www.cadastre.gouv.fr/scpc/accueil.do

    But that does not bring you the information of the state of the amenities that have been declared or not.

    NB. the Tax Office will, if there is no prescription, possibly claim taxes  and fines from the former owners.

    291% increase in Tax Habitation

    in French Finance

    Posted

    Hi!

    Taxe d'Habitation are very dependant on the state of finances of the Commune.

    Now there can be such rises (  even up to 10 times ) if the projects the Commune had, did not work.

    Therefore before starting at the Tax Office, it is best to here from you neighbours, or from the Mairie, what the increase rate against last year was.

    In fact is is on your bills ( compare both in details );

    Yours,

    giantpanda

×
×
  • Create New...