Long time since I posted anything, been too busy working and restoring house. Anyway I have been working in france now for 2 years on CDI contract, but have decided it's about time I took out a Top up. I have had my carte vitale for ages, and my work collègues, keep saying I must get a top up. But I recently heard that ALL employers must now provide an insurance for their staff, if not yet very soon. Has anyone out there got any idea what is going on with this, as no one seems to be able to help me.