NormanH
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Posts posted by NormanH
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Thanks for doing that Dave 😃
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I hope I won't end up in one, but I did have a good experience a few years back in a convalescent home, which is not unlike one of these institutions, except that the residents are a bit younger and still have most of their marbles...
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Thanks a lot for the link, but..3000€ though😰
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There might be a plaque like that at the restaurant where they keep a table for me each day unless I phone to cancel.
The other day we joked that when I am gone they can put up a sign 'This table is at last available' as it is in a rather nice sun-trap position 😀
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Pity about that as I find them very good. I suppose it might also be difficult for non British people to open a UK account at a distance, but as I have never tried I can't be sure..
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I bought a tricycle 8 years ago, thinking I was going to be able to use it easily in the little town in the Ariege where I was living. I was terribly disappointed to find that with the problems in my right leg I couldn't even manage to bend it enough to let that pedal turn over, and I had to get someone else to ride it to the local 'troc' where I sold it a a huge loss.
I wish I had seen those two videos; they might have encouraged me to perservere...
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My barrel is well disguised 🙂
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It shoud be possible to make a transfer from your your UK bank if you have the IBAN number.
I can understand you closing your French account if you have no property here, but my French account (Boursorama) is free so it can't be said to "charge for the pleasure of having your money"
https://www.boursorama-banque.com/banque/compte-bancaire
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https://www.anil.org/ has most of the regulations about letting, but I know of no regulation that prevents you from selling it once the let has finished.
Whether there are tax implications around the sale may be another thing
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I decided to accept the professional advice of the Pharmacist, so have waited the three weeks, but I have no information as to why that should be the case.
As to the Pharmacy/Nurse issue I can understand the sentiments of those who wish to support their local Nurse. It may well be one of those things that differs between town and country living since my 'own' Nurse (in fact a team of three) prefer me NOT to ask them for such things as vaccination or blood tests since they have so much demand from other patients with serious problems. They have looked after me between them for 25 years including excellent help with such things as stoma care but it is difficult for them to visit as they have to find a place to park (and regularly receive parking fines, which seems very unfair) and don't much like leaving their car unattended in our dodgy back streets, so while they would be there if I really needed them they like it if I make the effort to go to the lab on my scooter for the blood tests, and to the pharmacy for vaccines.
I can see that this might be very different in rural areas
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I've had a really nice and fruitful day today. For I start the weather was lovely and sunny; even more important than that was the fact that I got lots of things done AND everybody was so very nice for a change!
I started by collecting my new reading glasses. There is the new system here by which the lenses are free, and then you can either choose a small range of free frames, or choose something else to your own taste. In addition the opticians offer a second pair just for Reading, but made to your prescription, for an extra euro, so I got my main pair of bifocals (for the computer screen and the keyboard) PLUS a second pair to carry about with me for when I go and read a newspaper in a cafe for example.
As I had chosen my own frames rather than the free ones I had to pay a bit, but for the two glasses it only came to €56. The optician was very helpful, and spent time getting them to fit properly etc. I even had a coffee thrown in ! I came out feeling I had a very nice experience and a good deal.
Then I went to buy some new laces for my old pair of boots. There is a good shoe maker near my house, and he went to the bother of finding the best laces, but in addition he took the boots off; thredded them, put them back on me, and tied them in exactly the right place.
Again excellent personal service for 5€
I have asked him to re-heel them, and do a small repair, and they will be ready by Saturday.
Then to the pharmacy for the top up covid vaccinations (my fifth) where as usual nothing was too much trouble.
We what all wearing masks of course, and I commented that is was we couldn't see each other smile, but one of the other customers, a large African lady, said that you can read people smiles in Their Eyes, and we all looked at each other and agreed.
I had achieved everything I wanted to do do by 11 o’clock, and I came away feeling really happy with the world.
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And is she equipped to store the Covid vaccine at the correct temperature ?
Do you think that a pharmacist (not "someone in a pharmacy" to use your disparaging term) is less well qualified than a Nurse? (Pour être pharmacien, il faut être titulaire du DE de docteur en pharmacie.Les études durent entre 6 et 9 ans selon la spécialité choisie (6 ans pour les spécialités officine )
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This is going round in circles when Dave and I have already explained it.
A worked example: you say the two bills come to around 2000€, so:
Say 1200€ TF and 800€ T dH.
Suppose you leave at the end of June.
1)You owe 800€ T dh (because you were there on the 1st Jan and it is a second home so no exemption.)
2) If the Notaire arranged a pro-rata payment by the new owner you have already received 600€ in the sale account for the new owner's part of the bills and there remains 600€ at your charge.... BUT you have to pay the whole 1200€ now,
the 600€ you owe plus the 600€ you received from the Notaire from the new owner
3) If there was no pro-rata you owe 1200€ anyway
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I have my vaccinations done at the Pharmacie, but even there there seems to be some confusion about the the two.
I had the one for 'la grippe' (for which I had received a prescription from Amelie) on the 25th of October at my usual local pharmacie, but as they don't do the Covid one I went to another one down the road for the Covid 'troisième rappel' (5th dose) to be told that either you have them together the same day in different arms or you have to wait 3 weeks between vaccinations. I can't find any confirmation of that on-line however and a friend of mine had the covid one a week after the 'grippe' one...
To be on the safe side I will wait till Wednesday for the COVID one, but it shows that even the people giving the vaccine are not totally clear about things.
Purely out of interest why don't others have the injections done at the pharmacie? Why ask a nurse ?
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As Dave says you are responsible for paying both these taxes, and if they aren't paid on time they carry a % penalty increase.
The owner of the property on the 1st of January is liable for the whole of the Taxe d'habitation for the year EVEN IF they move out on the 2nd of January.
The "Taxe foncière" may be split pro rata between buyer and seller as Dave has indicated, BUT if the seller pays a % that will have been credited to you by the Notaire at the time of sale, and now the bill is due.
In my case I get the bill for the TF in September and the one for the T d'H in October but this may vary according to local offices.
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The point was that by doing it themselves there was no insurance as there would have been if they had been professionals, so they had to pay for the repairs. The work they had done was certainly within the last 10 years yes.
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If you do it yourself or use unregistered builders be prepared to pay a lot of compensation when you sell if there is a problem. I have been translating the legal documents for an English couple who have just lost a case brought against them by a French buyer for 'Vice caché". He claimed 65,000 € but on appeal that was reduced to 47,000.
By doing it themselves they had to pay for the faults that would have been covered by the insurance of a professional, and at the same time they lost the defence of being a private individual (who is not expected to have full knowledge of the condition of the property) as in renovating themselves they had taken on the status of 'promoteurs' who have a higher degree of responsibility.
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I use Boursorama which give me free banking and excellent service and Wise which gives me UK and French IBANS plus the advantage of being able to create 'virtual' cards for single transactions which can then be 'frozen' or destroyed so they can't be re-debited. I still have Crédit Agricôle account too mainly for historic reasons, but also so I could pay in cash if eve anyone gave me any...
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I would guess that replacing the helpful, practical concrete advice or information that used to be the 'norm' (intentional pun) by opinions unsupported by any evidence that a couple of more recent posters flood the Forum with discourages others from posting.
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19 hours ago, cajal said:
Read what I wrote.
Stating that more Europeans didn't vote for Italy, the winner of the Eurovision Song Contest last year, than did would have been just as relevant a statistic you could have quoted. In any election, for whatever reason, the amount of people who didn't vote is totally irrelevant as to the outcome for those who did vote.
But heh, why not drag election results you disagree with into a topic, that doesn't require the statistics you quoted, to reinforce your own prejudices.
At last you understand my point about dragging in non-voters to discredit a result, but you misrepresent it when you write of "election results you disagree with" .I can't disagree with them; they are facts.
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12 hours ago, cajal said:
The figures I have seen are:-
E. Macron LREM - 18,779,641 58.5%
M. Le Pen RN - 13,297,760 41.5%
Now, that sure as hell looks to me like Macron received the majority of votes cast. Maybe you know otherwise?
Read what I wrote
A few figures.
Registered voters: 48,700000
Voted for Macron 18,779641
So, just as in the other elections I quoted the winner had more people who DIDN'T vote for him than voted in favour. If people are going to quibble about the validity of Macron's election that gives some context about elections.
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What may lie ahead this winter
in Other Topics
Posted
A clear well-explained video typical of Le Monde which is my favourite newspaper