margate1

http://www.youtube.com/watch?v=1ZHg4_4REiY&feature=relatedHer new album is brilliant Don't know why this doesn't show up clickable

http://www.moneysavingexpert.com/banking/foreign-currency-exchange

It is very good compared with how I WAS doing it

Thanks for that. You are so right. I have got to get a better head on this easy going. carefree body of mine I must , I must change

I am with HSBC france and can see that i can get E statements. This might be the best option from now on. I have learned my lesson with all this. I need to keep every scrap of paper, every stub..............EVERYTHING.Because isn't it always the way that the receipt that you didn't keep is the one you need, it's sod's law

We have been transferring money to France and found that our HSBC bank account in England was charging us around £19, then when it went into our HSBC bank in france they charged again. But now we have found a really good way to top up our French bank account and that is by using Paypal. All you do is sign up to Paypal fr , then add your French bank account. My wife sends me the money from our uk Paypal account (this is set up to be attached to our UK bank account) as a gift into my paypal account then I put it in our French bank via Paypal.It works out really cheap compared to how we were doing it before. You can pay anyone in the world as long as they have an E Mail address

Have phoned the taxe people today, and they are going to drop the 10% charge. I have sent them the bill with a covering letter asking if I can pay in instalments (they said I could on the phone). I have asked them to tell me when they last received payment and how much it was etc. I sent it "signed for" so they will definitely know that they have had it. If this all gets sent back to me (i won't hold my breath) Then I should be able to work out what's what.In France if you want them to find out what a cheque is for then you have to pay. I am not sure if you have to in England.So this is a last resort for me.They are sendng my missing statements though. All in all a good day's work And thanks for your help.

I have got internet banking, a French account and all set up with Paypal to boot. My problem is that on the internet banking front, I can only get statements as far back as 3 months, so today I can't check all my cheques. I have been very foolish by not filling in my cheque stubs, I will admit.But a lesson has been learned here. We have owned the house for 3 years and have never had a bill as big as this one, so I will have to investigate this further tomorrow. So to be honest, internet banking for me doesn't solve my problem. I need to find out if one of my cheques were for this taxe as I feel sure that I did pay it. They should be able to tell me when they recieved my last payment and how much it was before, that's if I can get through to them when i phone tomorrow.,

Just read you message again and do i take it that I need to pay the 839 in cash then set up a monthly payment to be taken out on every month for 2011? Sorry to sound soooo thick

With your answer in mind then I wonder if i paid the bill last year, Not realising that i was paying for the year before (that's why I felt up to date) Not realising that I was behind with everything. The problem now is how high it has gone up to when nothing has changed. I never paid so much last year. I will get my e mail off to them tomorrow thanks

OMG Is that simple? Yes you are right I am taking the gun to my head right now (just joking) Am not going to lose another nights sleep over this, the guillotine looks very attractive now. thanks

Ok , thanks have found the e mail address. My bill hasn't got a breakdown on it It just says situation arretee au 12 01 2011 montant de l'impot 763,00 majoration de 10% sur solde 76,00 reste a payer 839,00 This is the only bill that I have had besides the one that I thought I had paid (but must track down) And have no receipt , but it could be in France. Do they usually answer the emails?

Where did you get the E mail address from to send an e mail, if you don't mind me asking.

It doesn't mention tv license on ours for some reason. Are you able to pay this in installments now for the coming year or do you have to pay cash now of the balance then installments for this year? I am so confused about this now. I feel sure that I have paid some sum, but only around 300 euro but until I get in touch with the bank can only guess. I wouldn't of thought that it could go up so much. thanks for your help

Yes that is a possibility isn't it? I have read on here though that taxes fonciere is normally the big bill with the d habitation being the lesser. It seems it is visa versa in this case. I own a 4 bedroomed ,in a hamlet.

Well the first i knew about this bill was when it popped through my door in England yesterday.We were in France in November and there was no letter there.I just got this one saying it should of been paid, with the surcharge on.I haven't had a previous bill. It's like the more I think the more my mind goes blank. We have had the house for 3 years and have never had a bill s big. My French is ok, so will have to try and sort it on Monday over the phone. First call will be tto get all my French statements that I am missing.This will shed more light on things It was a bit of a shock when you feel you have paid everything and then this happenthanks for your help

No that is the problem, i live in England at the mo. I will have to phone my bank on monday morning and try and get some copies of my statements. We have never had a big bill like this before, that is why i find it all rather strange. I thought the Taxes foncieres was my biggest bill, but seems like i am wrong. There is a lesson to be learned here for me though, to keep every scrap of paper, information,fill in cheque book stubbs, because this has come back to bite me. I think I probably paid it this year for last year, as soon as it came in,but it definetly wasn't this high. thanks for your help

Is it normal for the tax d habitation to be higher than the taxes fonciere? I realise that you can't advice me as to whether i have paid my bill or not .I pay as my bills come in.When i get my bank statements then i am sure that I will see that it has been paid.I have necer had a bill for this much though, and if they want me to pay it sooner rather than later it don't give you much of a chance. How many weeks do they normally give you to pay it?

Hi, can anyone help me please. I feel sure that I paid my taxe d habitation on as soon as it came in last year.I always pay my bills as soon as they come in.I have got to trawl through cheque books etc to make sure. I have just had a bill today for 839 euro saying that been as i haven't paid by the 15/12/2010 then they have added 10% on to the 763 euro owing. I never got a bill so large last year. My taxes fonciere was 613 euro. Does this seem right and will I have to find the 839 in the next week, if I can't find my payment details thanks I am going out of my mind with worry

Great song -KOL modern day version of CCR

aide moi svp- je parle francais tres mal- translate your reply

[quote user="Frenchie"] Il est magnifique n est ce pas ?? J' en suis tombée amoureuse!! [;-)] [/quote] moi aussi