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groslard

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Posts posted by groslard

  1. [quote user="cooperlola"]

    the poor people left with no health care options at all would have been considered long ago. 

    [/quote]

    Any British person can go back to the UK and get health care on the NHS.

    It might involve a lot of other difficult decisions, like selling up in France, having to live with relatives or in rented  accommodation etc but I do not see how this is "no health care options at all "

    It is a question of making a hard choice: live in the UK with free health cover, or live in France with the system as it is here now, but nobody is in a situation of no health care.

  2. [quote user="Will"]. It's a situation that should never have arisen, and only did because all French residents were forced to join the health system. [/quote]

    But nothing changed for a lot of people: those already on a E121, British people working here or running a business were already in the system.

    It is only those who have taken early retirement who are concerned.

    As I said before, and I haven't seen anybody refute:

    The CMU is not the French Health system. That is the Assurance Maladie,

    and there are several ways into it (working, running a business,

    Agriculture, being a performing artist etc)

    The CMU is one recent (since 2000) way in to the system. It is

    NOT the system.

    It was brought in in 2000 as a route into the Assurance Maladie, and this is now being closed.

    The French government is not preventing access to the Assurance Maladie

    for British people

    The French government is closing off one access route

    to the system,  the CMU de base, but the others remain open

  3. [quote user="max"]

    hello groslard

    you said

    But for many posts in France one has to pass a 'concours' after passing the qualification.

    however

    yes you do but this still only gives you access to take a licence and it is this licence that enables you to be installed as a teacher.

    max

    [/quote]

    No I'm afraid you are wrong.

    A 'licence' is a first degree, before a 'Maîtrise' a bit like a BA/BSc then MA

    With a degree you then study either externally to take the 'concours'

    It is called the CAPES (Certificat d'aptitude au professorat de l'enseignement du second degré) and it is success at this, not the licence or Maîtrise that gets you a job as a teacher

  4. [quote user="cooperlola"]

      If France wants to put its health system in the hands of private companies, then of course, it can

    [/quote]

    We are back to the old chestnut !

    The CMU is not the French Health system. That is the Assurance Maladie, and there are several ways into it (working, running a business, Agriculture, being a performing artist etc)

    The CMU is one recent (since 2000) way in to the system. It is NOT the system.

    The "Universelle" part has mislead many British people on various fora. It is certainly not 'universal', as the vast majority of people in France are not concerned by it.

    It was brought in in 2000 for two main groups.

    1) A very few French people who had for example worked abroad, so had no cotistastions. This was estimated to be around 36,000 people, and it was for that small group that the CMU de base was introduced.

    2) A much larger number of the poorest people with no cover for whom the CMU C was introduced.

    Understanding this is the key to the misinterpretations and misunderstandings that abound.

    The French government is not privatising the Assurance Maladie

    The French government is not preventing access to the Assurance Maladie for British people

    The French government is closing off one access route to the system

  5. [quote user="Albert the InfoGipsy"]

    she is a fully qualified and highly experienced language teacher who could easily teach in a school if they would accept her UK qualifications.

    [/quote]

    This is a much misunderstood area.

    Qualifications are acepted : for example a Master's degree.

    But for many posts in France one has to pass a 'concours' after passing the qualification.

    This is a competitive examination to determine who gets the posts available

    People with UK qualifications who have not taken this concours are ineligible for employment but not because of their qualifictions, it's because they haven't taken the concours.

  6. As I have posted before, I expect new builds to keep steady, because of the rising costs of material.

    The value of older properties depends on demand.

    With the problems in the UK economy, and the fall in sterling I expect the price of these older properties to fall 20%

    It is no use quoting even the recent past. The effects of the UK crisis are just beginnng to work their way into the system

    For an informed view look at this video

  7. Much of this thread has tried to justify early retirement on the grounds of having worked hard etc.

    In fact many people have simply cashed in on hugh rises in the price of their, or inherited UK property, and decided to sell up and move to France, because they can buy a property more cheaply.

    I have no problem with that as long as they remain independent.

    With the average house price in the UK at £230,474, and £353,096

    http://news.bbc.co.uk/1/shared/spl/hi/in_depth/uk_house_prices/html/houses.stm

    that gives 310,698.22 and 475,936.96 euros  at today's lower sterling rates

    It is possible find a decent house for 150-200 thousand euros, and invest the rest to provide health cover

    The "hard-earned" pension covers living expenses.

    Where is the problem?

  8. [quote user="Benjamin"]A

    At the same time you can then decide what type of payments you want to make i e on an as used basis or 12 monthly payments. T[:-))]

    [/quote]

    Mine are 10 months payments, with 2 months 'leeway'.

    If I haven't paid enough they take the remainder over the last 2 months.

    If I have paid too much I get a rebate.

    In any case the last two months are different.

  9. "most people that we've dealt with while buying our house here and having the various jobs done, have become friends."

    I wonder if that's because you have been spending money!

    Although further to the East, the characters in Marcel Pagnol are not far from the ones here.

    As one Northern French person put it to me 'they know where the water is, but they're not telling us'...

  10. [quote user="Cathy"][quote user="groslard"][quote user="Cathy"]

    [/quote]

    Not to mention coping with Maths in French

    [/quote]

    All my children find that maths is one of the easiest subjects to do in a foreign language.

    [/quote]

    But I presume they have been here a while?

    Imagine a girl who is not too strong in Maths being confronted with explanations in a foreign language..

    Here is a link towards the 'programme' (in French)

    Maths

    In our Académie the French partof  the  Brevet is taken a year earlier than the rest..in the 4ème, as I said.

  11. [quote user="Cathy"]

    Your 13 year old will be too young for such schools at the moment but they are worth looking at for the future.

     

    [/quote]

    A 13 year old arriving in France who doesn't speak much French and who has not already been through the system will have a hell of a time to pass the 'brevet' in French in the 4ème..

    Not to mention coping with Maths in French, or writing anything that will get a reasonable 'note' in other subjects....

  12. [quote user="cooperlola"]

    Well Jon, that's good in theory, but new arrivals cannot now arrive "penniless" they have to prove they will not be a burden on the state:

    [/quote]

    This was always the case apart from the 'lost years' 2000-2007

    I had to both prove that I could support myself (either a job contract, or proof of income etc in the UK) plus have PHI if not covered by the fact of working, and so be elegible for the normal route in to Health Care.

    Without these you couldn't get a carte de séjour (no longer necessary, but obligatory then)

    Unfortunately for a group of people,  badly thought out temporary changes made to these arrangements by the socialist Jospin government have now been rectified, and the status quo re-established.

    I notice that this atypical group (those who arrived between 2000-2007) are rather vociferous on these boards, and continue to assume that the various changes are something new.

  13. [quote user="Tram"]Good move Owen - I was thinking of thinning out my French bank account and buying pounds right now, hopefully to transfer it back to euros later in the year. Whatever you do, it is all a bit of a gamble![/quote]

    Anyone else want to thin out their Franch bank account?..Send me a few thousand Euros and I'll pay you back later; I may be some time [:)]

  14. [quote user="The Riff-Raff Element"]Personally I think he's a very clever, ruthless and effective politician.

    [/quote]

    I don't deny that he is a clever media manager, and I am sure that he is ruthless.

    When I said a 'faux dur' I mean that he makes a lot of noise about certain issues, but backs down behind the scenes, such as in the question of the SNCF pensions, where almost all the savings made on the surface were negotiated away elsewhere.

    What he is doing is giving the impression of being hard, but is in fact just bringing in changes that benefit a group of cronies.

    Instead of cutting charges to small business to stimulate employment and growth he reduced Inheritance tax for example.

    On the TFI issue

    TF1, détenue à 42,9% par Bouygues, est la première chaîne de

    télévision française avec une part d'audience de 31,6% en 2006. Le

    groupe Lagardère est le premier éditeur de magazines au monde avec

    notamment Paris Match et Elle. Il contrôle également la radio Europe 1.

    Martin Bouygues, P-DG du groupe de communication et de BTP du même

    nom, a été l'un des témoins de mariage de Nicolas et Cécilia Sarkozy.

    Il est le parrain de leur fils Louis.

    Arnaud Lagardère, président du groupe Lagardère, est un ami proche de Nicolas Sarkozy. Selon Le Monde daté

    du 17 novembre 2006, lors d'un séminaire des cadres du groupe Hachette

    à Deauville en avril 2005, il avait présenté ainsi l'homme politique :

    "Je ne vous présente pas un ami, je vous présente un frère".

    In brief, if you are a bit hesitant in French , "Martin Bouygues is chairman of a group that has 42,9% of TF1,  was  a witness at Nicolas et Cécilia Sarkozy's wedding and is Godfather to their son Louis. Arnaud Lagardère, is  président of the  group Lagardère, and was introduced as 'more of a brother than a friend' by Sarkozy.

  15. [quote user="ErnieY"]

    CA are themselves a loose confederation of local independant banks 

    [/quote]

    An important point.

    I have a Credit Agricole account in one region, but worked for a while just over the border in another.

    I could use the cash machine at the Credit Agricole in the work town, but not even pay in cheques, let alone use other services.

    As I was there all the time during opening hours it started to get annoying.

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