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groslard

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Posts posted by groslard

  1. Also an individual could have reduced the impact of fluctuations in

    the exchange rate through product offered by currency dealers.

    I didn't know about that.

    As I said I'm pretty ignorant about Finance. All I know is that my Pension is paid directly in Euros into my French bank account, after being converted in the UK, so I am vulnerable to currency changes.

    I would never gamble willingly  on such things as Stocks and Shares, and have never had any capital.   That was my point about the difference.

  2. [quote user="oliveau"]

    We had a recent situation locally where it rained at 8.30 on frozen roads, turning some roads into skating rinks. Of course there were no end of accidents because the roads weren't gritted.

    I've never seen gritters in action here on the roads, but I just wonder if the local authority can be held liable?

    Peter

    [/quote]

    Very strange: I worked for a few years in the Lozère, which is the least densly populated Départment in France, and the roads were gritted/ snow ploughed or what ever before dawn...

    Of course these were the principal ones; nobody would be daft enough to drive on minor roads in those conditions .

    What you say reminds me of what is often said down here in the Languedoc when someone is killed because they have driven into a tree:  that the avenues of Plane trees along side the roads are responsible for the accident!

  3. [quote user="jlb"]I (although strangely, in higher education - universites, IUT etc - you do not need qualifications if you're a vacataire ![/quote]

    This wasn't my experience.

    I had to prove that I had a Master's degree in English.

    Your point about there being a big demand may be true in Paris, but sadly not in many smaller cities.

    The DELTA is only useful for language schools.

  4. Thanks again. It's the personal perspective which is valuable. Anybody can look longingly through web sites!

    In fact I am not too afraid of Summer crowds: I have lived in French cities such as Marseille, Toulouse and Montpellier, and my first job was in in Pézenas, which also has an influx in the Summer, so much that it has the nickname of 'Guildford High Street'! In any case I usually spend the summer in Eastern Europe.

    I really do need a small compact town so I don't have to walk far, with enough shops open all year to survive without a daily resort to driving.

    Are the 'commerces' in Figeac open all year, or are they the 'mushroom' sort, with lots of gift shops etc? I have also seen other small towns in the region such as LA TRONQUIERE and LACAPELLE MARIVAL, but they really do look too small to survive without frequent use of a car.

    And are the essentials (bank, Doctor, Post office,Pharmacie,  basic food shops, cafés etc) closely grouped so I can do them in about half an hour on foot?

    I have seen a couple of appartments which would suit me as they don't involve too many stairs.

    Thanks again for any more information or suggestions.

  5. The difference is that the Stock Market is a gamble that one can choose: to take part in or not the fluctuations between the pound and the Euro are simply because the British Government has lacked the courage to join the Euro, and the individual is simply caught in the middle.

  6. I have taught in Collège, Lycée, Faculté, and Grandes Ecoles.

    English PGCE and TEFL qualifications are of no interest to the authorities in the state system, but they would require a Degree in English.

    The CAPES is not the same as a PGCE, because it is a competitive examination, not a stand alone qualification, and half of it is written in French (and has little to do with the work you would do)

    Work with adults is different.

    A TEFL quailification is needed for a lot of language schools.

    You could try applying to Wall Street

    http://www.wallstreetinstitute.fr/

  7. [quote user="Ab"]Would I be better off to buy at supermarket in France using the alliance and leicester card and then despite exchange costs it may be  cheaper as my pension is paid in uk.[/quote]

    I am no expert: I am sure there are better informed people on here than I am.

    1) The credit card will be also subject to changes in the exchange rate, but depending on the day you pay it won't be the same as the changes day by day.

    2) I think this means it is a sort of gamble: if you spent 100 euros to day, it may be worth say £72.

    If you pay this from money you transferred a month ago you have gained if 100 euros was worth say £70 then

    3) If you pay your card in a month's time it will depend which way the pound goes: if it goes down it could cost you say £75; if it goes up it may go back to £70.

    Please feel free to coprrect my rudimentary understanding!

    If I knew better I might have made money in my life ...

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