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nomoss

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Posts posted by nomoss

  1. We recently sold a property and had to declare in the Acte that no work had been done on it in the previous 5 years.

    I understand that if this were the case we would have had to prove that all such work was covered by insurance, either via the builders' insurance, or private insurance if we had done any work ourselves.

    I believe this aspect of house purchase was discussed recently on this Forum.

  2. From "Déclaration de Travaux Exemptés de Permis de Construire ou Déclaration de Clôture". Red text is mine.

    La surface hors oeuvre brute (SHOB) d'une construction est égale à la somme des surfaces de plancher de chaque niveau de la construction, calculée à partir du nu extérieur des murs du façade, y compris les combles et les sous-sols non aménageables, les balcons, les loggias, les toitures-terrasses accessibles.

    La surface hors oeuvre nette (SOHN) est obtenue après déduction de la surface des combles et sous-sols non aménageables, des surfaces on closes, des surfaces de stationnement, des surfaces des bâtiments à usage agricole, des serres de production.

    You do not actually "create" SOHN, you deduct an area from SOHB. You can increase the SOHB by adding a new floor (or a new costruction).

    If you lay floorboards in an upstairs space, you increase the SOHB, but can deduct this to give the same SOHN as before. If you then add windows, you cannot deduct this area from the SOHB to get the SOHN, as it is now aménageable, so the SOHN is also increased.

    If it has a floor but no windows it is not aménageable and should be deducted. If it already has a floor and windows it should already be included in SOHN, and work you are planing on it will not increase the SOHN.

     

     

  3. We've had the same Lloyds account for 46 years. Still happy with them. Only complaints - My Lloyds personal cheques were accepted by shops in Australia and Singapore on sight of my Passport in 1966 - don't think that works these days!  The Branch Managers change much more frequently, so I rarely know who they are.

    While on a longish holiday in about 1970 we didn't receive our Eurocheque card when these were introduced, and were unable to cash Eurocheques without it. Lloyds in Cannes advanced us enough to get by until we sorted things out - by calling our Branch Manager the next day, who recognised my voice. Don't suppose this would be possible these days, thank God for Plastic.

  4. We had this problem with cheap foam backed carpet glued to the floor. Could find nothing to dissolve or even soften the glue; a heat gun didn't seem advisable on a chipboard floor. Tried to scrape off glue plus the foam which also stayed on the floor when the carpet was removed. After several hours gave up and decided it was easier to replace the chipboard with a solid board floor needing no further covering.

    Now have the same problem, with carpet glued to tiles. My favourite builder says he's never found any way to remove the glue except by using a scraper. I have also heard of a disc grinder being used - the glue is pretty tough.

    If we ever consider buying another place with glued-on carpet, we'll make its removal by the vendor a condition of the sale!

     

     

     

     

  5. We are finding it more of a chore each year to stack, store and haul logs into the house, and dispose of the cinders every couple of days. The local saying that logs warm you three times is very true !

    Does anyone here have direct experience of pellet burning stoves? The smaller indoor type with a self-contained hopper, not the monsters usually installed in outbuildings with a storage bunker for bulk pellets.

    I am considering getting one which also provides central heating, with boiler and pump built into the unit. We have several suppliers of the pellets, price depending on how far we go from here to get them - we can save on the local retail price if we go to a producer about 120 Km away.

    Besides the reliability of supply of pellets, what other snags, if any, have been encountered?

    I have read stories from Canada of the fire burning back up the feed system to the hopper, causing extreme smoke damage to houses, but smoke warnings should safeguard against that, ours even squawk if we make toast, and I would never leave it operating if away from the house.

     

  6. [quote user="Quillan"][quote user="nomoss"]

    Sorry, I didn't realise it was not on line yet. I guess it makes sense not to put it on line while the issue is still current.

    Guess you'll have to buy a copy.  Can't copy copyright material here - that would be as bad as driving an illegal car.

    [/quote]

    I don't think I will bother because I dont buy these sort of papers, .

    [/quote]

    But you don't mind reading them online?

  7. Andyphilpott wrote :

    he had come to the village for a job interview - probably not as a driving instructor though - and had not realised how narrow the gap was. Maybe he was deaf too

    Maybe his stereo system was too loud, or has already deafened him

  8. Sorry I didn't reply to this part of your question, Hester2.

    Has anyone received their E121 form whilst reaching 60/65 and living in France for which part of their eligiblity to UK pension has been made up of paying NI contributions whilst living in France rather than working in the UK? 

    Answer - basically Yes. We received E121's from UK, although part of our elegibility was due to payments in another EU country.

    We could maybe have requested them from the other country, but I'm sure they can sort this out themselves.

  9.  

    If you have worked and paid contributions in more than one EU country, the total years in all countries is used by each country to decide elegibility.

    The amount paid by each country is calculated from the proportion of years of contributions paid in that country compared with the number of years required for a full pension in that country.

    You have to contact each country individually to apply. They then chat to each other and decide how much each will pay.

    You need a claim form from each country. It is also worth getting a Pension Forecast from UK; they will also tell you on this how many years you can pay voluntarily and how much your pension will increase for each extra year paid in this way, so you can see whether it is worth paying some or all these. You can back-pay 5 years, advance pay until age 65 for men, 60 for women at present - until this rises in stages to 65.

    Unfortunately, they will not take into account payments made in other countries for the Forecast.

    This information is a couple or so years old, maybe the procedure has been simplified. I haven't come across much EC procedure which has, tho'.

     

     

     

  10. Thanks, Martin and Danny.  Kind of like I expected !  And I'm not near any town.

    The closer we get to being dégroupée the more pub I seem to receive from Tele2 and other operators.

    One reason I have for staying with T2 at present is I have to pay them to opt out of the present arrangement, although I am quite satisfied with their service.

    Better the devil.........

  11. I should perhaps have made it clearer that the offer which interests me entails Tele2, instead of FT, providing the line, the price of which is included.

    I do have the option of keeping the FT line, but this means I would have also to pay FT's monthly charge of 16€ - a total of 50.90€, which is about what I pay at present for the FT line, Tele2 ADSL service, and the few calls I don't make via Skype.

    The advantages seem to be faster ADSL, free telephone calls to all the countries I ever call, and only one company for both the line and the Internet service, hopefully avoiding the problem of which company is to blame when it doesn't work.

    Possible disadvantage, as I asked, - can I still use the phone when the power fails/box packs up ?

  12. Does anyone here have any experiences (good or bad) with TELE2 Box in a Zone non-dégroupé ?

    Their current offer of 34.90€, including the line charge, for Internet access plus unlimited telephone calls sounds attractive, but I have a some concern about all calls being via VoIP :-

    If there is a power cut/failure (unfortunately frequent here), or if the box itself fails, is it still possible to make calls on the normal phone line ?

     

  13. Agree with the purchaser an exchange rate to be written on the Acte, and tell the Notaire you intend to receive the funds in UK, calculated at this mutually agtreed rate (it must obviously be a realistic rate), so this can also be written into the Acte.

    Have the purchaser deposit the sterling funds with your UK solicitor via his UK solicitor (money laundering rules, he won't just accept money from someone he doesn't know) just before the Acte is to be signed (or have your solicitor get an undertaking that the said funds are guaranteed to be transferred from the purchaser's solicitor).

    Telephone your solicitor to confirm funds have been transferred (or promised to his satisfaction) before signing away the property.

    If your Notaire doen't want to do this, find another one who does.

     

     

  14. [quote user="Jane and Danny"]

     It seemed like a good idea with our tomato glut last year. They dried a bit but not enough and went a bit mouldy. I thought it was pretty hot outside but it would appear one needs Greek or southern Italian type heat and plenty of it. If I try it again, I will do it in a low oven. Good luck

    Danny

    [/quote]

     

    Maybe you need a special kind of tomato - like those they hang on strings to store in Spain, which have thick skins and keep for months.

  15. Subtle opener mainly due to my dislike of people who cheat on eBay rules which they agreed to, also giving up the protection offered by dealing correctly on eBay to save £30 or less.

    We used to sell boats on commission, and gave it up partly because of such dishonesty, sometimes had to go to great lengths to keep buyers and sellers apart so they didn't sneak off and make a private deal.  We had contracts, of course, but not really worth the cost and effort to enforce them in the long run.

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