Trickynickyflowers

Now, I appreciate that I may confuse some of you along the way so please bear with me and forgive my ignorance - I have read all of the books and still can't quite grasp the rules! We have just sold our primary home in the Uk and have a secondary home in the uk on a buy to let mortgage. We rent this property out. We also have a house in France with a french mortgage and hope to move to france for good in a few months. The query I have is in relation to what mortgage to pay off with the proceeds of our primary home in the uk and what capital gains I am liable for. As I understand it, the money from our primary residence is tax free but any income from our buy to let house is subject to cap gains. If we paid off this mortgage and then decided to sell it -would we be subject to capital gains on the entire amount OR just the difference between what we paid for it and what we sold it at ( exc our personal allowance and running repair costs if that still stands)Also if we were then using the rent to live off in France, would we be taxed on that too? - and by who? Uk or France or both? Is there a way of making our seondary residence our primary residence before we move to france so that we do not have to pay capital gains? Are there any rules re selling primary residence or indeed secondary after you have become resident in France. Finally, if any of you experts had a choice - pay off french mort or pay off secondary buy to let mortgage, all being equal, what would you do - or is there another way. I appreciate I am asking alot so any help at all appreciated. Nicki

We are moving to france in a few months and have heard that you cannot make a will in the uk but must make one in france is that correct? Any help appreciated. Nicki