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Heloise

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  1. Thanks Will and Nick. Yes I will seek professional advice, as to an extent we are trying to avoid French succession (as with our family situation the house could be split into a myriad of pieces)- although not the taxes, either there or in the UK. For my part the money will be completely mine, not my husband's so I hope we can be regarded as separate with regard to the property. I was hoping there were some people who've bought with parents or in laws etc, so I could have some ideas before we set off to France. I didn't want to go to a notaire with a complete blank and not understand any of the options he may put forward.
  2. Yes, the property would be our primary residence. The present situation is that my husband, 10 month son and I are moving to France in August. My husband has a job and we have a house to rent. Then if all is well and the job ok etc, my parents would like to move out to join us the following year. I don't think any of us would remain as UK domiciled as we'd give up all UK assets. This has been a long term plan and it seemed much simpler until we had a baby! Then my husband and I would have just bought the house and my parents would have lived with us (they are happy to take that risk). The problem is that we think that the future may be very different for our son and that we'd like to leave him a place to live that is set up to be as sustainable as possible. I suppose I could buy the house in my name, but then the risk is anything happening to me and how well we've brought our son up. Can you jointly own a property with someone who is not your husband, ie. my mother, without setting up an SCI?
  3. I have a very complicated situation, which I know I'll have to seek advice on in the future and possibly take some calculated risks. My husband, son and I would like to buy a house with my mother and stepfather. My husband also has a child from a previous relationship. My stepfather has none and is like a father to us. We are wondering what would happen under french succession if my mother and I bought the house in our own names (it would be my own money). When my mother died (if before me), from what I understand 2/3 of her estate would go to my brother and I. She could freely dispose of another third. Would I be able to buy my brother out? (He would be agreeable to this) If I died first, and my portion was left to my son, would my husband have the right to remain in the house as his parent and guardian? Could I stipulate that my husband has the right to remain in the house until his death, even though it wasn't owned jointly? I know this is quite a challenging query, and we will not rush into anything as we intend to rent for a year or two before buying a property. I just want to see what other considerations, ideas get thrown up. We'd like to try and leave a whole house for my son and use other assets to balance inheritances.
  4. Thank you all for your swift help - this site is excellent. Will base my calculations on the pessimistic side. I don't want to be too pushy about money before the interview, but it's good to have some figures in mind beforehand - as I am sure I'll have plenty of other things to think about.
  5. Am in the middle of an interview process for a job in France. I have a wife and baby son, so I want to make sure that I understand the healthcare system. Have no luck getting a clear assessment from David Hampshire book, so I thought I would try here. If you are a salaried employee in France, by a French employer, what percentage of your gross income goes on social security contributions? Any other relevant details would be gratefully appreciated. Thank you. Justin.
  6. Hello. Can anyone let me know what the tax position is if you are working for a UK company operating in France, but paying through the UK system? We would be living in France on a permanent basis, over the 183 days, but our wages would be taxed by the IR. What is the legal position? Would it effect our healthcare situation as our employer wouldn't be paying French social security? Any help would be greatly appreciated as we're not sure whether to accept this type of job.
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