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Payrac-man

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Posts posted by Payrac-man

  1. Hi All

    Have just had my phone installed and have been put on ligne résidence secondaire 2hr fixe france. at 38 euros a month this is very expensive, is there a cheaper tarif as with the 4.6 euro cost of turning it back on you would only need to do it 5 times and it would cost more than paying 16 euros a month the whole year. Also if you turn on phone for say 2 weeks do you pay a whole month or just the 2 weeks,
  2. Hi All

    I hit rouen at 11.30am if heading south and have never had a hold up. Heading north it's about 1pm and again never a hold up. Driving times depend on average speed and I do tend to put my foot down. I gave up on Paris after spending an hour stuck in a tunnel after an accident further up the road but heh if it works for you! All I know it's a looong day and I am doing it again on Tuesday so wish me luck.
  3. Hi Parsnips

    I understand the Assurance Vie is more tax efficient for the reasons you say but OH's income is used to pay for rental house in GB. I need ALL the interest from savings to live so would therefore pay tax and social charges on as much from withdrawals so there would be no gain.Also it in fixed interest long term investmens at 7% gross and cannot be withdrawn even if I wished to which I dont due to pawltry rates available at present. Then the exchange rate. I would not wish to exchange capital at current rates I have enough in euros to last a couple of years transfered when rates were better. With hindsight I should have done more homework on the French tax system but I never imagined that my OH would be tax resedent when she neither lives or works in France.

    If we weren't married it would be simple.

    Thanks again for all your help but I dont think France is for us.
  4. Thanks Will and Parsnips

    I get it now and realise that there will be little or no tax to pay in France. However social charges are another matter. If for example OH earns euro 20,000 from earnings and another 10,000 from building society interest and I have euro 10,000 building society interest how would you calculate the social charges?

    Sorry to be a pain but I am really struggling with this.
  5. Hi again

    Just another thought. How is house in France OH's residence principal when she lives 11 months of the year in Gloucester?

    Also as I am spending more than 91 days a year in UK maybe I am UK tax resident too. Do I even file a tax return in France?

    Life is so complicated
  6. Hi

    I will file my 1st tax return this year. I am on E109 courtesy of OH.If I put Mariés on the 2042 form page 2 section A,how do I go about telling them that she is non resident and not a french taxpayer.
  7. Hi

    Point P in Souillac is your nearest they have a good selection to order but are not cheap. Briconautes on the Sarlat road just past Leclerc had a sale on before Xmas don't forget to sign up for their loyalty card at the checkout to recieve 5% discount on 1st order.

    Bricomarche in Gourdon. Brico Depot in Montauban if you want to go further probably cheaper but you have the fuel cost.

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