Simon-the-censored
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Posts posted by Simon-the-censored
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Judith - No so - try HSBC next time - they have no limit on the amount of a Euro SEPA Credit Transfer. And.... Credit Agricole do not charge to receive them.Maybe you made your transfer in Sterling ?Simon:-)
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Judith - I think you may find things have moved on since you purchased your first house in France. I do all my currency transactions myself on-line and they work just fine - no deposits, no paperwork and very, very quick. The rates are always better than a bank.Just to reiterate - Credit Agricole impose NO FEES for receiving electronic (on-line) transfers in Euros from French or any SEPA account. Even if you use an IBAN / BIC transfer for amounts over 50,000€, the most you will pay is 18,58 € - less than a 0.04% charge - beat that!Just wanted to be clear :-)Simon :-)
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Totally agree Russethouse - as you'd expect!If I was Cathy I'd 'give' the machine to a friend who lives in the UK, get them to reregister it and 'loan' it to her on an indefinite basis! That's how moronic the whole thing is.I simply can't understand her predicament - I'd be going up the wall with Amazon!Simon :-)
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Hi - just found the CA Normandie / Britline Charges for 2011.http://www.britline.com/pdf/principal_banking_fees_january_2011.pdfAs you'll see all Euro transfers received from an account in France or the SEPA zone are FREE. No limits. page 2.BIC / IBAN Transfers are FREE up to 50,000 Euros with amounts over this charged at 18.58 Euros per transfer in. also page 2Maybe Judith was ripped off ? Also looks like she's had a bad experience with a currency broker.Simon :-)
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Judith - sorry but you're wrong.I'm just looking at Credit Agricole's charges sheet for 2010 (haven't had the 2011 one yet so I stand to be corrected if it's changed in the last month or so).They DO NOT make any charges to receive electronic funds, in Euros, from anywhere within the SEPA (Single European Payments Area) - of which the UK is part. No limits.Secondly - I'm not 'selling' anything or anybody. 'People like me' are simply offering advice based on experience - just like you are. I have used HIFX for over 10 years and have found them to be superb. I'm happy with both their rates and services - simple as that. Nothing wrong with making a profit!Simon :-)
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CDL - now that's just being silly......Simon :-)
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Pretty sure Vide Grenier would work.....Simon :-)
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PaulT - ahhh sorry about that - I didn't realise you needed euros in the UK - my mistake.Simon:-)
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PaulT - just talk to your French or UK Bank about SEPA direct debits (or google them!). We bank with credit Agricole and they sent us a full explanatory leaflet last month. If you DON'T have a French Bank account then it's a good way to set up a direct debit on your UK account for payments in France. Not particularly cost effective due to exchange rates but I guess you need to weigh up the costs of time, postage, credit card charges etc for other methods.Credit Agricole make no charges to receive funds. They do charge you for sending you a credit advice BUT you can simply cancel this facility - especially if you use their on-line banking (no point in them sending you a letter to tell you you've been credited!).I find it difficult to understand why people still order foreign currency from the Post office / Travelex. You may find that simply withdrawing from Cash Dispensers using a debit card offers just as good a rate - depends on the type of account you hold and the charges associated with it. Anyway - you should take euros out of your French account!Simon :-)
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Hi John and NormaWow - I appreciate you're trying to be helpful but...there are seriously more simple ways of doing these things.Here's some ideas for speeding things up and cutting out the paperwork!Payments - just use direct debits (including the new pan-european SEPA ones) - spreading payments monthly if you prefer. ALL the French services you mention above accept this form of payment.Transferring Funds - there are many currency agencies (HIFX, currencies direct etc etc) who offer an on-line transfer facility. Normally into the recipient account within 3 days. Just shop around for the best exchange rates. All the companies that state 'no handling charges, fees etc simply build their commissions into this rate. Also - most UK banks offer an instant on-line overseas transfer facility - not great rates but it's there if you need it.Simon:-)
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Hi Chancer - not sure where you are exactly but...here in the Ariege Pyrenees - we ONLY use par contre.....Par contre....I've never heard en revanche being used in this area.Simon :-)
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par contre......Simon :-)
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OK - loosing the will to live on this one now.Just take a look at the Service-Public website link here:http://vosdroits.service-public.fr/particuliers/F2043.xhtmlEssentially you MUST declare your classified gite (meublé de tourisme) activity to your mairie. Additionally, you can apply for an official classification IF YOU WANT TO - (a must to qualify for the more advantageous micro-bic tax regime).The simple mairie declaration form (Cefra 14004*1) is on the above link - just send it to your mairie recorded delivery with delivery receipt. Whether they want it or not is irrelevant. The legal onus is on you to declare it as already stated.If you want to apply for an official classification you can do it on-line from the link above.Oh and just a note on the paltry Taxe de Séjour - it's to support tourism in your area - so just hand it over at the end of the season! You local tourist office will give you all the forms.Simon :-)
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Ca marche....(normally when it doesn't!)and...Quand mêmeSimon :-)
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Ce n'est pas grave....
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Cathy Hi - that just can't be right.There must be loads of UK residents that come over to France and access a French located PC (internet cafe's, friends house, hotel business centres) to access their emails etc and their Kindle Account for downloads.It's got to be something to do with how the Kindle is ordered and registered.Simon :-)
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Just thought of another one....> Vous n'avez pas de monnaie?Simon :-)
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I put these a different post but think they warrant one of there own! (or not.....)> C'est obligatoire> Il faut> Vous devez> C'est normale> C'est pas normale> Pas possible> C'est notre droit> Vous n'avez pas le droitPlease feel free to add to this list of delightful colloquialisms.......Simon :-)
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Here we go.......C'est obligatoireIl fautVous devezC'est normaleC'est pas normalePas possibleC'est notre droitVous n'avez pas le droitGot any more ?Simon :-)
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Cathy I second what gardengirl has said - I'm one of the biggest advocates of Kindle and simply can't understand the problems you've had.I have NEVER used my .co.uk Kindle in the UK and have absolutely no problems with it here in France. I double checked all the functionality on mine last night after reading your posts! All working just fine.Best of luck with Amazon and do let us know what happens....Whatever the case it's not as important as your health.Simon :-)
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Yep - take your point however.......I buy the books I want - I don't really care who they're from, and....I have absolutely no problem using my Kindle in France...yet:-)Simon:-)
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Why CDL - you can't legally download whilst in France??? or can you,,,,,Simon :-)
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cooperlola - I have absolutely no problem whatsoever with my UK registered Kindle. I registered it whilst in France, use a French credit card and a French address - so it looks like the amazon police will be after me too!It all seems totally barking mad to me - I always believed copyright to be a 'global' thing - so I can only assume NickP's take on the issue is probably the correct one.The other important thing to mention is that I have regularly ordered hard copy books from amazon.co.uk for delivery to France. I spotted that all the books actually came from Orleans in France! Therefore, as an amazon.fr premium member (pay an annual unlimited delivery charge), I ask amazon.co.uk to refund me the delivery charge from the UK orders - as all the orders actually come from Orleans in France via Colissimo. To date, they have refunded ALL my delivery charges for .co.uk orders sent from Orleans (their central european distribution centre). One Europe - I think not!Catch me if you can.........Simon :-)(one of thousands who download from amazon.co.uk with no problem at all)
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NickP - nail on the head!! Couldn't agree more.Simon :-)
Kindle - Wow!
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