Hi Thanks for all your replys. Glad we asked the question. Our French is not at all good but we are trying our best. We have spoken to our agent today who informed us that the house is still insured under the previous owners insurance, but is sending us some quotes for our own insurance. We will check the quotes but will get some of our own as well. From your replys it sounds like the French option is the best. Thanks again Shirley and Mark