Thanks Diana & ckenway. I have registered with them and given them my requirements,,, Thanks JeanClaude. I have taken on board the interest thing, as I didnt know that. unfortunately callie is a bit worried that the pound might suddenly drop and we are trying to complete as soon as poss, so I think straight away might be the only way . I also wandered round 3 banks today and got quoted by all at 1.563 when www.hifx.co.uk was quoting ASK price at 1.577. this sounded good to me but would welcome anyone telling me its crap. Thanks for the help, if this forum is as good as it appears I will becoming a regular in the next ? years