Hi, Thanks for the reply. Just for clarification though.. The CGT obviously would apply for the seller..I was wondering if there is a land registry/ any form of buyers tax (for want of a better word) involved in the purchase. The property in England isnt main residence and the article I saw referred to no CGT in France if it was owned for at least 15 years.What I couldnt work out was if this was current agreement or the proposed one (supposedly in force from 2005). The residency is only a concern in relation to the property/tax situation as above. Thanks I'll have a look at ING, obviously am concerned that exchange rate and conversion fees may negate any apparent interest rate advantages. Finally have been reading childrens books to try to improve our French.Local markets 1 euro a time! A benefit is the odd bits of background you pick up at the same time. Merchant de Sable and Gros Nounours anyone?.Have looked at the tapes but its difficult to sort the nursery/colourful type from the educational . As mentioned what Im really looking for is an alphabet pronounciation guide. Thanks again Thosetwo PS I saw in another topic about how hard/expensive it is to run a stall/van selling food..just wondered how our local market can support 4 crepe stalls?