lindal1000
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Posts posted by lindal1000
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Well the first point being that to access CMU you have to either be French or have the right to stay. An exit from the EU may well mean that Non French citizens loose their right to residence and hence their right to CMU. I know plenty of people who access healthcare in France via CMU and earn well under 10000 euros pa and hence pay nothing. Some have paid very little into the system.The other conditions would surely be easy for any citizen to fulfil.. just a permanent address for three months.
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http://www.bbc.co.uk/programmes/p02fwl8pThis is a link to the hard talk programme on the BBC that I thought shed some light, for me, on the situation Muslim countries. Worth listening to.. doesn't excuse terrorism at all but gives some background.
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We've talked about my partner taking French nationality if Britain leaves the EU. He lived in France for 16 years before this time and says he feels as much French as he does English. He worked in France and is fluent in the language. I probably feel more British than French, but that said I've never really felt 'typically' British. For me I could happily take dual nationality. I nearly applied for Canadian citizenship when I was younger and lived there, but then decided I couldn't wait out the 5 years of residency. Healthcare is guaranteed to all French citizens via the CMU. If your income is under 10000 euros PA it costs you nothing..so becoming French would ensure you had the same access to healthcare as every other French person. I also think I would feel very differently if I had children who were born here and would be considering taking French nationality sooner and much more seriously.
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I was staying in a hotel in Bordeaux last night and there was an interesting interview on BBC world news (hardtalk). I can't remember the name of the guy but he appeared really knowledgeable about the issues underlying the development of ISIS and power struggles in the middle east. Worth listening to. I do feel when I hear people bashing all Muslims that you have allowed the terrorists to achieve their aims of creating an atmosphere of terror, hatred and anger. I know it sounds trite and old fashioned but you cannot fight hatred with more hatred.
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I guess it doesn't really matter who my responsible state is as long as one of them is. I think I read somewhere that you apply for you retirement in the last country that you worked in, so for me that will be France, even though I won't have accrued enough for anything other than a few pennies of pension. My UK pension will top up the pension side, but I guess France get the joy of having to fund my healthcare for the rest of my life.
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Well French pension age is now 62 and my current estimate for Uk pension is 66 and it may well be later than that! It will be interesting to see how it works out. I'd be very surprised if France would want to be my responsible state with only one trimester of contributions..I may get one or two more in by the time I reach 62. I think it'll probably be easier not to retire!
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[quote user="idun"]You'll have to watch out, because if stay in France and IF you have accrued a french pension, be it small, then they will be your competent state and that changes a few things. . [/quote]Does that mean I might be able to 'retire' at 62 rather than 66? It'll be interesting to see how it works out. I'm not planning to go back to UK but I guess we never know so it's good to keep aware of all the options and possibilities. If I've understood your link correctly if France remains my competent state after retirement and I did decide to return to UK I could then get medical treatment in the UK and France. That must be a bit of an advantage..
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It's interesting because if you look at the NHS website it makes no mention of that. Almost better to go back to UK and not tell them that you have a French pension..I assume there is a third scenario, where you live in the Uk but have not paid into a pension from anywhere.For what it's worth..when I reach the UK state retirement age they will be my responsible state I guess as I haven't made any pension contributions in France (well I have accrued the equivalent of one trimester), but have 30 years in the UK.
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I know this is drifting off from the original post but there are a couple of things about your situation I don't get.Access to the NHS is based on residency, not on contributions. Now that may well change but at the moment if you are living in UK permanently you are entitled to use the NHS in the same way as anyone else.http://www.nhs.uk/chq/pages/1087.aspx?categoryid=68&subcategoryid=162I understand that all French income generates social charges, but this alone does not guarantee you anything. I pay social charges on all my unearned income but that in itself doesn't give me my healthcare ..
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Well everyone in France pays Csg and CRDS on all income but that doesn't cover healthcare. Social charges, that contribute to healthcare and other benefits are only levied on earned income, not pensions. Just so I understand this, what do you still pay in France so that you can get healthcare in the UK?
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It works the same as it always used to work for inactive early retirees. You apply and if accepted then you pay 8% of your income over 10000euros. The year we arrived they withdrew this 'privilege' for EU Migrants, so we were forced to find another way to access healthcare. We set up small businesses and pay our cotisations and that gives us our healthcare plus access to a few other benefits if we needed them. We worked out what we would have had to pay in charges to access CMU had we been allowed to join it, and we are actually considerably better off working for ourselves with a low turnover and paying that way. Maybe the French government realised that they might actually be better off letting people join!
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My parents very generously gave each of us (3 in total) a sum of money to secure the deposit on our first homes.. and very grateful we all were at the time. My mother never spent any of her money while she was alive, convinced she might need it time. It was quite sad to me to think that she didn't spend it more 'generously' on herself while she was alive. I don't plan to follow in her footsteps and am doing my best to ensure that I die broke. I guess it depends on how much you have to leave and whether you trust your kids to spend it wisely.Whatever you get for Christmas, I hope you spend it wisely and it gives you pleasure
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I was listening to a radio interview on France info the other day and I thought 'he sounds like Mick Jagger.' Turns out it was and he speaks very good French. Still sounds like him, but somehow his South London accent works much better in French. Tony Blair worked at the European Commission, where you have to be fluent in at least two of the European languages and understand a third. Accent and fluency are not really the same thing to my mind. Where I live here the locals speak with a very strong accent that is incomprehensible to many other French people but most are fluent in their own language. I'm not a grammar snob when it comes to TV presenters, but the ability to speak clearly helps
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It isn't new employment legislation is it? It's just existing legislation with some discussion as to what extent obesity might be considered a disability. Equipment such as suitable chairs for someone who spends all day sitting, is already obligatory under the employers responsibility for health and safety at work and nothing to do with whether anyone is obese or not. When I worked in UK all employees had their work stations assessed and if necessary special equipment provided. One of my colleagues was deaf and needed a specially adapted telephone. Is that any different to providing someone with a bigger chair? I'm also not sure this legislation has much to do with the EU. Isn't the European court of human rights separate from the EU? It also has nothing much to do with UKIP, although no doubt they will try and milk it, as the UK led the way in Europe with anti disability legislation and in many ways is ahead of many other EU countries. I can't see getting out of Europe making that any different.
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I think it's quite difficult to compare the two systems. Britain has low social charges and higher tax, whereas France has high social charges but lower tax (at least for those on lower incomes). I think a few more rulings like this will encourage all countries to do away with the two different systems for collecting money and just have one system of progressive taxation. France has wanted to combine taxation and social charges under both governments but I think there are too many vested interests and it would be a very complex thing to work out (but would in fact save them a fortune in collection costs). Similarly combining taxation and NI in uk would save money in the long term and would perhaps make the systems of deductions seem fairer.
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Weird as this has come up as an active topic but the last post seems to 05/2013. Anyway..just to say, if anyone is interested in a cleaner, Leroy Merlin have the Karcher 1020 on offer for 70 euros with a 20 euro reimbursement that you apply for. Cheapest I've seen it in UK is £99
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No need to declare it..the estate is taxed in the UK and of no interest to the French tax authorities, although you will have to declare any interest that you earn from any capital.
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From what I can see since living here is that if you ask the tax office anything you will get any number of different realities and answers to your questions..mostly conflicting. Find the answer you like the best, get it in writing and stick to it! As far as I understood RSA is means tested..so if you own your own home it is less and other assets are taken into account when you apply. We have a French friend who returned to France after living in UK for several years and had no job or income so applied for RSA. She did have a house (that she didn't live in) and was put under pressure to rent it or sell it, with any profit having to go to pay back the money at some point. Basically they went through her assets with a fine tooth comb before awarding her any money. We also have an English neighbour who gets it but under the understanding that when he dies and the house is sold some of the money will be used to pay back what he has been given. If you qualify for the benefit Steve, I'm sure you will be able to access it, but you may find the process is more intrusive than you think.
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I don't doubt that at all Quillan and I'm not making light of it..it's just that if you have to serve everyone the same meal in the evenings then how can you manage all the varying needs and when does it go from being a variation on the menu to being something completely different? Just one of those complicated laws in France that can be open to interpretation to some degree? As far as I know in UK there are no regulations with regard to the food you can serve as a B&B, although plenty with regard to alcohol. My friend limits the choice to keep it simple. She does not eat with her guests either. We stayed in one table d'hote where the owners were trying to loose weight, so although they sat with us they didn't eat any of the food, which was a bit off putting! Idun, I live near a well known Buddhist monastery that has visitors from all over France and the rest of the world, so perhaps that's why I meet more French vegans and vegetarians down this way.
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We don't run a chambres d'hote but some French friends near us are currently having to cater for their guests raw food diet! From a practical point of view I would think it would be crazy to have to cook seven different meals for guests even if you wanted to, but then whether anyone would really go round and check out whether the kids had beef burgers and chips rather than the same meal as the adults ? My friend who runs a vegan B&B in UK offers the same menu to everyone.. take it or leave it..3 courses and you pay the same whether you eat all 3 or just one course. Even when cooking for friends I usually find myself having to do two or three different versions of the same thing to cope with People's dietary whims.
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Almost everyone seems to have specific dietary requirements these days Quillan. Vegan, veggie, gluten free, lactose free, nut free, allergic to ??? I would have thought it was possible to offer whatever you wanted to in most cases.
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I think you'll find the root causes of these problems are traffickers, many with Mafia connections, out to make as much money as possible from their human cargo. Many are seeking what they are led to believe is a better life than the abject poverty from which they have come from, and believe the lie that is continually propagated that the benefit system in Britain is the most generous in the world . (The reality is that they would be better off in France, Switzerland and Sweden, all countries who offer political asylum to genuine refugees..but it is easier for the traffickers to drop them off and point them in the direction of Calais. I can't see how not being in the EU would make any difference at all as these are not EU citizens moving for work. Landlocked borders are always very difficult to police unless you put up a wall for the entire length..and once someone is in a country how do you spot that they are illegal unless they do something to draw attention to themselves? Incidentally we drove through Calais end of October in our van and didn't see a soul.
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It's an interesting discussion. I remember one of our Physiotherapy students going on a clinical placement (in UK), going to watch an operation, passing out and knocking out two of her teeth. She was seen by the emergency NHS dentist but there was no treatment available on the NHS that could save her teeth. There was private treatment available but even though the accident happened while she was working, there was no insurance in place that would cover this treatment . The hospital had no liability, the University didn't either, as no one was really at fault, and house insurance policies in UK don't normally cover personal injury so I think in the end her parents had to cough up for the treatment.At least you did get some money back, even if it was from your own insurance.
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So the moral is when asked that question to always say it was an accident at home?I must admit I wouldn't expect to ever be able to claim for a sports related injury. My friend in the UK lost her front teeth when she went over the handlebars of her mountain bike. No one to blame but herself and her dental insurance wouldn't cover it because it excluded damage to teeth caused by participating in high risk sports.Incidentally when OH bashed his head on the concrete block my brother suggested that he sue himself for negligence.
Taking French Nationality
in French Legal Issues
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