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tea4two

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  1. Yes Gladly. I am cronically in pain, disabled, medicaly and support dependant, unable to do much m,ore than sit in this chair. He's an olyimpian compaired to me but because i have worked hard and paid taxes and stamps and now have some assets that i am unable to maintain. I cant get the means tested support and have to sell everything to fund myself till the money runs out. I,ve paid hundereds of thousands in tax. yes a warden controled flat with central heating and no damp would be fantastic, i could sit in the window and watch the world go by. Yes to someone well it might sound rubbish but if your not able to do much it gives a new perspective on whats important. when your ill everythings a struggle having it all done for you is a great help. Im not bitter at allgood luck to him. yeeee haaaa. theres another damp patch.
  2. Hi Everyone and thanks so much for the amazing amount of info. Well I,ve been in France for 8 years, 6 months here and 6 in England. I always tow a trailer over full of gear and make the most of whats cheaper there for here (lots)and whats cheaper here for there( not much). Usually 2 ton of fire wood free from garden to heat the Eng house n water. I like it the way it is, the nhs know what i do, they have never said there is a problem with my health care due to being away more than 3 months. and the EHIC has been ok although last year i had a 2k medical bill i sent in to france for reimbersment and got 130 euros back! should have sent to Eng apparently. At some stage well have to sell here (Fr) as second home owners now have social charges to pay well move here for a year or so to stop the cgt on what will then be main res. I see what people are saying about the health care cost and i think i would struggle to get insurance as i have not been able to get holiday insurance. Basically I was hoping that by living here and my tax return showing less than my personal allowance and my income coming from renting my house I would not pay social charges, Habitation tax, or they would be heavily reduced as my income would be so low. In Hindsight with me now being screwed and unable to support myself without living in a caravan at the bottom of the garden and renting the house. I would have bought a better house in England, suffered the rain, used the rent a room scheme for income and biodegraded in my chair. I have a friend back in Blighty who's incapacited has been out of work for years, has no house or savings. sounds terrible BUT. he's got the latest gadgets, eats out, gets dental, has a warden controlled flat, pays no council tax,has a car supplied and has the equivalent of nearly £400 a week in rent, benefits etc... I've done it all wrong, im not bitter at all, just realizing all those years working hard wearing myself out paying the taxes. building up savings paying off the mortgages. And trying to keep my crumbling damp house going I could have been chilling out with my Giro watchin the world go by. Aaaaaaaaa Bisto! lol . I still got my sence of humor, hey what do you mean there's a comedy tax for anyone with a smile payable on the 15th of January!!! It's in 3 bands, High, Mid and Low. The high band is for big earners, they are deemed to be the ones with the whitest teeth. The Low band is for those with no teeth. If you have dentures your in the high band as you are wealthy enough to have them. If at the time of assesment you remove your dentures in an attempt to delibretly defraud the smile tax office your assets will be siezed and you will be deported within 48hrs. Thanks everyone, much appreciated. Tony
  3. Hi Everyone, Big Thank you to everyone who has offered advice and comented, very much appreciated. I have read through and will read again, several times, very informative, thank you all. I'm not to good at the moment so it might take me a few days to get back. Brilliant forum and great mix of perspectives.. back soon. thank you. Tony
  4. Hello Everyone, my first post. Any ideas tips would be great please. My Wife and I have for the past 8 years spent 6 months here holidaying and 6 months in England working. It has been great but in the last 3 years I have been ill and not able to work, I was hoping to get better and back to work but it's not going to happen. I'm 43. We would like to continue doing this in a sustainable way and am thinking about the following. We have a house here we plan to rent for 3-4 months of the summer, we will live in our caravan in the forrest/garden. We have a House in england we can rent for holidays whilst were here. our joint income from both after expenses would be about £8,000 pa. we can live on this ok were not extravagent. We have about £70,000 of savings left, I have been living off our savings whilst ill. I,m wondering Would we pay habitation tax as our income is low? I believe we would not pay income tax as we are below the threshold? social charges or have to register as a business when renting the house? Currently we live in Uk and holiday in France but we could turn it around if it would make things more viable. Any tips or ideas would be much appreciated. I have read lots of posts. Thank you very much for any help. regards Tony
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