Miki
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Posts posted by Miki
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Far too variable and no pattern emerges to my knowledge. It can be a large expenditure, a large new amount of cash going in the bank, a random check.etc etc. In some cases, you will get a call from the police first asking you to go doiwn to the police station. This is a general check first to see of your legality. Gîtes de France are, in this area, now offering a day about fiscality as well as offering info on how to run ones books. The way general meetings are going at the senate, the hotels and the campings are still really pushing for tighter controls and if a recession is imminent, as some economists have hinted, then no doubt they will be even more forceful in their baying.G de Fr, as it stands for now, will not see it as their concern to be honest and it is left to members to know the regulations, although they do of course offer as much info as they can and much is now sent by email to us, as well as the regular mag offering news about our biz.
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[quote user="RumziGal"]
[quote user="Dick Smith"][
The only real problems I've had in France were when I was taken for German. It's the name [/quote]I can't even use my name as an excuse. They just think I'm German anyway. Could be the moustache.
[/quote]No I do think you have got away with the moustache, don't think this personal but could it be zat stiff walk and the nasty look of the pooch that walks alongside you [:)] -
Phil,Personally I would say that followed the guideline. They may say it is not continually numbered, so you may have hidden something ?We have a stamp with the tva message (cheaply bought at places like Office Depot) and sometimes I have to say, through just not having the time and forgetting to do a few weeks stamping at a time, we have given out a facture without it being stamped, not a big deal but there again, one day someone may pick it up !We also have a facture ready to be instantly printed for those who do for one reason or another, wish to have a full facture. I think some of the British B&B's do take it more as a hotel type affair rather than an extremely simple (so called) job of giving a basic bill but written out as per requirement. I wouldn't do any more than is required to be honest and leave the print out purely for those that require it but the choice is yours. I would only worry about the fact that the regulations ask for bills to be numbered and to be continous without that run being broken with pages missing.It is now getting pretty mixed up, with what is allowed and what isn't. Those I have spoken to, who have had a contrôle, have told me what they needed to produce and it often goes way over what one is led to believe and that has been for registered B&B's and those not, people. It does seem to me, that Impôt will see anyone doing gîtes or B&B will be treated as someone with a shop or trade and professional and not as some people have been led to believe, just keeping simple books and not bothering with numbered reciepts with tva notice, no daily reservation book, showing all bookings entered (many local ladies here, have it written in a small diary and how they know who is where and how many etc, I have no idea !) and on and on..................I think as more and more locals and ex pats of all nationalities take to campings of all standings, B&B's and accomodation hire, so more and more will be likely to get a contrôle.
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[quote user="DOMY"]Miki says :but Domy, do keep on posting, it is for some, the way I read it, the only chance they have of contact with a French person !--------------------------------------------And you are the only chance I have to chat with a British food critic !!! :)[/quote]So you are lucky [;-)] and so are the folks, who should now learn more of one Frenchmans take on life in his country.By the way, we all support CFC on here [;-)] And one lady stalks Zizou, so she doesn't [:)]
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Beryl, I never said that what Domy had to say was racist, I only suggested what would happen on here, if one of us Brits told the story I had mentioned. I agree, Wen might have said it better but being an ocker, she says it, how she has truly found it, something I have tended to do [;-)] It makes things clearer, saves having a sore backside sitting on the proverbial fence [:)]So yes agreed Dick, Wen might not have said it nice and Domy should not be telling us dear Brits (and Ozzies) to go home if we don't like it here.......but Domy, do keep on posting, it is for some, the way I read it, the only chance they have of contact with a French person [:D][;-)]
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If anyone thinks it is totally correct for a native to tell anyone to go home just because that person has a grievance, then if so, it is my belief that many Brits should not be here but then is it so, that many people of many nations, including the French, should also leave the country they live in, if they have disagreements about it ? I took in most of the points but sorry, not this one. I wonder how it would be seen, if someone come on here and posted that they live in the UK and some of the immigrants are complaining about one or two things and they had told them all to go home.................different tune perhaps. Countries take praise and, as is life, have to take criticism surely. We all know the Brits take an awful lot but if we on here, told those folks from other countries to "Go Home" due to them having simple disagreements, then perhaps this forum is not so against racism, as it so often tries to make out on occasions.
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If you are a Bosch, are you THE Betty Bosch ? If so, do you know Sally Siemens?If you are right SB, then we have a rich bitch amongst us, (no that's Benidorm, sorry Betty)Everyone knows English must be spoken by the whole world, I think it is time France caught up and stopped playing silly bu ggers [:)][;-)]Rumzigal [quote]But in your own language you can reply quicker, you can do puns, you can chat about anything from politics to football......[/quote]Errumphhh, in this case, for football, please read Zizou................................[;-)]
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So was Go Home... touchéBut look again, she states it all from her own personal view point. We cannot argue that it has not happened to her as she says, well we can but then we must call her a liar. No, she starts by saying we should talk French but says she and her husband have had problems with some French. To deny that never would happen would be wrong. I have also witnessed it in England from another side.I have witnessed it here, I have known one or two Bretons simply dismiss someone because they were from Paris and I have found that Parisiens in general to be alright, especially the young.(OK not all !)Discrimination and racism happen here, to deny that would be wrong. We may not agree with it but to put ones head up ones jacksy (that is maybe a new one for you Domy but I think you know that phrase) and say it is not here, would be miles off target. Ignorant people range from Australia to The Yemen, good people funnily enough range from exactly the same places [:)]
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[quote user="DOMY"]wen says :I have lived in several countries around the world but it is only in France that I have encountered the attitude of 'our language or nothing' ...it is racist and it is ignorant.--------------------------------------------------------------------So you came here to say I'm a racist ??? GO BACK HOME, Wen !!!!![/quote]I get your point Domy but that phrase of Go Back Home will never do your case any good. That shows the dark side of any discussion about views in France. It is all too common, to see that the minute some people criticise anything to do with France or the French, that phrase is inevitable to come from the luvvies who see no wrong with the country. You, I know, will naturally understand much of France (of course !) so you too will know just what Wen was talking about, what she did do though, was put it across badly......I think you would admit to knowing there is much wrong with France (is there really another recession on the way, some economists here think so !) and whoever we are, or where we were born, if we are living in another country, one is surely entitled to a view without being told to go home.[quote user="DOMY"] I DO NOT HAVE to speak your language, just because you decided to come here !!!Do you speak chinese, Wen ???? You don't ????Chinese is the first spoken language in the world , and I'm quite sure nobody in LONDON's streets is able to help a chinese guy to find his way !!!![/quote]Domy if a Chinese guy goes along to Gerrard street, he will have little or no problem on that score [:)][;-)]
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[quote] Mind you, should I choose to marry again, Betty Rommel has a lovely ring to it, don't you think? [/quote]I think it is a vunderful name and hope one day you will meet a Herr Rommel and fall 'ed over zer 'eels wiv 'im. [:)]
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Betty,Is it Rommel ? or Beckanbaur ? or Fridge ? Mmmm.............surely not....Fräulein Bouilloire ?
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[quote] As a Micro BIC I don’t have to keep receipts for purchases but old habits die hard.[/quote]You are, say so, registered, so you want a bet ! I am sure you have " TVA non applicable, article 293 bis du code général des impôts " on all your factures and always the name of the client or if unknown, person non identifié, which of course are carbon copied and numbered in sequence with no gaps allowed....being legal really does mean knowing an awful lot, especially as very little is actually known to few but the Impôts fonctionnaires who as ever will say you should know (yes of course but when did we get given all the info, especially those doing it for pin money, G de Fr offer much but often confuse issues) and the French around here pooh pooh an awful lot but since last year, 3 people have had controles.Oh and until recently (and even under the new CESU, which only allows around 8 hours a week for something like under 30% of the year, in days) employing someone on chèque emploi for registered Ch D'Hôtes was illegal, your own part of the house OK but, rooms for biz, a no no and claiming it against tax was fraught with danger !
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[quote] Miki - the quote said that all French people hate the British for helping them out in the war. [/quote] I know Dick, I just wanted to explain what had happened to me. I agree, naturally it is not all but there are, I would hazard a guess, a sufficient amount of folks, who are still alive, if pressed, who did not entirely believe that our leaving was for the good of France in the end. Some people want to forget, some people cannot forget. Older Malouins are still quite unhappy at how Saint Malo was blasted to bits, they believe unneccessarily so. You speaking to some, as I have done, makes an even cross section doesn't it ? So I have to say, it may not be many, or perhaps it is ? Either way, there are certainly some still are not au fauit with the retreat. Many thankfully (or not, they have to be honest to themselves after all) see the fuller picture.Another quick story, where we had a place in Provence, the war memorial had a tribute close by, to Jean Moulin and the maquis from that part of Provence. Among the inscription, it states the words "Killed by the barbarous Hun". Some people in Provence, in those parts, have no time for Germans whatsoever, the campsite owner, who we knew very well, delighted in offering them shadeless pitches among the scrub but other locals wanted bygones to be bygones, even though we knew from others, that in some of their hearts, they detested them and that's the point. I may have spoken to many others, who felt like those that gave me a hard time but they just wanted to take an apero with me and let the dark times of the past go......................
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Betty,Your point was better made, than my point [:)]Late last year, whilst at Le Mont St Michel (for the millionth time with friends/ family visitors) we ate lunch in Pontorson. A British lady on a neighbouring table lit up a cigarette but the lady was careful to blow it away from our table, the people with her were pleasant enough and she had even asked it was OK to smoke. A French chap from another table came over to ask for the spare ashtray on their table. With that, the man with the lady went off on one, and said in English, that they had asked to smoke and to mind his own business. The poor chap stood back, not understanding the language. Quickly one of our party said to the British chap, that the man simply wanted the other ashtray, to which he said "no he didn't, he wanted my wife to put her fag out" untrue of course but.................A situation was avoided, when it was explained to the Frenchman that it was a misunderstanding but even then, even though the poor lady was embarrassed, the chap still held on to his belief that the man believed ther chap wanted his wife to put her fag out............even though the French chap had taken the other ashtray and was indeed, smoking.
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[quote user="Bugbear"]
[quote user="Miki"]
Does that exclude Brits coming over with lush shiny new motorbikes and big cars ? [:)][;-)] Round here those folks would stand out more than a cucumber sandwich !![/quote]LOL Miki, We've got an 11 year old Jeep, a 16 year old Citroen AX and a 5 year old Motorcycle. Hardly decadent I think.
What's in your garage ?
[/quote]Zilch. we ain't got a garage [:P] We live in a box alongside the quatre voies [:)]Our near neighbour has a 1955 rare vehicule, said by the Maire to be worth €40,000 minimum. It ain't the age, it's how it comes across to others. Many years ago, we had a friend who moved near Mussidan, spent a fortune on the place, had a new Landrover Discovery and drove around like jack the lad.... A few years later, he admitted to me, that I was right, coming over, somewhat OTT impresses the paysannes little and how sorry he was to have acted so pathetic. He's actually a very nice chap but for two years, he thought money and a big motor would impress, it did...A few neighbours told me that he was come across as a gros tête and he wasn't..He couldn't speak French, he couldn't understand the body language and then one day something clicked !!! Oh how it clicked, Disco sold and so arrived the Renault, then all the neighbours asked him what had happened to la belle voiture.......funny peeps les française [;-)] -
[quote] Form a commune of brits with 'perfect lawns' and cucumber sandwichesand the french will take the 'p*** out of you. A pretty reasonableresponse in my book. [/quote]Does that exclude Brits coming over with lush shiny new motorbikes and big cars ? [:)][;-)] Round here those folks would stand out more than a cucumber sandwich !!And a lot of people in our commune have lovely lawns and indeed the competition for best garden of many styles, is seriously fought for by the locals and I won't mention the vegetable competitions !! [:)]
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[quote] TOH, who relies on hand signals and an eclectic mix of disjointedwords, hasn't had any problems either (although, in fairness, he'd beless likely to realise if he had!) [/quote]Although agreeing with a lot of what you say Betty dear, it is the part in quotes that really has to be thought more about. The number of times I have been with friends and chatting with the locals or whoever and friends have said "what did they say" and I have come up with a load of balloney to make them laugh, they sometimes think I am being honest in my translation, in which case, just think of how many Brits over here will think that a smile and a comment means all is OK and a sad look with a comment means someone having a pop...we all know that does not neccessarily add up, so yes, simple to think all is OK in the world but also as easy to think all French are nasty peeps..........................[:)]
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Sorry Dick,I have found it a couple of times. I posted about this a while back on here.Some years ago, we were over to the West of Brittany and I was saddened to see so many of the same name on the local memorial to the dead of the 39-45 war. I mentioned this a to a few old chaps standing around by the said memorial. One chap said yes it was indeed very sad, another one sounded rather disgruntled and let out a tirade of accusations about how we anglais left them to deal with the hun, whilst we (the anglais) simply fled to safety. I saw no point in replying with the obvious but let him tell me of all of his anger at us. I told him my Father had came over, seen his regiment speadeagled all over the north to find their own way to Dunkirk. A soldiers choice was just to follow orders, no intentional heroics for the majority, just obey and try to look after yourself as much as possible. I went on for a while until I saw his face crumple and his friend hold his sholders. The other man told me that the family I had pointed out was the old mans family. Sure I felt pretty bad but....................I had the same kind of debate down near Boulogne, different circumstances but again, the same call of how we run away. We can argue all we like but none of us having been in their shoes at that time, won't have clue what they went though. sure I tried to hold up the British side of it all but every time, they came back with fair points form their angle.OK we can all look back and see the final eventuality and wonder why they they cannot all see, it was for the good of all but in the meantime, it wasn't I guess, for some of them.
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[quote]
I thought that I would enlighten those that are interested into the results of a conversation with a new broker from MMA that I have spoken to (trying hard to do it all in French). By the way this is for an "all risks policy" [/quote]
All house insurance is generally Multirisques (all risks policy but the wording is probably a little vague !!)
Using UK examples of elements of cover i.e. (not to be confused with assurance France though Mike !)
[quote]1. A guest or me spills a glass of red wine onto a carpet that could not be cleaned. Can I claim - answer no [/quote]
If a guest does it, depending on your want, you can always try and make a claim against them.
[quote]2. A guest knocks over a lamp and breaks it. Can I claim - answer no [/quote]
Again, you can make a claim against the guest if you want to. A point to be made here is, if anything you feel is too valuable and therefore somewhat risky to use in your line of work, then don't make it available. It's OK to say one is upmarket but if that mans having expensive "things" being used by guests, then at your risk be it.....or again, be ready to make a claim against the guest[quote]3. My mountain bike is stolen away from the house. Can I claim - answer no [/quote]We have friends who have bikes for use by guests who have to have them securely locke dto gain cover they arranged seprately, it certainly would not pay out if no force of entry was shown and even then, it will only pay out on age of said stolen cycle (s) and the franchise takes away a lot of the remboursement anyway![quote]4. My garden furniture is stolen (from my garden). Can I claim - answer no [/quote]
I have it found quite normal here that outside unprotected artices will not be covered.
[quote] Basically if the house burns down, if there is a flood or storm damage most policies provide decent cover. If something is stolen (from within the house) it is covered but outside of this the extent of cover is poor. [/quote]
Not poor so much, well to British eyes maybe but quite natural cover here. Don't forget, just as with top up health cover, there are a few grades and addons that can cover most things in France, the choice as ever, is with the client. The difference perhaps in France, is that all of us are expected to hold Resposibilité vie privée civile assurance as well protection juridique and this is how people can recover losses through accidents by guests as well as in an every day normal life. For instance, my Daughter, when she was just 12, accidentally stood on a girls pair of galsses, the parents sent us a note through the school and our assurance duly paid out.OK that is school assurance but the same principle applies.
As for feeling poor Mike, join all us ex pats who thought the road to Paris was paved in gold [:)]
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Added to what the Soz states, it is also 15 person maximum for any Ch D'Hôte.
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And some roads "downgraded" from an N prefix, can be renamed an RD road. Still important and more importantly seen than a D road, which in turn, is seen as a better road than a C road, there again, some C roads are nicer than A roads but not as big or as long ....................Like TU, I just want to know where the road is going to but sometimes the number may come in handy, especially if it is renamed and one has not got a clue that happening........and with us still using a 1997 map............[;-)]
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We have two N137's and two N176's due to new quatre voies being built in the last10-15 years. The old roads, were as normal, then designated with D prefixes and so the old N137 is the D637 and the N176 the D676. still with me ?So no problems then with renaming.....except, the D676 from Dinan to Dol de Bretagne has kept its old stone markers and distance posts.....and also the old road name has been kept on them, so we have two roads named as N176. This has caused confusion for those tourists (and out of towners in general I suspect) who like to verify they are on the right road by checking the road number. I asked our Maire one day why this was and he simply told me that the markers were historic, in an ancient marker type mode and would for the foreseeable future, be staying.
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Have a good time in the vice den [:)]I have sent you a PM on another entirely different matter ................[;-)]
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[quote user="Cerise"]
Mike - I'm still with AGF and definitely got cover - though not loss of earnings, but don't think I can get that as I've not got a siret number.
Do you want me to look up the relevant bit and let you know what it comes under in the contract?
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Do keep up Cerise [;-)]A short while back I stated that GAN in conjunction with G de Fr (I don't think it means you have to be a member though, I am not sure, I just think that the Multirisque policy I have, was designed with those who are registered or not) sent out letters to people in the area with Ch D'Hôtes, stating exactly what their new policy was for.
We decided to take it, not for the price, although in the end it was actually cheaper than our existing and untidy contract but because it has much included that was only available as add ons to the other contract and "at the end of the day" the contract looked more professional, even though it was of course, designed for B&B' & gîtes..
I have to say, I do not know if this was designed for dept 35 or GAN have it available all over France.
Stop employing people on the black
in North West (Basse-Normandie, Haute-Normandie, Picardie, Nord Pas-de-Calais)
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