Hi Everyone, I have not posted before and only recently started to consider buying a french property for sole use as a holiday home. We are currently drawing up a financial 'hit list' for a given property per annum in order to get some grounding on financial comitment necessary so... My first question is - what would I need to consider by way of insurances, taxes etc...? Any rough figures would be very helpful but I appreciate this will be property/ region specific so what to include in our calculations would be great... My second question is to ask your opinions on mortgage products available (mine field at the best of times admittedly) however we seem to be given choices of mortgages from 3 years through to 25 years based on an 80% loan... I personally don't want to be locked in to one product for the life of the mortgage but is staying with the same product for say 7/ 10 years the norm??? and is it relatively easy to change products at the end of the term? Thanks in advance for help as it will undoubtedly be of great help to us. Adam & Emma
