Firstly, many thanks to all on this forum who have helped to clarify this confusing situation. Our 106s expired in January, so we expected to be unable to join CMU until E121 is issued in February 2009. As my husband requires regular presciptions/ blood tests, we have arranged private cover (with Exclusive Healthcare) and are now not sure if it is worth trying to apply for CMU entry; our local CPAM office is at Saintes and judging from other posts, we are unlikely to be accepted! My concern is, if we are out of CMU for a year, are we going to have problems when we go back to CPAM when the E121 is issued next year? We received the letter from CPAM asking us to return our Carte Vitals which we have not yet done but have not tried to use them since they expired in January. Any advice on this would be much appreciated [8-)] Thanks