genghis24

Hello They had their blood tests on 1st June, so it's 6 months from then. We rather foolishly assumed when we moved over to France that all would go swimmingly and that there would be 'no going back' so only booked the cats one-way passports... I don't want to let go of my cats, but the cattery is going to cost about 1500 euros, and since we're having to go back for financial reasons we just don't have the money... If you can think of anyone who will take them on then please do let me know. Many thanks Emma-Jane

Amber & Pebbles - 12 year old sisters living in Mareuil, Dordogne (24340). They are both absolutely beautiful and extremely loving and cuddly. Unfortunately they are both a little poorly as well - they both suffer from Hyperthyroidism, which is controlled by two tablets each a day. Amber has also developed a heart murmer because of this but does not need any medication for it. We desperately love our girls but we are having to move back to the UK and cannot afford the 6 months the girls need to stay in the cattery for (they have had their rabies jabs and blood tests). I can't bear the thought of having them put down, as they are not suffering and are both very happy cats. If anyone would be happy to foster my girls for 6 months or rather rehome them permanently, please do not hesitate to contact me. Photos available - i can't work out how to add them on here! We are leaving France permanently on 4th July. I look forward to hearing from anyone! Many thanks Emma-Jane

Hello and thank you for responding. Without going into detail, there was a period of time where certain banks (including very stupid/generous bank manager) were allowing debt ratios of 40-50%. We took advantage of the latter when times were good and are now reaping what we sowed... I don't imagine banks will ever be this 'generous' again so hopefully won't happen to any one else.

I'm currently halfway through a mortgage holiday after 12 months of wrangling with our bank. We now realise due to many unforeseen circumstances, that there is absolutely no hope of us being able to pay our mortgage again, once the relief period is over. We are looking now at returning to the UK. Our house is also in serious negative equity. If the French bank repossesses our house (most likely scenario) will we be liable for the deficit between mortgage owed and what the property sells for in auction? Or is declaring bankruptcy in France more preferable - would there then be no liability? Does anyone know the ramifications of declaring oneself bankrupt in France on one's status in the UK? Do hope to hear anyone's thoughts, as just don't know where to begin and stressing beyond belief... Thank you. April