Thankyou for everyone who has helped, we booked with citybond insurance, pretty good price and not a problem if not a uk resident, we tried trailfinders but they were 50% more expensive. I am trying find some travel insurance for a trip, but as i live in france can not use a uk company, I have had a look at the french sites but have not found an easy one to use. does anyone know any companies i could use thankyou