[quote user="AnOther"]How long is a piece of string, I don't know that too many here are actually on private insurance so I think your answer may have to come from obtaining quotes from French insurance companies. FWIW I have AXA PPP private health cover through my UK employment, as a corporate scheme it carries the option to continue the same cover after ceasing employment and out of interest I obtained a quotation (62 & 60 years old) and it came to out to about £1600/qtr. ! If you have fully comprehensive private health cover by definition you will have no need of a top up. [/quote] My mistake, should have explained better that we're trying to find out how much (if anything) we would have to pay to the State for Health care, once the 5 year qualifying period has expired and we are in the French system. Or if we were in the system now, not working and thankfully fit and healthy, apart from Top up Health Insurance how much would we have to pay for 'stste' health cover. Cheers