When we first moved to France we used the services of a Financial Advisor. Over the years, due to various reasons irrelevant to this thread, all bar one of our investments have reverted to our direct control. The remaining one 'managed' by our former advisor is a, now defunct, Assurance Vie. It's gains are minimal and I would like to keep as much of them as possible by removing the 'management fee'. My question is this, can I just write to the Assurance Vie direct and say XXX is no longer my Financial Advisor and could they please stop paying them? I know the French have a great affection for their 'conseillers'. Do I have the right to continue owning the Assurance Vie without the F.A., who originally set it up, as an intermediary? I'm not looking for another advisor, I simple don't feel I need their services anymore.